UTI Focused Equity Fund NFOUTI Mutual Fund has announced the launch of the UTI Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 stocks across the market capitalizatio ...Read more

ESG FundsWhat are ESG Funds?ESG stands for environmental, social, and governance. Any organization that is performing well in this scenario and is hoping to continue to maintain this development in the f ...Read more

TAX BENEFITS OF MUTUAL FUNDSA mutual fund is an investment alternative that primarily pools money and funds from the investors and invests it in specified securities on behalf of its investors. These can be broad ...Read more

Rolex Rings Limited IPOIncorporated in 2003, Rolex Rings is one of the top 5 forging companies in India. It is a manufacturer and global supplier of hot rolled forged and machined bearings rings, and automotive c ...Read more

CHAPTER 7 NET ASSET VALUE,TOTAL EXPENSE RATIO AND PRICING OF UNITS The 10 principles as laid out by SEBI are as under:Principle 1: The valuation shall be done in ...Read more

CHAPTER 8 TAXATION- Capital Gains Tax ...Read more

NISM VA MOCK TESTPlease click on the link here and follow the instructions carefully to start your NISM VA Mutual ...Read more

CHAPTER 12 MUTUAL FUND SCHEME SELECTION- The investor’s risk appetite is a function of three things—the need to take risks, the ability to take risks, and the willingness to take risks.- Scheme selection d ...Read more

CHAPTER 11: MUTUAL FUND SCHEME PERFORMANCE- The benchmark for a scheme is decided by the AMC in consultation with the trustees. The Scheme Information Document has to mention the benchmark.- The mutual fun ...Read more

CHAPTER 10: RISK, RETURN AND PERFORMANCE OF FUNDS- The standard risk factors are the risks that all mutual fund investments are exposed to whereas there are certain risks specific to individual asset category. ...Read more

CHAPTER 9 INVESTOR SERVICES- Units in a mutual fund scheme are offered to investors for the first time through a New Fund Offer (NFO).- The Asset Management Company (AMC) decides on a scheme to take to the ...Read more

CHAPTER 6 FUND DISTRIBUTION AND CHANNEL MANAGEMENT PRACTICES- The mutual fund distributor’s job is to assess the needs, limitations, resources and financial goals of the investor.- Mutual funds are distrib ...Read more

CHAPTER 5: SCHEME RELATED INFORMATION- The Offer Document is one of the most important sources of information on the scheme, to help prospective investors evaluate the merits and demerits of investing in it. OD i ...Read more

CHAPTER 4: LEGAL AND REGULATORY ENVIRONMENT- Mutual Funds are regulated by SEBI, but they need to comply with regulations set by other regulators (like RBI) also.- Anyone who is aggrieved by a ruling of SE ...Read more

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA- SEBI has stipulated the legal structure under which mutual funds in India need to be constituted.- Mutual funds are constituted in India asTrusts. ...Read more

CHAPTER 2: CONCEPT AND ROLE OF A MUTUAL FUND- The ownership is in the hands of the investors (Unit holders) who have pooled in their funds, so ownership is ‘Joint and Mutual’.- In India, Mutual Funds are c ...Read more

CHAPTER 1 INVESTMENT LANDSCAPE- The discussion of investments must start with the purpose of investment. “Why is one investing?”- When we assign amounts and timelines to dreams or objectives, we convert th ...Read more

DAILY SIPRemember the good old days when we used to save money in our piggy banks to buy the things we always wanted after a certain period of time. That was indeed a great habit that we have forgotten now. But w ...Read more

PREMATURE WITHDRAWAL OF FDsWHAT IS PREMATURE WITHDRAWAL OF FD?Investing in an FD is done by many investors as it is considered to be one of the safest and secure ways to gain average returns while not ri ...Read more

Nippon India Flexicap Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Flexicap Fund. The scheme would be predominantly investing its assets in large-cap, mid-cap, and small-cap compa ...Read more

Saral Jeevan BimaSaral Jeevan Bima is a non-participating, non-linked pure risk life insurance plan specially designed for individuals buying life insurance for the first time. This term plan offers comprehensive ...Read more

Tata Business Cycle Fund NFOTata Mutual Fund has announced the launch of the Tata Business Cycle Fund. It is an open-ended scheme that follows a business cycle-based investing theme.The New Fund Offer (NFO ...Read more

INTERVAL FUNDSWHAT ARE INTERVAL FUNDS?Interval funds are a type of closed-ended funds which offers liquidity to investors at said stated intervals - typically annually, semi-annually, and quarterly. This ...Read more

Fixed Deposit Sweep-inFixed Deposit Sweep-in is a facility provided by various banks and non-banking financial institutions that allows your lender to transfer the excess sum/amount from your savings account to y ...Read more

Tatva Chintan Pharma Chem Limited IPOIncorporated in 1996, Tatva Chintan Pharma Chem limited is a specialty chemicals manufacturing company that is engaged in the manufacturing of phase transfer catalysts (PTCs), ...Read more

Kotak Global Innovation Fund of Fund NFOKotak Mutual Fund has announced the launch of the Kotak Global Innovation Fund of Fund. The scheme would be predominantly investing its assets in units of the Wellington Gl ...Read more

FCNR DepositFCNR deposits/accounts refers to Foreign Currency Non-Resident Accounts. These deposits are for NRIs who wish to maintain fixed deposits in India, allowing them to save money overseas in Foreign Curre ...Read more

HOW MUTUAL FUNDS WORK?WHAT ARE MUTUAL FUNDS?A mutual fund is an investment instrument that collects money from potential investors who share a common financial and investment goal and invests the fund pr ...Read more

Reliance Nippon Term InsuranceReliance Nippon Life Insurance company (RNLIC) is one of the leading private life insurance companies in India with over 10 million policyholders. The company has one of the largest ...Read more

EXIDE LIFE TERM INSURANCEExide Life Term Insurance Plans fall under the category of term protection plan offered by Exide life Insurance Company. The entity has more than 15 lakh customers, 200 company offices, 4 ...Read more

BIRLA SUN LIFE TERM INSURANCEBirla Sun Life Term Insurances are protection plans offered by Aditya Birla Sunlife AMC limited which was previously renowned as Birla Sun Life AMC. The most popular plan offered by t ...Read more

IDBI FEDERAL TERM INSURANCEIDBI Federal Insurance Company is one of the fastest-growing life insurance entities in our country. This company offers a wide range of products that include retirement, wealth managem ...Read more

EDELWEISS TERM INSURANCEEdelweiss Tokio Life Insurance Company is a renowned name in the Insurance sector and is a highly customer-centric life insurance provider that commenced its operation in the year 2011. It ...Read more

FUND OF FUNDSWHAT ARE FUND OF FUNDS?Fund of funds are a type of mutual funds investing in other mutual fund schemes, ETFs, or a combination of funds. It is also known as a multi-manager fund or investmen ...Read more

PGIM India Small Cap Fund NFOPGIM India Mutual Fund has announced the launch of the PGIM India Small Cap Fund. The scheme would be predominantly investing its assets in equity and equity-related securities of sma ...Read more

SBI ETF Consumption NFOSBI Mutual Fund has announced the launch of the SBI ETF Consumption. The scheme would be predominantly investing its assets in the equity securities representing the Nifty India Consumption ...Read more

INTERNATIONAL FUNDSInternational funds are those mutual funds that invest in foreign stocks. These funds are also referred to as foreign or overseas funds. Investing in these stocks can expose investors to high r ...Read more

Senior Citizen Fixed DepositSenior Citizen Fixed Deposits are a type of term deposit offering special interest rates to individuals who are of age 60 or above. Such fixed deposit accounts offer a wide range of ad ...Read more

FD DOUBLE SCHEMEEvery investor out there would like to see their wealth and savings go double and this has led many financial institutions and banks to introduce investment alternatives that will help them to acc ...Read more

FLEXI FIXED DEPOSITFDs are believed to be the most secure form of investment which makes them very popular in India. Depending on different financial requirements,  banks offer various types of fixed deposit ...Read more

Aviva Term InsuranceTerm insurance is a most basic type of life insurance which generally takes care of the financial needs of your family in your absence. It usually offers a high coverage amount and is consider ...Read more

G R INFRAPROJECTS LIMITED IPOIncorporated in 1995, G R Infraprojects Limited is an integrated road emerging, procurement, and construction company. It has experience in the design and construction of various high ...Read more

TERM DEPOSITTerm deposits are one the most preferred and ideal investment alternative for conservative investors who are constantly in search of a stable and secure form of investment which gives decent returns. ...Read more

Seven Islands IPOSeven Islands Shipping Limited was the 3rd largest seaborne company in India in terms of deadweight tonnage as of December 2020. As per CRISIL report, the company held a significant market share ...Read more

ITI Dynamic Bond Fund NFOITI Mutual Fund has announced the launch of the ITI Dynamic Bond Fund. The fund is an open-ended dynamic debt scheme investing across duration.The New Fund Offer (NFO) starts on 25 ...Read more

