REVENUE AND EARNINGS : COMPARISONThe prime difference between earnings and revenue is that revenue refers to the amount generated by a business entity by selling their goods or by providing their services during ...Read more

HOW TO SWITCH FROM MUTUAL FUNDS? Selecting a mutual fund scheme to invest in is a very subjective question, and this decision involves a lot of factors like investment tenure, goal and risk appetite among ot ...Read more

VENDOR FINANCING Vendor financing is the lending of funds by the vendor to its customers who use these funds to buy products and services from the same vendor. Customers need not pay for the products upfront ...Read more

WHAT IS TREND ANALYSIS?Trend analysis involves aggregating the information from multiple time periods and plotting the collected data and information on the horizontal line with the vision and goal of finding act ...Read more

WHAT IS ASSETS UNDER MANAGEMENT?AUM i.e. Assets Under Management refers to the market value of the assets a financial institution has rights and discretion over. Increasing AUM is the first and foremost goal of m ...Read more

HOW IS IPO PRICE BAND DECIDED?WHAT IS IPO PRICE BAND?Before we dive deep into the understanding of how the price band of an IPO is determined and what are the rationales behind the same, first let us und ...Read more

INVESTMENT BANKSAn investment bank is a larger and bigger financial institution that works primarily in high finance. The organisation helps companies access capital markets such as bond and stock markets. This h ...Read more

PRIVATE BANKINGPrivate banking is defined as personalised financial services a bank reserves specifically for HNIs (High Net-worth Individuals) clients. These “services” include everything from a preferred intere ...Read more

PPF Lock-in periodPublic Provident Fund (PPF) is a saving scheme offered and managed by the central government; the primary purpose is to support small savers over the long term. This is one of the most preferred ...Read more

HOW SAFE IS CRYPTO?Cryptocurrencies have become insanely popular over the past few years. With the increasing popularity, there is a constant increase in demand for blockchain developers which is the underlying t ...Read more

FLEXI CAP VS MULTICAP FUNDSWHAT ARE FLEXI CAP FUNDS?As per the guidelines of SEBI, a flexi cap funds scheme is an open ended dynamic scheme which is equity based and invests a minimum of 65% of its total ...Read more

TYPES OF IPOsThe IPO is a beneficial way in which various growth driven startups and companies offer their shares to the public to raise capital and to fuel their future growth. The process is straightforward. Th ...Read more

Axis Bank RD RatesA Recurring Deposit (RD) is a term deposit offered by multiple banks and post offices that allows people to deposit a specific amount of money every month into their RD account and earn returns ...Read more

REAL ESTATE FUNDSInvestors who are willing to invest in real estate at an affordable cost, Real Estate sectoral mutual funds can prove to be an ideal investment option. These mutual funds predominantly invest in ...Read more

INFRASTRUCTURE MUTUAL FUNDSInfrastructure funds are a kind of sectoral equity mutual funds that particularly cater to entities that are related to the infrastructure sector directly or indirectly. Being a sectora ...Read more

AU SMALL FINANCE BANK FD INTEREST RATESAU small finance bank offers FD schemes with a number of merits such as flexible time period ranging from just 7 days to 10 years, decent interest rates than private and pub ...Read more

HDFC PPF AccountPublic Provident Fund (PPF) is an excellent investment option for small investors to create long-term wealth by regularly investing a small amount of their money. This investment scheme option is ...Read more

SBI Senior Citizens Fixed DepositsFixed Deposit (FDs)A fixed deposit or an FD is an investment option that several banks and non-banking financial companies (NBFC) offer wherein the customers can invest ...Read more

PNB FD INTEREST RATESPNB or Punjab National Bank provides a number of FD plans to suit the needs and feasibility of the investors. These plans are classified based on various factors like deposit amount, tenure a ...Read more

LIC HOUSING FINANCE FD INTEREST RATESLIC HFL (Housing Finance Limited) is one of the largest finance companies across the nation. It offers a number of FD plans to investors which suit their needs. These FDs are ...Read more

FUND MANAGEMENTWHAT IS FUND MANAGEMENT?Fund Management refers to the function and operations of the fund managers who supervise and handle the financial assets of investors. The fund managers ensure that ...Read more

Mirae Asset S&P 500 Top 50 ETF Fund of Fund NFOMirae Asset Mutual Fund has announced the launch of the Mirae Asset S&P 500 Top 50 ETF Fund of Fund. The scheme would be predominantly investing its assets i ...Read more