Clean Science and Technology Limited IPOClean Science and Technology Limited is among the few companies focused globally entirely on producing innovative technologies using the in-house catalytic processes that a ...Read more

NON CUMULATIVE FDFixed Deposits are considered a secure investment option that offers consistent decent returns, no market risk, special interest rates for senior citizens, various interest payment options, and i ...Read more

Fixed Deposit Receipt (FDR)Fixed Deposits are considered a secure investment option that guarantees consistent decent returns, no market risk, special interest rates for senior citizens, various interest payment ...Read more

CUMULATIVE FDFixed Deposits are considered a secure investment option that offers stable decent returns, no market risk, special interest rates for senior citizens, various interest payment options, and income ta ...Read more

HOW TO CLOSE FD IN ICICI ONLINE?Established in 1994, ICICI bank is a fully owned subsidiary of Industrial Credit and Investment Corporation of India and is considered one of the largest banks across the nation. I ...Read more

HOW TO CLOSE FD IN SBI ONLINE?SBI i.e. State Bank of India offers its customers a number of Fixed Deposits options to park their surplus money and enjoy decent interest rates on it over a specific tenure. The inv ...Read more

Post Office Fixed Deposit AccountPost Office Fixed Deposit Account vis also popular as Post Office Time Deposit Scheme, which is a government-backed scheme to provide an opportunity to the investors to park their ...Read more

Tata Floating Rate Fund NFOTata Mutual Fund has announced the launch of the Tata Floating Rate Fund. The fund is an open-ended debt scheme that will be predominantly investing in floating rate instruments as per ...Read more

Edelweiss Recently Listed IPO FundEdelweiss Recently Listed IPO Fund is a mutual fund of Edelweiss Mutual Fund. Previously, it was known as Edelweiss Maiden Opportunites Fund and it was a close-ended fund having ...Read more

PPF WITHDRAWALThe Public Provident Fund is one of the best investment tools for investors who are looking for good returns in long run. This was introduced the vision to mobilize small-scale savings in order to p ...Read more

Paras Defence & Space Technology IPOParas Defence & Space Technology is an  Indian private sector company engaged in developing, designing, manufacturing, and testing of a diverse range of defense an ...Read more

India Pesticides Limited IPOIndian Pesticides is an R&D-driven agrochemical manufacturer of Technicals with a growing business in the Formulation space. As per F&S reports, in FY 2020, the company was amo ...Read more

POST OFFICE PPF INTEREST RATEThe Indian post office or Department of the post is one of India’s oldest and largest entities offering a number of investment alternatives. They provide a decent return clubbed with ...Read more

Glenmark Life Sciences Limited IPOIncorporated in 2011 as ‘Zorg Laboratories Private Limited’ but in 2018 it was acquired by Glenmark Pharmaceuticals and the name of the company was renamed as Glenmark Life Scien ...Read more

CREDIT CARD AGAINST FDThe primary business of banks is to accept deposits and use them for lending purposes. Money can be lent to account holders/loan applicants through various products and schemes offered by ba ...Read more

Aditya Birla Sun Life AMC Limited IPOIncorporated in 1994, Aditya Birla Sun Life AMC is an asset management company. It has been ranked as the largest non-bank affiliated AMC in India by QAAUM since 31st March&nb ...Read more

PNB MetLife Term InsuranceWhy PNB MetLife?Punjab National Bank, one of the oldest and leading national banks of India, has its branches across 107 locations in the country, providing protection along wit ...Read more

NIPPON INDIA MUTUAL FUNDABOUT Nippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effective from March 200 ...Read more

L&T MUTUAL FUNDAbout L&T Mutual FundL&T Mutual Fund was founded in the year 2010. The fund house emphasizes on providing good long-term performance to its investors. They follow a disciplined ...Read more

HDFC Banking and Financial Services Fund NFOHDFC Mutual Fund has announced the launch of the HDFC Banking and Financial Services Fund. The fund is an open-ended scheme that will be investing in the banking and fi ...Read more

Axis Quant Fund NFOAxis Mutual Fund has announced the launch of the Axis Quant Fund. The fund is an open-ended equity scheme that will be investing in companies based on a fundamentally driven quant-based approac ...Read more

UTI MUTUAL FUNDAbout UTI Mutual FundUTI Mutual Fund is the oldest mutual fund house in India which was founded in 1963. The fund house launched its first scheme in 1964. However, it got incorporated in t ...Read more

FRANKLIN TEMPLETON MUTUAL FUNDAbout Franklin Templeton InvestmentsFranklin Templeton Investments was founded in 1947. It has been dedicated to delivering exceptional asset management to institutions, ret ...Read more

Edelweiss Mutual FundEdelweiss Group, one of India's youngest and fastest-growing asset management companies, invests in those companies that have strong earnings growth, and good management, along with the poten ...Read more

ADITYA BIRLA SUN LIFE MUTUAL FUNDThe core of Aditya Birla Sun Life Mutual Fund still lies in Indian culture as it is a subsidiary of a vast empire, i.e Aditya Birla. It was set up on 5 September 1994 and is a Joi ...Read more

ICICI PRUDENTIAL MUTUAL FUNDABOUT ICICI Prudential Mutual FundICICI Prudential MF was initiated as a JV (Joint Venture) between Prudential Plc and ICICI Bank in the year 1993. The fund house draws upon t ...Read more

DSP MUTUAL FUNDABOUT DSP MUTUAL FUNDA 152-year-old Financial Firm from India, DSP is one of the premier AMC i.e., Asset Management Company in India with over two decades of diligent record of investment ...Read more

AXIS MUTUAL FUNDAbout Axis Mutual FundAxis Mutual Fund's first scheme was launched in October 2009, and after that Axis Mutual Fund showed very strong growth. It has 3 principles which are Long term weal ...Read more

PARAG PARIKH MUTUAL FUNDABOUTParag Parikh Asset Management was launched in October of the year 2012 and is backed and promoted by Parag Parikh Financial Advisory Services Private Limited, an advisory fir ...Read more

NIPPON INDIA MUTUAL FUNDAbout Nippon India Mutual FundNippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effec ...Read more

HDFC MUTUAL FUNDABOUTHDFC Mutual Fund or HDFC AMC (Asset Management Company) Ltd is currently one of the largest mutual funds and actively managed funds in India. A wide number of investors have invested ...Read more

About SBI Mutual FundSBI Mutual Fund was established in 1987 and was incorporated in 1992.  SBI Mutual Fund is a joint venture between India’s largest bank having a 63% stake and AMUNDI Asset Management havi ...Read more

HOW TO OPEN A PPF ACCOUNT ONLINE?Public Provident Fund, often referred to as PPF, is a scheme offered by the Central Indian government to its citizens for investment that not only gives guaranteed returns but als ...Read more

NPS REGISTRATIONProper and Meticulous financial planning is necessary to ensure investors can spend their life after retirement in utmost comfort and relief without any stress. Today, there are multiple options w ...Read more

BAJAJ ALLIANZ TERM INSURANCEABOUT BAJAJ ALLIANZBajaj Allianz Life Insurance Company is one of the top private sector insurance companies across the nation. It is a joint venture between Bajaj Finserv Ltd ...Read more

Shyam Metalics And Energy Limited IPOIncorporated in 2002, Shyam metalics and energy limited is a leading integrated metal producing company in India. Its main focus is on long steel products and ferro alloys. As ...Read more

WHAT IS NISM?The NISM, which stands for National Institute of Securities Markets is an initiative of SEBI established in 2006. They offer certain courses which primarily aim to increase the participation and stan ...Read more

WHAT IS ARN NUMBER?Application Reference Number, popularly known as ARN number is a unique number that is assigned to every qualified mutual fund distributor or mutual fund expert for dealing in the schemes. The ...Read more

ARN or Application Reference Number is the number that the taxpayer receives after successfully submitting the GST registration application. The application usually takes 7 working days to process the GST registration aft ...Read more

National Institute of Securities Markets or NISM is a public trust which was established by the Securities and Exchange Board of India (SEBI) in 2006. NISM performs two functions under the SEBI (Certification ...Read more

NISM Full FormThe National Institute of Securities Market (NISM) is a public trust/institution, established by the Securities and Exchange Board of India (SEBI) in 2006. This institution is responsible for carryi ...Read more

TATA AIA TERM INSURANCE ABOUT TATA AIA TATA AIA is one of the renowned life insurance companies in India. It is a joint venture between respected Tata Sons Private Limited and AIA Group Limited ...Read more

Mutual Fund Monthly Income PlanMutual fund investments have been very popular nowadays because of their return potential and disciplinary investment approach offered by the SIP mode of investment. SIP allows inve ...Read more

Kotak Term InsuranceWhat is Term insurance?Term insurance is a form of life insurance offering cover for a period of time. The purpose of any term insurance is to provide financial coverage to the policy ...Read more

SBI Term InsuranceSBI Life Insurance Company offers a variety of term insurance plans, each having a different set of features and benefits. In general, term insurance is a type of life cover for a period of time ...Read more

NPS WITHDRAWALThe NPS i.e. National Pension Scheme is one such government-sponsored option that allows investors to invest and secure finances for their post-retirement life through a disciplined framework for re ...Read more

CERTIFICATE OF DEPOSITThe CD commonly known as Certificate of Deposit was introduced in the year 1989 in India to increase the range of money market instruments. It is an agreement between an authorities bank or ...Read more

WHAT IS A PPF ACCOUNT?Public Provident Fund, often referred to with the abbreviation as PPF, is a scheme offered by the Indian central government to its citizens for investment that not only gives guaranteed retu ...Read more

WHAT IS THE CLAIM SETTLEMENT RATIO?The claim settlement ratio is the percentage of claims that an insurance provider has paid out in an FY compared to the number of claims received. This metric is regarded to be ...Read more

ICICI Prudential Life or ICICI Prudential Life Insurance Company Ltd. is a joint venture between Prudential Corporation Holdings Ltd and one of the leading private sector banks, the ICICI Bank Ltd. The company has been pr ...Read more

TERM INSURANCE VS LIFE INSURANCE Insurance policies are instruments that customers purchase to protect themselves and their loved ones. In the event of a contingency and unfortunate demise where the bread ea ...Read more

WHAT ARE CHILD INSURANCE PLANS?Child Insurance Plans are the ideal way through which parents can financially secure their child’s future. From a very initial age of the child, parents can start investing a certai ...Read more

ITI Value Fund NFOITI Mutual Fund has announced the launch of the ITI value Fund. The fund is an open-ended scheme that will follow a value investing strategy.The New Fund Offer (NFO) starts on 25th May 20 ...Read more

AROHAN FINANCIAL SERVICES LIMITED IPOIncorporated in 1991, Arohan Financial Services Limited is a leading NBFC-MFI with operations in the Low-Income States of India. It provides income-generating loans and other ...Read more

Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of the Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund. The fund is an open-ended scheme ...Read more

SONA BLW PRECISION FORGINGS LIMITED IPOThe Sona Blw Precision Forgings Ltd. is one of India’s leading automotive companies, designing, manufacturing, and supplying highly engineered auto components such  as& ...Read more

Term Insurance Tax BenefitWhat is Term Insurance?Term insurance is a type of life insurance policy that provides protection to the policyholder for a specific period as per the chosen tenure of the polic ...Read more

LIC Plans for Senior CitizensOne of the leading life insurance companies of India, LIC offers a variety of insurance plans for its customers, out of which few are specially formulated for senior citizens i.e the ...Read more

Best Monthly Income Plans (MIP)As the name suggests, Monthly income plans are those plans in which an individual receives a certain amount of money every month. Today in this article, we will be discussing some o ...Read more

LIC TERM INSURANCELIC of India has been a veteran and a significant player in the insurance industry since 1956 and has been catering to the insurance needs of the entire country. It has grabbed the maximum marke ...Read more

MAX LIFE TERM INSURANCEMax Life is a well-established and renowned private insurance providing entity which is a joint venture between Mitsui Sumitomo Insurance Co. Ltd. and Max Financial Services Ltd. The former ...Read more

Best Mutual Fund Schemes To Save For RetirementRetirement is inevitable and so is the associated financial needs post-retirement. The funding of financial needs including regular expenses, medical bills, vacation ...Read more

REC 54EC BondsSection 54EC Capital Gains Bonds is one of the best ways to save long-term capital gains tax. These bonds are specifically meant for those investors who are earning long-term capital gains on the sa ...Read more

Axis Global Innovation Fund of Fund NFOAxis Mutual Fund has announced the launch of the Axis Global Innovation Fund of Fund. The scheme would be predominantly investing its assets in Schroder International Select ...Read more

ZOMATO LIMITED IPOIncorporated in 2010, Zomato limited is a technology platform that connects restaurant partners, customers, and delivery partners for serving their multiple needs. Customers use zomato’s platfor ...Read more

Best Flexi Cap Mutual FundsFlexicap fund is a new sub-category introduced under the head of equity mutual funds. Last year, SEBI released guidelines on the change in rules of working of multi cap funds with regar ...Read more

Annualized Return in Mutual FundsReturn is the profit or gain that is generated from the investment over a period of time. There are many different metrics that are used to calculate returns and one of them is an ...Read more

Parag Parikh Conservative Hybrid Fund NFOPPFAS Mutual Fund has announced the launch of the Parag Parikh Conservative Hybrid Fund. The scheme would be predominantly investing its assets in debt & money market ...Read more

Tata Dividend Yield Fund NFOTata Mutual Fund has announced the launch of the Tata Dividend Yield Fund. The fund is an open-ended equity scheme that will be investing in dividend-yielding stocks.The ...Read more

LIC's Nivesh PlusLIC's Nivesh Plus Plan is a non-participating, unit-linked, single premium individual life insurance policy. The plan offers insurance plus investment throughout the policy tenure on payment of a ...Read more

LIC’s Bima Jyoti (UIN: 512N339V01)LIC's Bima Jyoti Plan is a non-participating, non-linked, individual savings plan which provides a combination of savings & protection. The plan offers financial protection t ...Read more

SBI Nifty Next 50 Index Fund NFO - All DetailsSBI Mutual Fund has announced the launch of the SBI Nifty Next 50 Index Fund. The fund is an open-ended scheme that will be replicating the Nifty Next 50 Index in the ...Read more

WHAT IS PB RATIO? The PB Ratio i.e. Price to Book ratio measures a company’s market price with respect to its book value. This book value refers to a company’s financial worth derived by calculating the diff ...Read more

XIRR MEANINGXIRR or Extended Internal Rate of Return is a dynamic and significantly used function in Excel/spreadsheet. It is used to calculate the personal returns of investors. In today’s time, where the market ...Read more

WHAT IS CAMS?CAMS stands for Computer Age Management Services. It is a SEBI registered KYC Registration agency falling under the Registrar and Transfer Category and ...Read more

Powergrid Infrastructure Investment Trust IPOPowergrid infrastructure investment trust is an InvITs that is set up to own, operate, maintain, construct, and invest as an infrastructure investment trust. It was re ...Read more

ROLLING VS TRAILING RETURNSMutual funds depend on successful pooling of money from investors to buy securities that fill in as investment vehicles for investors so that they can achieve their financial goals even ...Read more

ICICI Prudential Flexicap Fund NFOICICI Prudential Mutual Fund has announced the launch of the ICICI Prudential Flexicap Fund. The scheme would be predominantly investing its assets in large-cap, mid-cap, and sma ...Read more

LIC JEEVAN LAKSHYA PLAN DetailsLife Insurance Corporation of India is one of the finest and oldest insurance companies across the nation. The entity was founded in the year 1956 to secure lakhs of lives through i ...Read more

ABOUT AAM AADMI BIMA YOJNAAam Aadmi Bima Yojna popularly known as AABY is a scheme launched in October 2007 primarily focused to provide assistance to the rural poor with no or very little access to basic service ...Read more

What is a portfolio?In financial terms, a portfolio is like a bucket that has a collection of different investments or financial assets that are owned by an inv ...Read more

WHAT ARE MONTHLY INCOME PLANS?Monthly Income Plans are a type of annuity or pension plan where you invest a fixed amount at the start and then later the interest earned is credited back into the investor’s accoun ...Read more

WHAT IS MUTUAL FUND REDEMPTION?When an investor decides to sell his units from the fund, it is referred to as mutual fund redemption. During this process, investors may be charged with an exit load. On the redemp ...Read more

DODLA DAIRY LIMITED IPOIncorporated in 1995, Dodla Dairy Limited is an integrated dairy company based in south India deriving its revenue primarily from the sale of milk and dairy-based products in the consumer m ...Read more

Investment in mutual funds is rising day by day. The number of investors has considerably increased post-pandemic and these new investors have created momentum in the industry. Also, awareness among the Indians about the ...Read more

Canara Robeco Focused Equity Fund NFOCanara Robeco Mutual Fund has announced the launch of the Canara Robeco Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 equity s ...Read more

HDFC Asset Allocator Fund of Funds NFOHDFC Mutual Fund has announced the launch of the HDFC Asset Allocator Fund of Funds. The scheme would be predominantly investing its assets in equity, debt, and gold fund or ...Read more

WHAT ARE ONE-TIME INVESTMENT PLANS?One-time investment plans are often called lump sum investment options. They are an effective investment alternative available for investors having strong knowledge and experien ...Read more

Full Process to Invest in IPOWHAT IS AN IPO?IPO (Initial Public Offer) is a way through which private firms go public and make their stocks available to the general ...Read more

XIRR in Mutual FundsAlmost all the investors would have once heard the term XIRR and many of them didn’t know the exact meaning and the use of it. In this article, we will understand what is XIRR and how does it ...Read more