ASSET ALLOCATION AND ITS IMPORTANCEAsset allocation has become a prime and gold standard in investing nationally and even internationally. Investors starting from office workers, students, professionals to HNIs i ...Read more

WHAT IS A FIXED RATE BOND?If investors are having a sum of money that they do not need for emergencies or living expenses, they may want to consider investing it s a lump sum in a Fixed Rate Bond which is a type ...Read more

CHAPTER 8 TAXATION- Capital Gains Tax ...Read more

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA- SEBI has stipulated the legal structure under which mutual funds in India need to be constituted.- Mutual funds are constituted in India asTrusts. ...Read more

PREMATURE WITHDRAWAL OF FDsWHAT IS PREMATURE WITHDRAWAL OF FD?Investing in an FD is done by many investors as it is considered to be one of the safest and secure ways to gain average returns while not ri ...Read more

FUND OF FUNDSWHAT ARE FUND OF FUNDS?Fund of funds are a type of mutual funds investing in other mutual fund schemes, ETFs, or a combination of funds. It is also known as a multi-manager fund or investmen ...Read more

Clean Science and Technology Limited IPOClean Science and Technology Limited is among the few companies focused globally entirely on producing innovative technologies using the in-house catalytic processes that a ...Read more

POST OFFICE PPF INTEREST RATEThe Indian post office or Department of the post is one of India’s oldest and largest entities offering a number of investment alternatives. They provide a decent return clubbed with ...Read more

Glenmark Life Sciences Limited IPOIncorporated in 2011 as ‘Zorg Laboratories Private Limited’ but in 2018 it was acquired by Glenmark Pharmaceuticals and the name of the company was renamed as Glenmark Life Scien ...Read more

L&T MUTUAL FUNDAbout L&T Mutual FundL&T Mutual Fund was founded in the year 2010. The fund house emphasizes on providing good long-term performance to its investors. They follow a disciplined ...Read more

FRANKLIN TEMPLETON MUTUAL FUNDAbout Franklin Templeton InvestmentsFranklin Templeton Investments was founded in 1947. It has been dedicated to delivering exceptional asset management to institutions, ret ...Read more

ADITYA BIRLA SUN LIFE MUTUAL FUNDThe core of Aditya Birla Sun Life Mutual Fund still lies in Indian culture as it is a subsidiary of a vast empire, i.e Aditya Birla. It was set up on 5 September 1994 and is a Joi ...Read more

PARAG PARIKH MUTUAL FUNDABOUTParag Parikh Asset Management was launched in October of the year 2012 and is backed and promoted by Parag Parikh Financial Advisory Services Private Limited, an advisory fir ...Read more

NIPPON INDIA MUTUAL FUNDAbout Nippon India Mutual FundNippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effec ...Read more

NPS REGISTRATIONProper and Meticulous financial planning is necessary to ensure investors can spend their life after retirement in utmost comfort and relief without any stress. Today, there are multiple options w ...Read more

National Institute of Securities Markets or NISM is a public trust which was established by the Securities and Exchange Board of India (SEBI) in 2006. NISM performs two functions under the SEBI (Certification ...Read more

NISM Full FormNational Institute of Securities Markets (NISM) is a public trust/institution, established by the Securities and Exchange Board of India (SEBI) in 2006. This institution is responsible for carrying ...Read more

Kotak Term InsuranceWhat is Term insurance?Term insurance is a form of life insurance offering cover for a period of time. The purpose of any term insurance is to provide financial coverage to the policy ...Read more

NPS WITHDRAWALThe NPS i.e. National Pension Scheme is one such government-sponsored option that allows investors to invest and secure finances for their post-retirement life through a disciplined framework for re ...Read more

ICICI Prudential Life or ICICI Prudential Life Insurance Company Ltd. is a joint venture between Prudential Corporation Holdings Ltd and one of the leading private sector banks, the ICICI Bank Ltd. The company has been pr ...Read more

AROHAN FINANCIAL SERVICES LIMITED IPOIncorporated in 1991, Arohan Financial Services Limited is a leading NBFC-MFI with operations in the Low-Income States of India. It provides income-generating loans and other ...Read more

LIC Plans for Senior CitizensOne of the leading life insurance companies of India, LIC offers a variety of insurance plans for its customers, out of which few are specially formulated for senior citizens i.e the ...Read more