Incorporated as Vysya Bank Housing Finance Limited in 1990, Aadhar housing finance is the largest housing finance company in terms of the AUM. It has the largest customer base as of 31st March 2020 and has the highest dis ...Read more

WHAT IS AN IPO?IPO (Initial Public Offer) is a phenomenon through which private entities go public and make their shares available to the general public for buying. This application is made available online and i ...Read more

WHAT IS FOLIO NUMBER?With the increasing understanding of financial planning, the folio number has become one of the most known words of late as the investments in equity-linked and equity instruments have increa ...Read more

A pension fund can be termed as any scheme, plan, or fund that aims to provide retirement income to the investor. These are pooled monetary contributions from pension plans set by unions, employers, and other entities to ...Read more

Full Process to become A Financial AdvisorWith the increasing awareness around finance, there is a steep increase in the service sector which has resulted in the rise of financial services like banking, planning, ...Read more

 IPO (Initial Public Offer) is a phenomenon through which private entities go public and make their shares available to the general public for buying. This application is made available online and in some assigned ba ...Read more

Aditya Birla Sun Life Multi-Cap Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Multi-Cap Fund. The scheme would be investing its assets in equity and equity-related se ...Read more

Mirae Asset NYSE FANG+ ETF Fund of Fund NFOMirae Asset Mutual Fund has announced the launch of the Mirae Asset NYSE FANG+ ETF Fund of Fund. The scheme would be predominantly investing its assets in the units of i ...Read more

INCOME FUNDSWHAT ARE INCOME FUNDS?Income funds are mutual funds that aim to generate an income stream for the investors by investing in securities and instruments that offer interest and dividends. These ...Read more

Government BondsWhat are Government Bonds?Government Bonds are a type of debt instrument which are issued by the central or state government. These bonds are issued to meet the liquidity requirements of ...Read more

DIVERSIFIED FUNDSWHAT ARE DIVERSIFIED FUNDS?As the name suggests, a diversified fund is an investment option that invests in various asset classes and different market caps irrespective of the sector or ...Read more

MUTUAL FUND RISKOMETERWHAT IS RISKOMETER?For the mutual fund industry, SEBI introduced the concept of ‘product labeling’ in March 2013. This move was aimed at assisting the investors to interpret the inh ...Read more

NHAI 54EC BONDS In the investing space, we see options and instruments being broadly classified in two categories, one which offers fixed income and another having market-linked returns or income. The former ...Read more

MACROTECH DEVELOPERS LIMITED IPO (LODHA DEVELOPERS)Incorporated as Lodha Developers in 1995, Macrotech developers is the largest real estate developer in India in terms of residential sales value for FY 2014 to F ...Read more

BNP Paribas Aqua Fund of Fund NFOBNP Paribas Mutual Fund has announced the launch of the BNP Paribas Aqua Fund of Fund. BNP Paribas Aqua Fund of Fund scheme would be predominantly investing its assets in the ...Read more

Meticulous and proper financial planning is required to ensure an individual can spend their life after retirement in utmost comfort and relief. Today, there are multiple alternatives when it comes to securing funds for p ...Read more

Parag Parikh Conservative Hybrid Fund NFOPPFAS Mutual Fund has announced the launch of the Parag Parikh Conservative Hybrid Fund. The scheme would be predominantly investing its assets in debt & money market ...Read more

PORTFOLIO MANAGEMENT SERVICESWith the increase in network connectivity and internet services in India, financial awareness is also increasing and today, every one in two-person understands the importance of finan ...Read more

Steps to Become LIC AgentWho Is an LIC Agent?LIC agent is an individual that promotes life insurance and other insurance plans floated by the LIC. It is considered to be a prestigious position as you bec ...Read more

What are CONTRA FUNDSA contra fund is a subcategory of equity mutual funds and as the name suggests, this is a kind of investment fund whose USP is to adopt a contradictory view of the sentiments flowing in the m ...Read more

HNIs generally have a very hectic, work-filled, and stressful life. Also, they need to travel abroad for business and work-related opportunities or to have a break from their hectic schedule, they may go on a vacation abr ...Read more

FLEXI CAP FUNDSIn the best interest of mutual fund investors, the market watchdog SEBI has been implementing a chain of changes and among them, the concept of Flexi cap funds is introduced. For any equity-based m ...Read more

WHAT IS CONSOLIDATED ACCOUNT STATEMENT? CAS or Consolidated Account Statement is a single combined statement that depicts all the investments made by an individual investor in mutual funds for a period of a ...Read more

LIFE INSURANCE VS MUTUAL FUNDSWith the increase in financial knowledge and awareness, everybody today is becoming more concerned about financial planning to achieve their goals. And to do this, investors have a n ...Read more

Comparison of RD interest rates between Banks and Post OfficeBank/InstitutionGeneral Public (p.a.)Senior Citize ...Read more

SBI RD INTEREST RATE (applicable w.e.f 08 Jan 2021)Period Rates for General PublicRates for Senior Citizen ...Read more

Many Investors have an objective to build wealth through their long-term investment portfolio and this can be done by choosing the right investment strategy. Value funds can be a good addition to your portfolio if you are ...Read more

INSURANCE BROKERS vs AGENTSMost of us have insurance for our family or ourselves. And while purchasing the same, we must have come across an insurance agent who often works for one or more companies. On the other ...Read more

HNIs generally have a very hectic, work-filled, and stressful life. Also, they need to travel abroad for business and work-related opportunities or to have a break from their hectic schedule, they may go on a vacation abr ...Read more

Barbeque Nation Hospitality Limited IPOOriginally incorporated in 2006 as Sanchi Hotels Private Limited(SHL), Barbeque Nation Hospitality is one of the leading casual dining restaurant chains in India. The name o ...Read more

ICICI Prudential Nifty Low Vol 30 ETF FOF NFOICICI Prudential Mutual Fund has announced the launch of the ICICI Prudential Nifty Low Vol 30 ETF Fund of Fund. The scheme would be investing its assets units of ICIC ...Read more

Most of us have studied the concept of compound interest back in our school days. But we never paid heed to the core importance of the same in finance. It is only when we start managing our finance as adults that we under ...Read more

INTERNAL RATE OF RETURN IRR (Internal Rate of Return) Method takes into account the time value of money as we do in the calculation of NPV i.e. Net Present Value. It helps us to analyze an investment plan by ...Read more

POST OFFICE RD INTEREST RATE WHAT IS RECURRING DEPOSIT?A Recurring Deposit (RD) is a special type of term deposit offered by the post office and banks that lets people deposit a specific amount ever ...Read more

Aditya Birla Sun Life Nifty Midcap 150 Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Nifty Midcap 150 Index Fund. The scheme would be investing its assets in th ...Read more

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Nifty Smallcap 50 Index Fund. The scheme would be investing its assets in ...Read more

Suryoday Small Finance Bank Limited IPOIncorporated in 2008, Suryoday Small Finance Bank Limited is one of the leading small finance banks in India as per the return on assets, yields, net interest margins, and d ...Read more

IDFC Gilt Index Fund NFO DetailsIDFC Mutual Fund has announced the launch of the IDFC Gilt Index Fund. The scheme is a target maturity index fund that would be investing its assets in the Underlying Index. ...Read more

Nazara Technologies LIMITED IPO DetailsIncorporated in 1999, Nazara Technologies is an India-based leading diversified gaming & sports media platform. Their goal is to cater to billion-plus mobile internet pl ...Read more

HOW TO CALCULATE MF RETURNSIn today’s scenario, many investors have started to invest or have been investing in mutual funds for a while now. But just investing the amount is not sufficient, an investor must unde ...Read more

Laxmi Organic Industries Limited IPO all DetailsIncorporated in 1989, Laxmi organic is a leading manufacturer of Acetyl & Specialty Intermediates. It has almost three decades of experience in the large-scale ...Read more

ANUPAM RASAYAN INDIA LIMITED IPO DetailsIncorporated in 1984, Anupam Rasayan India is one of the leading companies engaged in the manufacturing of specialty chemicals and custom synthesis in India. It has two dis ...Read more

DSP Floater Fund NFODSP Mutual Fund has announced the launch of the DSP Floater Fund. The scheme would be investing its assets in floating rate instruments.The ...Read more

The unfortunate demise of the sole earning individual of a family can impose a serious burden on the family members making it difficult to bear the expenses. This pain can be elevated in case of HNI families due to their ...Read more

Incorporated in 1986, Craftsman automation is a diversified engineering company that has vertically integrated manufacturing capabilities. It is the largest player in India which is involved in the machining of cylinder b ...Read more

Understand the Comparison between Hedge Funds vs Mutual FundsWhat are mutual funds?Mutual funds are made from the investments pooled from different investors. The pooled money is invested in the capital ...Read more

Edelweiss Nifty PSU Bond PLUS SDL Index Fund 2026 NFOEdelweiss Mutual Fund has announced the launch of the Edelweiss Nifty PSU Bond PLUS SDL Index Fund 2026. The scheme would be tracking the NIFTY PSU Bond Plus S ...Read more

SBI Mutual Fund has announced the launch of SBI International Access - US Equity Fund of Fund. The scheme would be investing its assets in units of a US-focused overseas equity fund.The ...Read more

Easy Trip Planners Limited IPOIncorporated in 2008, Easy trip planners is ranked second in the key online travel agencies in India in terms of booking volume for the nine-month period ended 31 December 2020. And ...Read more

HIGH YIELD BONDS The definition of High Networth Individuals is based on the total net worth of the individuals. The net worth is dependent on the assets and liabilities, or in simpler terms the invested or ...Read more

MTAR Technologies Limited IPOIncorporated in 1999, MTAR Technologies is a leading precision engineering solutions company that is engaged in the manufacturing of mission-critical precision components that have cl ...Read more

SYSTEMATIC INVESTMENT PLAN (SIP)INTRODUCTIONA Systematic Investment Plan (SIP) is a concept and one of the methods in investing in mutual funds. It can be termed as an investment in MFs periodically with ...Read more

ICICI FD RATESICICI Bank is one of the leading private sector banks in India. As of September 2020, the bank has total assets worth more than Rs.14.7 trillion. It offers a variety of banking & financial servi ...Read more

SBI FD INTEREST RATESState Bank of India i.e. SBI, offers its customers a number of FD (Fixed Deposits) options to park their surplus funds and enjoy decent and attractive interest rates on it over a specific per ...Read more

WHAT ARE DEBT FUNDS?Debt funds are mutual funds that are generally a mixture of fixed income or debt securities like Treasury Bills, Government Securities, Corpo ...Read more

NSC vs KVPNational Savings Certificate & Kisan Vikas Patra are the popular savings ...Read more

HSBC Mutual Fund has announced the launch of HSBC Global Equity Climate Change Fund of Fund. The scheme would be investing its assets HSBC Global Investment Funds - Global Equity Climate Change (HGECC).The New Fund ...Read more

Invesco India ESG Equity Fund NFOInvesco Mutual Fund has announced the launch of the Invesco India ESG Equity Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Gove ...Read more

SIP vs MUTUAL FUNDS In today’s era where investing has become a necessity, most of the investors out there consider mutual funds as the best possible alternative to park their sum. But, many investors have a ...Read more

WHAT IS NFO?An NFO (New Fund Offer) is the first subscription offering by an Asset Management Company for their newly launched fund. The NFO period starts when a fund is introduced and launched in the market, the ...Read more

WHAT IS GOLD MUTUAL FUND?A Gold MF is an investment fund that posses assets related to gold. Generally, the holdings of gold mutual funds include gold futures contracts, stocks of gold mining companies, & gol ...Read more

Portfolio A portfolio is a collection of investments like stocks, commodities, bonds, cash, and cash equivalents, including ETFs (exchange-traded fund ...Read more

Motilal Oswal Asset Allocation Passive Fund of Fund NFOMotilal Oswal Mutual Fund has announced the launch of Motilal Oswal Asset Allocation Passive Fund of Fund. The scheme would be investing its assets in passiv ...Read more

ITI Mid Cap Fund NFOITI Mutual Fund has announced the launch of ITI Mid Cap Fund. The scheme would be investing its assets in equity and equity-related securities of mid-cap companies.The ...Read more

Heranba Industries Limited IPOIncorporated in 1996, Heranba Industries Limited is a crop protection chemical manufacturer, exporter & marketing company. The company is based out in Vapi, Gujarat, and has its ...Read more

Kotak Nifty Next 50 Index Fund NFOKotak Mahindra Mutual Fund has announced the launch of Kotak Nifty Next 50 Index Fund. The scheme would be investing its assets in the securities constituting the Nifty Next 50 I ...Read more

In the world of investing, every investor is in search of an investment option that can double his hard-earned money, and to do this he keeps digging and finding these options. One such popular option available to the inv ...Read more

With the growing trend of being financially aware, retirement planning is a term that is most talked about even among people who are in their twenties. With so many investment alternatives available in the market, it is b ...Read more

WHAT IS P/E RATIO?PE Ratio is perhaps the most popular financial statistic in the stock market discussions. The P/E Ratio i.e. Price to Earnings Ratio is the relationship between a company's stock price and its E ...Read more

Arbitrage simply means buying from one market and selling in another market. It is done to get the benefit of difference in the prices of different markets.For example, the Price of onions in market A is Rs.10/kg a ...Read more

NPS Tier-1 vs NPS Tier-2What is NPS?NPS stands for the National Pension System. It is a scheme launched by the Government of India to provide citizens with a systematic architecture for regular savings & ...Read more

National Pension Scheme Tier-2What is National Pension Scheme?National Pension Scheme is a retirement saving scheme that was introduced by the Government of India. NPS was initially offered only to gover ...Read more

WHAT IS YTM?Yield to Maturity (YTM) is the overall return anticipated on a bond if the bond is held until its maturity. YTM is considered as a long-run bond yield but is conveyed as an annual rate. In simpler wor ...Read more

Tax saver FDs are a type of deposit plan in which an investor can get tax deduction under Section 80C of the Income Tax Act, 1961. Any investor who opts for tax saver FDs can claim a tax deduction of up to Rs 1,50,000 in ...Read more

NURECA LIMITED IPONureca Limited, incorporated in 2016, is a B2C company that is engaged in home healthcare & wellness products. Its products offer quality, functionality, durability, usability, and innovativ ...Read more

WHAT IS GOLD ETFs?Gold ETFs (Exchange Traded funds) is an open-ended fund listed on the exchanges that is based on the gold price. These funds invest in 99.5 % purity gold bullion (by RBI approved banks). In simp ...Read more

Pradhan Mantri Jan Arogya Yojana (PMJAY)Pradhan Mantri Jan Arogya Yojana (PMJAY) also known as the Ayushman Bharat Yojana, is a plan that aims to assist and help economically vulnerable citizens who are in need o ...Read more

Cash Reserve Ratio is a major monetary policy tool that is decided by the RBI's monetary policy committee. The committee revises the CRR in the monetary policy review meeting which is conducted every six to eight weeks. C ...Read more

NSC INTEREST RATEThe National Savings Certificate (NSC) is a fixed income investment instrument which an individual can initiate with any post of ...Read more

POST OFFICE FIXED DEPOSIT SCHEME Fixed Deposit is one of the safest investment alternatives offered by Post Offices, Banks, and NBFCs. Post Office Fixed Deposit, often called Post Office Time Deposits are in ...Read more

SBI SCSSThe State Bank of India (SBI) is one of the largest financial institutions, operational since 1955 in India. It offers various types of financial products & services to individuals to meet their banki ...Read more

Nippon India Nifty 50 Value 20 Index Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Nifty 50 Value 20 Index Fund. The fund is an open-ended scheme that will be replicating the const ...Read more

Nippon India Nifty Midcap 150 Index Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Nifty Midcap 150 Index Fund. The scheme would be investing in equity securities of the constituent ...Read more

BROOKFIELD INDIA REAL ESTATE INVESTMENT TRUST IPOBrookfield India Real Estate Trust or Brookfield REIT is sponsored by an affiliate of Brookfield Asset Management (BAM). BAM is one of the world’s largest alternat ...Read more

UTI Nifty 200 Momentum 30 Index Fund NFOUTI Mutual Fund has announced the launch of UTI Nifty 200 Momentum 30 Index Fund. The scheme would be investing its assets in the securities constituting the Nifty 200 Mome ...Read more

Short Term Capital Gains Tax (STCG)What is Capital Gain Tax?Capital Gain Tax is applicable when an individual sells capital assets like residential property, stocks, bonds, mutual funds, etc. It is appli ...Read more

PPF INTEREST RATEThe PPF i.e. Public Provident Fund was launched as a investment-cum-tax saving instrument in the country with the vision of mobilizing small savings by offering reasonable returns along with inco ...Read more

Long Term Capital Gains Tax (LTCG)What is Capital Gain Tax?When an individual sells his/her capital assets like residential property, stocks, bonds, etc., a capital gains tax is applicable on the gains f ...Read more

TYPES OF LIFE INSURANCEIn today’s scenario, an individual has a variety of options to choose from when it comes to personal financial planning. Most people compromise with the protection aspect while focusing on ...Read more

Term Insurance MeaningTerm insurance is a type of life insurance scheme that provides an individual coverage for a certain tenure or a specified "term" of years. A death benefit will be paid out to nominees if th ...Read more

SCSS i.e. Senior Citizen Saving Scheme is a saving scheme offered by the post office for senior citizens. The scheme offers a regular stream of income with the highest of security and safety along with tax-saving benefits ...Read more

ELSS in Equity Mutual FundsEquity funds are those mutual funds which invest their assets in equity and equity-related securities of the companies. Equity mut ...Read more

STOVE KRAFT LIMITED IPOStove Kraft incorporated in the year 1999, is one of the leading kitchen appliances & solution brands and emerging home solution brands in India. It is a market leader in free-standing ...Read more