Best Flexi Cap Mutual FundsFlexicap fund is a new sub-category introduced under the head of equity mutual funds. Last year, SEBI released guidelines on the change in rules of working of multi cap funds with regar ...Read more

What is a portfolio?In financial terms, a portfolio is like a bucket that has a collection of different investments or financial assets that are owned by an inv ...Read more

DODLA DAIRY LIMITED IPOIncorporated in 1995, Dodla Dairy Limited is an integrated dairy company based in south India deriving its revenue primarily from the sale of milk and dairy-based products in the consumer m ...Read more

Canara Robeco Focused Equity Fund NFOCanara Robeco Mutual Fund has announced the launch of the Canara Robeco Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 equity s ...Read more

Full Process to Invest in IPOWHAT IS AN IPO?IPO (Initial Public Offer) is a way through which private firms go public and make their stocks available to the general ...Read more

Incorporated as Vysya Bank Housing Finance Limited in 1990, Aadhar housing finance is the largest housing finance company in terms of the AUM. It has the largest customer base as of 31st March 2020 and has the highest dis ...Read more

WHAT IS AN IPO?IPO (Initial Public Offer) is a phenomenon through which private entities go public and make their shares available to the general public for buying. This application is made available online and i ...Read more

INCOME FUNDSWHAT ARE INCOME FUNDS?Income funds are mutual funds that aim to generate an income stream for the investors by investing in securities and instruments that offer interest and dividends. These ...Read more

What are CONTRA FUNDSA contra fund is a subcategory of equity mutual funds and as the name suggests, this is a kind of investment fund whose USP is to adopt a contradictory view of the sentiments flowing in the m ...Read more

FLEXI CAP FUNDSIn the best interest of mutual fund investors, the market watchdog SEBI has been implementing a chain of changes and among them, the concept of Flexi cap funds is introduced. For any equity-based m ...Read more

WHAT IS CONSOLIDATED ACCOUNT STATEMENT? CAS or Consolidated Account Statement is a single combined statement that depicts all the investments made by an individual investor in mutual funds for a period of a ...Read more

LIFE INSURANCE VS MUTUAL FUNDSWith the increase in financial knowledge and awareness, everybody today is becoming more concerned about financial planning to achieve their goals. And to do this, investors have a n ...Read more

SBI RD INTEREST RATE (applicable w.e.f 08 Jan 2021)Period Rates for General PublicRates for Senior Citizen ...Read more

HNIs generally have a very hectic, work-filled, and stressful life. Also, they need to travel abroad for business and work-related opportunities or to have a break from their hectic schedule, they may go on a vacation abr ...Read more

Barbeque Nation Hospitality Limited IPOOriginally incorporated in 2006 as Sanchi Hotels Private Limited(SHL), Barbeque Nation Hospitality is one of the leading casual dining restaurant chains in India. The name o ...Read more

INTERNAL RATE OF RETURN IRR (Internal Rate of Return) Method takes into account the time value of money as we do in the calculation of NPV i.e. Net Present Value. It helps us to analyze an investment plan by ...Read more

Nazara Technologies LIMITED IPO DetailsIncorporated in 1999, Nazara Technologies is an India-based leading diversified gaming & sports media platform. Their goal is to cater to billion-plus mobile internet pl ...Read more

MTAR Technologies Limited IPOIncorporated in 1999, MTAR Technologies is a leading precision engineering solutions company that is engaged in the manufacturing of mission-critical precision components that have cl ...Read more

SYSTEMATIC INVESTMENT PLAN (SIP)INTRODUCTIONA Systematic Investment Plan (SIP) is a concept and one of the methods in investing in mutual funds. It can be termed as an investment in MFs periodically with ...Read more

NSC vs KVPNational Savings Certificate & Kisan Vikas Patra are the popular savings ...Read more

Cash Reserve Ratio is a major monetary policy tool that is decided by the RBI's monetary policy committee. The committee revises the CRR in the monetary policy review meeting which is conducted every six to eight weeks. C ...Read more

Kotak NASDAQ 100 FOF NFOKotak Mutual Fund has announced the launch of Kotak NASDAQ 100 FOF (Fund of Funds). The scheme would be investing in units of overseas ETFs and/or index funds based on the NASDAQ 100 Index ...Read more

ESAF SMALL FINANCE BANK LIMITED IPOESAF Small Finance Bank was incorporated in May 2016. It is a new age social bank that continues to redefine the banking experience for its stakeholders. Currently, the bank has ...Read more

FD & PPF : COMPARISONThe investment opportunities can widely be divided into 2 broad categories - the instruments that provide market-linked returns and the instruments which offer fixed returns. When we talk ...Read more

INDIGO PAINTS LIMITED IPOIndigo Paints started in the year 2000. The company started its business with the manufacturing of lower-end cement paints. After some time, it expanded its range to cover more segments o ...Read more

Pradhan Mantri Fasal Bima Yojna (PMFBY)Pradhan Mantri Fasal Bima Yojna was launched by prime minister Narendra Modi on 18 February 2016. It offers insurance coverage to the farmers in case of crop damage/failures ...Read more

HDB FINANCIAL SERVICES IPOHDB Financial Services (HDBFS), Incorporated in 2007, is a leading Indian NBFC which serves both individual and business clients. HDB Financial Services is an established business having ...Read more

IPO List:Initial Public Offering (IPO) is a process when a private company offers its shares to the general public for the first time by issuing new shares or selling some existing shares. It helps the company to ...Read more

Kotak International REIT FOF NFOKotak Mutual Fund has announced the launch of Kotak International REIT FOF (Fund of Funds). The scheme would be investing in units of SMAM ASIA REIT Sub Trust fund and other overse ...Read more

What is Systematic Transfer Plan?A Systematic Transfer Plan is a plan where investors give their consent to a Fund House or Asset Management Company to periodically redeem or switch a specific amount or certain u ...Read more

What is Lock-in Period?The Lock-in period is the time period during which investors are not allowed to make redemptions or sell their investments. Investors are restricted to sell their units until the lock-in pe ...Read more

Kotak ESG Opportunities Fund - NFOKotak Mutual Fund has announced the launch of the Kotak ESG Opportunities Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Govern ...Read more

What is an Annuity?An annuity is a contract which offers regular payouts to the subscribers for a specified period on a lump-sum investment at the beginning of policy tenure. The Life Insurance company invests th ...Read more

What are Sector Mutual Funds?According to SEBI guidelines, sectoral mutual funds invest at least 80 percent of their investments in a specific sector or industry. They emphasize on a certain field, such as bankin ...Read more

What are Equity Funds?Equity Mutual Funds are a type of mutual fund scheme that invests their investments in shares/stocks of various firms, with the goal of achieving higher returns. Equity-oriented funds invest ...Read more

Ultra Short Duration FundsWhat are Ultra Short Duration Funds?Ultra Short Duration Funds are those debt mutual funds which invest in debt securities & money market instruments such that the Macaulay ...Read more

Understand the difference between NPS, PPF and EPFWhen it comes to investments for the long term or retirement, investors in India have many investment options for planning their financial goals. In this article, ...Read more

Conquer Your Fear of Money with These 7 Healthy ToolsChrometophobia is the fear of money, and if you think about it, money is such a thing that you can just not avoid it. Like other phobias, it is an abnormal and ...Read more

What is a Post Office Savings Account?A Post Office Savings Account is quite similar to a regular savings bank account. The Post Office Savings Account is a deposit scheme backed by the Government of India which ...Read more

Post Office Monthly Income SchemePost Office Monthly Income Scheme (POMIS) or Post Office Monthly Savings Scheme is a savings scheme offered by the Indian Post Office which upon a lump-sum investment offers a fix ...Read more

Principal Mutual Fund announces the launch of Principal Large Cap Fund- NFO. The investment objective of the scheme is to generate long term capital appreciation for investors by making investments in a diversified portfo ...Read more

Top-3 financial foundation risks every Investor needs to tackle immediately.The black swan event of COVID-19 has taken the world by a complete surprise and exposed you and many people across to assess, manage, an ...Read more

How to Become a Mutual Fund AgentMutual funds provide good prospects for long-term employment. A mutual fund representative has different functions and duties to carry out. The individuals with reasonable capital ...Read more

What is Nism VA Certification Examination?NISM Series VA: Mutual Fund Distributor Examination aims to establish a benchmark for a basic minimum knowledge for all the individuals engaged in the sale and distributi ...Read more

What is an EUIN number?According to the SEBI circular CIR / IMD / DF/21/2012 of 13 September 2012, it directed AMFI to establish a unique identity number for every employee/relationship manager/salespersons of th ...Read more