Nippon India Asset Allocator FOFNippon India Mutual Fund has announced the launch of Nippon India Asset Allocator FOF (Fund of Funds). It is an open-ended scheme that will invest its assets in units of equity-rel ...Read more

RAILTEL CORPORATION OF INDIA LIMITED IPOIncorporated in 2000, Railtel Corporation of India Limited is one of the largest neutral telecom infrastructure providers in India with a Pan-India optical fiber network pr ...Read more

Home First Finance Company India Limited IPOHome First Finance Company India, incorporated in 2010, is a technology-driven housing finance company. It targets the low and middle-income families who are first-time ...Read more

How to Open a Post Office Account?Post Office Account is an account with the IndiaPost - a government-backed entity offering postal services in its branches across the country. The post office savings account off ...Read more

What are Equity Funds?Equity funds are those mutual funds which invest their assets in equity and equity and related securities to generate returns for investors. These funds are great for capital appreciation as ...Read more

What Is Small Cap?The term small cap describes companies with a comparatively smaller market capitalization. The market value of the outstanding shares of the company gives its market capitalization. The definiti ...Read more

Large Cap in Equity Mutual FundsWhat are Equity Funds?Equity funds are those mutual funds which invest in equity and equity-related securities of the companies listed on the exchange. These funds are gre ...Read more

SBI Retirement Benefit Fund NFOSBI Mutual Fund has announced the launch of the SBI Retirement Benefit Fund. It is a retirement solution-oriented scheme. The scheme would be investing in equity securities and debt ...Read more

LIC Pension PlansThe Life Insurance Corporation (LIC) was incorporated in the year 1956 when the LIC Act was passed in the parliament of India. Since then LIC has been the most dominant player in the insurance se ...Read more

PGIM India Balanced Advantage Fund NFOPGIM India Mutual Fund has announced the launch of PGIM India Balanced Advantage Fund. As per the scheme documents, the scheme will be dynamically allocating its assets acros ...Read more

Kotak NASDAQ 100 FOF NFOKotak Mutual Fund has announced the launch of Kotak NASDAQ 100 FOF (Fund of Funds). The scheme would be investing in units of overseas ETFs and/or index funds based on the NASDAQ 100 Index ...Read more

Term insurance is a perfect way to provide financial protection to your family in case of your unfortunate demise. It is a type of life insurance which offers a low-cost and affordable pure term life coverage. However, th ...Read more

Fixed deposits are term deposits offered by banks, NBFCs & other financial institutions. It is a great and traditional way of investing as it helps to grow the savings with a good fixed rate of interest with utmost sa ...Read more

YES BANK FD RATESYES BANK is a high-quality, service-driven, and customer-centric Bank. Since its establishment in 2004, Yes Bank has grown into a ‘Full-Service Commercial Bank’ providing a complete range of serv ...Read more

FIXED DEPOSIT vs MUTUAL FUNDFixed deposit and Mutual funds are financial instruments used for investing. They are both very popular modes of investment among investors for meeting their financial goals & requ ...Read more

ESAF SMALL FINANCE BANK LIMITED IPOESAF Small Finance Bank was incorporated in May 2016. It is a new age social bank that continues to redefine the banking experience for its stakeholders. Currently, the bank has ...Read more

FD & PPF : COMPARISONThe investment opportunities can widely be divided into 2 broad categories - the instruments that provide market-linked returns and the instruments which offer fixed returns. When we talk ...Read more

INDIGO PAINTS LIMITED IPOIndigo Paints started in the year 2000. The company started its business with the manufacturing of lower-end cement paints. After some time, it expanded its range to cover more segments o ...Read more

BANK OF INDIA FIXED DEPOSIT INTEREST RATESFixed Deposits in Bank of India are one of the good options to park your savings for a specified tenure as per requirements. It is one of the most reliable in India. Bank ...Read more

Recurring Deposit MeaningAn RD (Recurring Deposit) is a special type of term deposit offered by the banks and post office which lets people deposit a specific amount every month into their RD account and earn ret ...Read more

PRADHAN MANTRI AWAS YOJANA ONLINE APPLICATIONPradhan Mantri Awas Yojna (i.e. PMAY) is a government-backed initiative launched back in 2015. The basic objective of the PMAY scheme is to provide affordable housing ...Read more

Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY)Pradhan Mantri Jeevan Jyoti Bima Yojna is a life insurance scheme which is backed by the Central Government of India. The scheme was launched in May 2015 by Prime Mi ...Read more

LIC Jeevan Umang (Plan No.945, UIN: 512N312V02)LIC Jeevan Umang is a non-linked, participating, whole life assurance plan. This plan from LIC offers a combination of income & protection to the policyholders. ...Read more

Pradhan Mantri Suraksha Bima Yojana (PMSBY)The government of India always comes with beneficial welfare schemes for its people belonging to different groups of society. The Pradhan Mantri Suraksha Bima Yojana i.e ...Read more

Pradhan Mantri Fasal Bima Yojna (PMFBY)Pradhan Mantri Fasal Bima Yojna was launched by prime minister Narendra Modi on 18 February 2016. It offers insurance coverage to the farmers in case of crop damage/failures ...Read more

Pradhan Mantri Awas Yojana (PMAY)Pradhan Mantri Awas Yojana is an affordable housing scheme launched by the Government of India under the Ministry of Housing & Urban Affairs in June 2015. The scheme aims to p ...Read more

HDB FINANCIAL SERVICES IPOHDB Financial Services (HDBFS), Incorporated in 2007, is a leading Indian NBFC which serves both individual and business clients. HDB Financial Services is an established business having ...Read more

Indian Railway Finance Corporation Limited IPO All DetailsIndian Railway Finance Corporation Limited, incorporated in 1986, is a public sector undertaking which is wholly owned by the Government of India. IRFC is ...Read more

LIC New Endowment Plan (LIC Plan No. 914) DetailsThe LIC's New Endowment Policy is a Non-linked, Participating, Individual Life Insurance Plan which provides the policyholders with an attractive combination of sa ...Read more

LIC Jeevan Akshay Policy VII Full DetailsLIC has launched its Jeevan Akshay VII Pension Plan which is an immediate annuity plan and has been brought in place of Jeevan Shanti Pension Plan which is being phased ou ...Read more

Ayushman Bharat YojanaAyushman Bharat is a Government of India scheme which has been launched under the recommendations of National Health Policy, 2017. The scheme aims to achieve the vision of Universal Health C ...Read more

Mutual funds are those investment vehicles which pool money from many investors to invest in different market securities like equity, debt, money market instruments, gold, etc. as per the investment objective of the schem ...Read more

Understand the Difference Between ETF vs Mutual FundsMutual Funds - Mutual funds could well be viewed as investment vehicles that professionally operate and raise capital from different investors and then invest ...Read more

IPO List:Initial Public Offering (IPO) is a process when a private company offers its shares to the general public for the first time by issuing new shares or selling some existing shares. It helps the company to ...Read more

Franklin Templeton – Winding up of 6 debt schemes – Do investors vote a “Yes” or a “ No” – Does the vote lead to Panic redemptions or an orderly exit? Background: What are Debt or Fixed Income ...Read more

ICICI Prudential Mutual Fund has announced the launch of ICICI Prudential Business Cycle Fund. The scheme would be investing in equity and equity-related instruments with a focus on the business cycles of companies & ...Read more

Kalyan Jewellers was founded in 1993 when they opened their first showroom in Thrissur, Kerala. From the presence of a single showroom in a single city, today Kalyan Jewellers is present in all major cities of India and m ...Read more

LIC's New Jeevan Anand (Plan No: 915, UIN: 512N279V02)The LIC's New Jeevan Anand Plan is a non-linked & participating life term policy which provides a combination of savings & protection at the same time ...Read more

LIC’s Jeevan Amar Plan (Plan No. 855, UIN: 512N332V01)LIC's Jeevan Amar Plan is a Non-linked & Non-participating life term insurance plan which provides financial protection to the policyholder’s family or no ...Read more

BANK OF BARODA FD INTEREST RATESBank of Baroda (BOB) is an Indian public sector, multinational banking, and Financial Service Institution. It is the 3rd largest public sector bank in India with 125 million+ custo ...Read more

CANARA BANK FD INTEREST RATES Well known for customer centricity, Canara Bank has gone through various phases of boom and growth over the decades of its existence. The growth of Canara Bank was astonishing, ...Read more

ANTONY WASTE HANDLING CELL IPOAntony Waste Handling Cell, incorporated in 2001, is among India's top 5 players in the municipal solid waste management industry. It offers services related to solid waste collectio ...Read more

FD INTEREST RATES IN DIFFERENT ENTITIES FDs, i.e, Fixed Deposits are considered a safe investment option that guarantees consistent interest rates, special interest rates for senior citizens, no market risk, ...Read more