Steady Investment Options For Your Safe-Retirement.The National Health Profile published in 2019, life expectancy in India is 68.7 years. However, it is now normal to live up to 90 years and we must plan for this ...Read more

What are Alternative Investment Funds (AIFs)?Alternative Investment Funds (AIFs) are funds incorporated in India which operate as an investment vehicle that privately pools funds from the affluent investors for t ...Read more

What is  Atal Pension Yojana (APY)?Atal Pension Yojana (APY) is a savings scheme launched by the government of India in the year 2015 for the unorganised sector workers in order to help in developing a habit ...Read more

Pradhan Mantri Vaya Vandana Yojana (PMVVY) Pradhan Mantri Vaya Vandana Yojana for senior citizensPradhan Mantri Vaya Vandana Yojana (PMVVY) launched by the Government of India acts as ...Read more

A ship in a harbor is safe, but that’s not what ships are built for. Just like harbor is needed for the ship to know where it has to reach at the end of the journey the same way your financial investments also need a clea ...Read more

Unit Linked Insurance PlansUnit Linked Insurance Plan (ULIP) is a type of life insurance plan which is multifaceted in nature and provides an opportunity to invest along with an insurance cover. ULIP was initiall ...Read more

What is Bharat Bond ETFBharat Bond ETF is an initiative by the Government of India which is exclusively managed by the Edelweiss Asset Management Company. The Bharat Bond ETF invests in AAA-rated instruments or d ...Read more

Connecting the financial linkages of the past to guide the present!Understanding the linkages between past financial evidence and present events is absolutely basic for a good understanding of how the whole finan ...Read more

WHAT IS ESTATE PLANNING?Estate Planning is systematic planning to distribute one's estate according to his wishes in the future. It means distribution of assets as per one’s own wishes using various estate planni ...Read more

What is Arogya Sanjeevani Policy?Health insurance for many is an unexplored area, on account of lack of necessity or understanding. Every individual is primarily involved in three spheres namely income, savings a ...Read more

7 Signs that you are falling in a Debt TrapDebt has become an unavoidable part of most people’s lives nowadays. There has been ease in regulations in getting loans in the last decade. People requ ...Read more

ELSS VS PPF? WHERE TO INVEST FOR TAX SAVING?There are many investment products available in the market such as equity, debt, money market instruments, mutual funds, ELSS, ...Read more

what to do with underperforming mutual fund?People generally hold their positions in mutual funds even if they underperform. This is not a wrong strategy if the poor returns are for a short-term, let’s say for 3- ...Read more

We all invest in mutual funds to earn income in the form of interest, dividends or capital gains. These investment incomes attract Income Tax. The taxes on mutual funds gains largely depends on the type of mutua ...Read more

Is it good to invest in Debt Funds for the long-term?Long-term debt funds, including gilt funds and long-duration funds, have performed excellently in ...Read more

What is Equity Balanced FundsAn Equity Balanced Fund is a type of mutual fund which invests in Equity, Debt and sometimes Money market Securities according to market conditions. It is also known ...Read more

You would have heard of various tax-saving investments under section 80C. Such instruments give you a benefit of deduction from your income up to a su ...Read more

Top Performing Multi Cap Mutual Funds to Invest in 2020Multi Cap Funds are those mutual funds that invest across different market capitalization categories. They are not obligated to invest a certain proportion o ...Read more

Top Performing Small Cap Funds to Invest in 2021 in IndiaSmall Cap Funds are those mutual funds that invest a larger portion of their funds in equity shares of small-cap companies ...Read more

Loan against your Fixed DepositAs per a SEBI survey in August 2019, ‘More than 95 per cent Indian households prefer to park their money in bank deposits, while less than 10 percent opt for investing in mutual ...Read more

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7 Habits of Successful InvestorsThe largest dichotomy in investment is the difference between the investment returns and the investor returns. This is also called the behavioural gap. Apart from ...Read more

9 Points to Consider Before RetirementRetirement is no more a word which means life after 60. The kind of work load that is put on our heads, everybody wants to retire earlier. The question is how many Indians yo ...Read more

People generally hold their positions in mutual funds even if they are in loss. This is not a wrong strategy if the poor returns are for short-term, let’s say for 3-4 quarters or if the returns are above the benchmark. Bu ...Read more