HDFC BANK FD RATESHDFC Bank was incorporated back in August 1994. As of now, the Bank has a countrywide distribution network of 5,430 branches and 15,292 ATMs in 2,848 towns/cities. As part of RBI's liberalizatio ...Read more

What are Conservative Hybrid FundsHybrid Funds are those mutual funds which invest in a combination of debt and equity securities. The objective of these funds is to offer a diversified portfolio for investors ba ...Read more

Debt Funds to tackle market volatilityDue to the corona lockdown, people get the time to apply their hands in lots of new things. Some people who are away from the equity market utilize their time to understand e ...Read more

What is NAV?The value of the net asset (NAV) is defined as the value of the assets of the fund minus the value of its liabilities. In regards to mutual funds, the term 'net asset value' is widely used. It is a me ...Read more

AXIS BANK FIXED DEPOSIT INTEREST RATESFixed Deposits are one of the good options to park your savings for a specified tenure as per requirements. Axis Bank is one of the leading private banks in India offering a ...Read more

Mrs. Bectors Food Specialities Limited IPOMrs. Bector Food Specialities, Incorporated in 1995, is special and famous for its premium bakery products and premium and mid biscuit products which is one of the leadin ...Read more

Medium Duration Mutual FundsDebt Mutual Funds are those mutual funds which invest their assets in debt securities & money market instruments issued by corporates or governmental bodies. There are 16 different ...Read more

TAX SAVING FIXED DEPOSITSTax Saving Fixed Deposit is a type of Fixed Deposit in which the depositor can get the tax deduction along with interest earned from the FD.Depositors can get a tax deduction of up ...Read more

Post Office Fixed Deposit Interest RatesThe Department of Post (DoP) operating by the name of IndiaPost is a government-backed postal services entity which is a subsidiary of the Ministry of Communications. It of ...Read more

Nippon India Passive Flexicap FoF NFONippon India Mutual Fund has announced the launch of Nippon India Passive Flexicap FoF (Fund of Funds). The scheme will be investing in units of Nippon India MF’s ETFs & I ...Read more

Kotak International REIT FOF NFOKotak Mutual Fund has announced the launch of Kotak International REIT FOF (Fund of Funds). The scheme would be investing in units of SMAM ASIA REIT Sub Trust fund and other overse ...Read more

ITI Large Cap Fund NFOITI Mutual Fund has announced the launch of ITI Large Cap Fund. The scheme would be investing in equity and equity-related securities of large-cap companies based on market capitalization. ...Read more

What was Dividend Distribution Tax?The Dividend Distribution Tax was a tax imposed on dividends that a business paid to its shareholders out of profits. The tax on the payment of dividends, or DDT, was taxed at t ...Read more

What are Growth Funds?Growth Funds are usually those equity mutual funds which invest in the stocks of high growth companies. These companies offer an opportunity to gain capital appreciation over the long term. ...Read more

What is an HUF Account?HUF implies Hindu Undivided Family. It comprises all people in a family, including wives of sons and unmarried children, who are lineal descendants of a common ancestor. By forming a family ...Read more

What is Rolling Returns?The rolling return is an annualized average return for a chosen duration beginning on a specified starting date and continuing sequentially to the last available date on a chosen time peri ...Read more

Axis Special Situations Fund NFOAxis Mutual Fund has announced the launch of Axis Special Situations Fund. The fund is a thematic and multi-cap/sector fund. So, the scheme would be investing in equity and equity- ...Read more

Invesco Global Consumer Trends Fund of Fund NFOInvesco Mutual Fund has announced the launch of the Invesco Global Consumer Trends Fund of Fund. The scheme would be investing in the units of an overseas fund by In ...Read more

NEFT, RTGS and IMPS ComparisonIn October 2020, while making the RBI’s (Reserve bank of India) announcement for Monetary Policy, Governor Shaktikanta Das said that the RTGS (Real Time Gross settlement) facility of ...Read more

Aditya Birla Sun Life ESG Fund NFOABSL Mutual Fund has announced the launch of Aditya Birla Sun Life ESG Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Governanc ...Read more

BEST INVESTMENT OPTIONS FOR SALARIED INDIVIDUAL IN INDIA1. SIP in Equity Mutual FundsEquity Mutual Funds schemes majorly invest in equity stocks. As per the current SEBI regulations for Mutual Funds, an ...Read more

UTI Smallcap Fund - NFOUTI Mutual Fund has announced the launch of UTI Small Cap Fund. The scheme would be investing in smallcap companies which rank below the Top 250 companies in terms of market capitalization. ...Read more

Baroda Banking & PSU Bond Fund NFOBaroda Mutual Fund has announced the launch of Baroda Banking & PSU Bond Fund. The scheme would be investing in debt-related securities of Banks, PSUs, Corporate Bonds to ...Read more

What is Systematic Transfer Plan?A Systematic Transfer Plan is a plan where investors give their consent to a Fund House or Asset Management Company to periodically redeem or switch a specific amount or certain u ...Read more

Compound Annual Growth RateWhat is CAGR?The Compound Annual Growth Rate (CAGR) is a percentage-based metric used to determine the annual rate of growth of an investment over a period of more than one yea ...Read more

What is Lock-in Period?The Lock-in period is the time period during which investors are not allowed to make redemptions or sell their investments. Investors are restricted to sell their units until the lock-in pe ...Read more

Meaning of IndexationIndexation is an effective means of avoiding draining of the gains on savings in the form of taxation. Indexation is relevant to long-term portfolios, which include debt funds and other asset ...Read more

Kotak ESG Opportunities Fund - NFOKotak Mutual Fund has announced the launch of the Kotak ESG Opportunities Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Govern ...Read more

Mirae‌ ‌Asset‌ ‌Banking‌ ‌and‌ ‌Financial‌ ‌Services‌ ‌Fund‌‌‌ - NFOMirae‌ ‌Asset‌ ‌Mutual‌ ‌Fund‌ ‌has‌ ‌announced‌ ‌the‌ ‌launch‌ ‌of‌ ‌Mirae‌ ‌Asset‌ ‌Banking‌ ‌and‌ ‌Financial‌ ‌Services‌ ‌Fund.‌‌ The‌ ‌schem ...Read more

HDFC Dividend Yield Fund - NFOHDFC Mutual Fund has announced the launch of the HDFC Dividend Yield Fund. The scheme would be investing in companies having a consistent or good track record of paying dividends to ...Read more

What is an Annuity?An annuity is a contract which offers regular payouts to the subscribers for a specified period on a lump-sum investment at the beginning of policy tenure. The Life Insurance company invests th ...Read more

What are Sector Mutual Funds?According to SEBI guidelines, sectoral mutual funds invest at least 80 percent of their investments in a specific sector or industry. They emphasize on a certain field, such as bankin ...Read more

SBI YONOWhat is SBI YONO?YONO is an initiative by the State Bank of India to offer its services using digital technology through launching the “YONO App” for mobile and the “YONO website” for desktop acc ...Read more

What are Equity Funds?Equity Mutual Funds are a type of mutual fund scheme that invests their investments in shares/stocks of various firms, with the goal of achieving higher returns. Equity-oriented funds invest ...Read more

What is ULIP?A Unit Linked Insurance Plan (ULIP) is a form of life insurance plan that is multifaceted in nature and presents an opportunity for insurance coverage as well as investment. Unit Trust of India (UTI) ...Read more

Ultra Short Duration FundsWhat are Ultra Short Duration Funds?Ultra Short Duration Funds are those debt mutual funds which invest in debt securities & money market instruments such that the Macaulay ...Read more

About Long Duration Debt FundsDue to lower risk compared to equity, moderate returns, and effective tax treatment due to indexation benefits, long-term debt funds are a good investment option to consider. Investo ...Read more

What are Overnight Funds?Overnight Fund is a new category of debt mutual funds that was introduced in 2018 under the SEBI's reclassification of mutual funds. As per SEBI, Overnight funds are open-ended debt schem ...Read more

Understand the difference between NPS, PPF and EPFWhen it comes to investments for the long term or retirement, investors in India have many investment options for planning their financial goals. In this article, ...Read more

What is the Sharpe Ratio?Nobel laureate William F. Sharpe created the Sharpe ratio in 1966 and since then it has been one of the preferred measures of return relative to the risk of an investment. The Sharpe rati ...Read more

Difference between Sensex and NiftyNifty - The National Stock Exchange Fifty (Nifty) is the National Stock Exchange (NSE) flagship stock price index. Often recognized as NIFTY 50 or CNX Nifty, it ...Read more

Meaning & Features of Information RatioThe information ratio determines the fund manager's ability to achieve risk-adjusted results in comparison to the fund's benchmark. A higher information ratio indicates ...Read more

ICICI Prudential Quant Fund NFOICICI Prudential Mutual Fund has announced the launch of ICICI Prudential Quant Fund. The scheme would be investing in equity securities of the companies while following a quantitat ...Read more

DSP Value Fund-NFODSP Mutual Fund has announced the launch of the DSP Value Fund. The scheme would be investing in securities of various companies by following a value investing approach. The New Fund ...Read more

Focused FundsWhat are Focused Funds?Focused funds are a subcategory of equity mutual funds that consist of a smaller number of stocks. For this investment scheme, instead of a vast combination of differe ...Read more

Exchange-Traded Funds (ETFs)The term ETF has gained a lot of popularity over the past decade not only in developed economies, but in emerging economies such as India as well. However, there is still a lot of ambi ...Read more

Asset Under ManagementWhat is Asset Under Management?Assets under management are the total asset/capital market value held by a mutual fund. The fund manager handles these funds and on behalf of the inve ...Read more

Comparison Large-cap, Mid-cap, and Small-cap fundsWhat is Market Capitalization?Market capitalization refers to the total current market value of a company based on its total outstanding shares. It is ca ...Read more

What are Corporate Bond Funds?Corporate bond funds are open-ended debt mutual funds making investments in bonds issued by corporates. It is a mutual fund that invests over 80 percent of its total assets in corpor ...Read more

Best Investment Plans for 2021Every household needs to plan their regular savings & investment needs for meeting their long as well as short term financial goals. Investing in the right products can help gene ...Read more

Understand the Difference between FD and RDFixed Deposits (FDs) & Recurring Deposits (RDs) are amongst the most popular investment options available in the country. FDs & RDs are offered by banks, post of ...Read more

Understand the Difference between SIP, STP and SWPSIP or Systematic Investment PlanSystematic Investment Plan is a disciplined way of investing in mutual funds which allows investors to regularly invest ...Read more

Conquer Your Fear of Money with These 7 Healthy ToolsChrometophobia is the fear of money, and if you think about it, money is such a thing that you can just not avoid it. Like other phobias, it is an abnormal and ...Read more

Is the perfect time to enter the stock market knocking at your doorstep?No one can truly time the market as it is almost impossible to even think of doing it irrespective of how much experienced an investor one i ...Read more

LIC’s Tech Term PlanLIC's Tech Term Plan is a Non-linked & Non-participating pure risk premium policy that provides financial coverage to the family of policyholders in the event of his/her unfortunate death ...Read more

What is a Post Office Savings Account?A Post Office Savings Account is quite similar to a regular savings bank account. The Post Office Savings Account is a deposit scheme backed by the Government of India which ...Read more

Gland Pharma IPOGland Pharma is one of the fastest-growing generic injectable-focused firms, marketing its drugs in over 60 markets including the United States, Europe, Canada, Australia, India and the rest of th ...Read more

Nippon India ETF Nifty CPSE Bond Plus SDL- 2024 Maturity NFONippon India ETF has announced the launch of Nippon India ETF Nifty CPSE Bond Plus SDL- 2024 Maturity. The NFO(New Fund Offer) for this fund opens on 03 ...Read more

What is a National Savings Certificate?National Savings Certificate (NSC) is a small saving certificate scheme backed by the Government of India. The scheme is one of the postal savings schemes offered by IndiaPo ...Read more

What is a money market instrument?Money market instruments are short-term financing instruments aimed at increasing businesses' financial liquidity. The key feature of these types of securities is that they can q ...Read more

What is a Term Plan?Term insurance plan is a life insurance policy which provides coverage to the family of the policyholder in the case of the policyholder’s unfortunate death. The policy offers insurance covera ...Read more

Adjusting your investment sail to make the most of bearish marketsContrary to popular belief, bull markets do not last forever just like bear markets they also come and go. Bear markets are a part of the market c ...Read more

What is an exit load?An exit load refers to the fee charged by the Asset Management Companies (AMCs) to investors at the time of exit or redemption of their fund units. If an investor leaves the fund in the lock- ...Read more

Smart ways to recheck and revise your financial paraphernalia to ensure you’re prepared to face uncertain challenging times.Your life is the most precious of all assets, there’s no doubt in that but there are oth ...Read more

Post Office Recurring Deposit (RD)Post Office Recurring Deposits is a very popular savings scheme offering a disciplined approach of regular savings & investments by the investors. The scheme is one of the sa ...Read more

About Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund NFOEdelweiss Mutual Fund has announced the launch of Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund. It is a passive in ...Read more

Post Office Monthly Income SchemePost Office Monthly Income Scheme (POMIS) or Post Office Monthly Savings Scheme is a savings scheme offered by the Indian Post Office which upon a lump-sum investment offers a fix ...Read more

Principal Mutual Fund announces the launch of Principal Large Cap Fund- NFO. The investment objective of the scheme is to generate long term capital appreciation for investors by making investments in a diversified portfo ...Read more

Nippon India Nifty Smallcap 250 Index Fund is an open-ended scheme replicating the Nifty Smallcap 250 Index. It is a passively managed index fund that will adopt an investment strategy to track the performance of Nifty Sm ...Read more

SBI Magnum Children’s Benefit FundInvestment ObjectiveSBI Magnum Children’s Benefit Fund is an open-ended investment scheme for children with a lock-in of minimum 5 Years, or till the child reaches major ...Read more

ICICI Prudential ESG Fund- NFOICICI Prudential Mutual Fund has announced the launch of ICICI Prudential ESG Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Govern ...Read more

Decoding SEBI’s New Rules for Multicap FundsMulticap FundsOpen-ended funds that invest across market capitalizations. No restriction on the allocated proportion to each category. ...Read more

NFO - Invesco India Focused 20 Equity FundAbout the fundInvesco India Focused 20 Equity Fund is an open-ended equity scheme investing in a maximum of 20 stocks across market capitalization ...Read more

Multi Cap Funds – A Jig or A RejigThe DefinitionMulticap Funds (until Jan ’21): An actively managed equity fund, where the fund manager has the discretion to actively allocate assets across categories – ...Read more

Top-3 financial foundation risks every Investor needs to tackle immediately.The black swan event of COVID-19 has taken the world by a complete surprise and exposed you and many people across to assess, manage, an ...Read more

What is Tax?The word tax is derived from the term "taxo" in latin. A tax is a mandatory fee or financial payment that a government levies on a person or an entity to collect revenue for funding the  developm ...Read more

What is Insurance?An insurance provides coverage for the specific losses, injury, illness, or death in the form of financial compensation. To get this coverage, you need to pay a specified sum of money to the ins ...Read more

What is a share market? The share market is a place where shares are traded. The share of a company represents a part of ownership in its business. And a share market, therefore, helps investors enter into b ...Read more

SAVING SCHEMES IN INDIASaving schemes are investment vehicles where an individual or investor can park their idle money for earning returns. These schemes help the individuals save for financial goals or a financ ...Read more

How to Become Mutual Fund AdvisorMutual Fund Advisors are qualified professionals who advise investors in making mutual fund investments. The advisors provide tailor-made financial advice to their clients or inve ...Read more

Difference Between SIP and RD on various important parametersParametersSIPRDs ...Read more

Systematic Withdrawal PlanWhat is SWP?SWP stands for a Systematic Withdrawal Plan that allows an investor to withdraw a fixed sum from their mutual fund scheme over regular periodic intervals such as on ...Read more

How to Become a Mutual Fund AgentMutual funds provide good prospects for long-term employment. A mutual fund representative has different functions and duties to carry out. The individuals with reasonable capital ...Read more

What is Nism VA Certification Examination?NISM Series VA: Mutual Fund Distributor Examination aims to establish a benchmark for a basic minimum knowledge for all the individuals engaged in the sale and distributi ...Read more

What is ARN Code?ARN or AMFI Registration Number refers to a unique number issued to every mutual fund distributor/agent involved in the sale of mutual funds. The intermediaries are required to register with AMFI ...Read more

Understand the MF Agent Commission StructureThe Mutual Fund Distributor or Agent’s Commission is nothing but the fee an agent receives from the AMCs for selling mutual fund schemes.The mutual fund distributor’s c ...Read more

What is an EUIN number?According to the SEBI circular CIR / IMD / DF/21/2012 of 13 September 2012, it directed AMFI to establish a unique identity number for every employee/relationship manager/salespersons of th ...Read more

What are mutual fund cut-off timings?Cut off timings of mutual funds are set in order to regulate the Net Asset Value (NAV) an interested party or investor can achieve for purchase or selling of units of their mu ...Read more

SIP vs Lump Sum While investing in mutual funds, one can either choose to make investments through the SIP (Systematic Investment Plan) route or a single-shot lumpsum investment. Both the ways of investing h ...Read more

Understand the Difference between ELSS and FDWhat is ELSS?Equity Linked Savings Schemes (ELSS) also known as tax-saving mutual funds are those schemes that invest in equity markets along with providing t ...Read more

Steady Investment Options For Your Safe-Retirement.The National Health Profile published in 2019, life expectancy in India is 68.7 years. However, it is now normal to live up to 90 years and we must plan for this ...Read more

What is ELSS?Equity Linked Savings Scheme (ELSS) is a mutual funds scheme that invests in equity markets while providing tax saving benefits. ELSS is considered to be diversified in nature as it invests in stocks ...Read more