UTI Focused Equity Fund NFO

UTI Focused Equity Fund NFOUTI Mutual Fund has announced the launch of the UTI Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 stocks across the market capitalizatio ...Read more

ESG Funds

ESG FundsWhat are ESG Funds?ESG stands for environmental, social, and governance. Any organization that is performing well in this scenario and is hoping to continue to maintain this development in the f ...Read more

TAX BENEFITS OF MUTUAL FUNDS

TAX BENEFITS OF MUTUAL FUNDSA mutual fund is an investment alternative that primarily pools money and funds from the investors and invests it in specified securities on behalf of its investors. These can be broad ...Read more

Rolex Rings Limited IPO - Date, Price, GMP, Valuation, Company Strength, IPO Details

Rolex Rings Limited IPOIncorporated in 2003, Rolex Rings is one of the top 5 forging companies in India. It is a manufacturer and global supplier of hot rolled forged and machined bearings rings, and automotive c ...Read more

CHAPTER 7 NET ASSET VALUE,TOTAL EXPENSE RATIO AND PRICING OF UNITS

CHAPTER 7 NET ASSET VALUE,TOTAL EXPENSE RATIO AND PRICING OF UNITS The 10 principles as laid out by SEBI are as under:Principle 1: The valuation shall be done in ...Read more

CHAPTER 8 TAXATION

CHAPTER 8 TAXATION- Capital Gains Tax ...Read more

NISM VA MOCK TEST

NISM VA MOCK TESTPlease click on the link here and follow the instructions carefully to start your NISM VA Mutual ...Read more

CHAPTER 12 MUTUAL FUND SCHEME SELECTION

CHAPTER 12 MUTUAL FUND SCHEME SELECTION- The investor’s risk appetite is a function of three things—the need to take risks, the ability to take risks, and the willingness to take risks.- Scheme selection d ...Read more

CHAPTER 11 MUTUAL FUND SCHEME PERFORMANCE

CHAPTER 11: MUTUAL FUND SCHEME PERFORMANCE- The benchmark for a scheme is decided by the AMC in consultation with the trustees. The Scheme Information Document has to mention the benchmark.- The mutual fun ...Read more

CHAPTER 10: RISK, RETURN AND PERFORMANCE OF FUNDS

CHAPTER 10: RISK, RETURN AND PERFORMANCE OF FUNDS- The standard risk factors are the risks that all mutual fund investments are exposed to whereas there are certain risks specific to individual asset category. ...Read more

CHAPTER 9 INVESTOR SERVICES

CHAPTER 9 INVESTOR SERVICES- Units in a mutual fund scheme are offered to investors for the first time through a New Fund Offer (NFO).- The Asset Management Company (AMC) decides on a scheme to take to the ...Read more

CHAPTER 6 FUND DISTRIBUTION AND CHANNEL MANAGEMENT PRACTICES

CHAPTER 6 FUND DISTRIBUTION AND CHANNEL MANAGEMENT PRACTICES- The mutual fund distributor’s job is to assess the needs, limitations, resources and financial goals of the investor.- Mutual funds are distrib ...Read more

CHAPTER 5: SCHEME RELATED INFORMATION

CHAPTER 5: SCHEME RELATED INFORMATION- The Offer Document is one of the most important sources of information on the scheme, to help prospective investors evaluate the merits and demerits of investing in it. OD i ...Read more

CHAPTER 4: LEGAL AND REGULATORY ENVIRONMENT

CHAPTER 4: LEGAL AND REGULATORY ENVIRONMENT- Mutual Funds are regulated by SEBI, but they need to comply with regulations set by other regulators (like RBI) also.- Anyone who is aggrieved by a ruling of SE ...Read more

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA- SEBI has stipulated the legal structure under which mutual funds in India need to be constituted.- Mutual funds are constituted in India asTrusts. ...Read more

Chapter 2: Concept and Role of Mutual Fund – Advantages and Limitations

CHAPTER 2: CONCEPT AND ROLE OF A MUTUAL FUND- The ownership is in the hands of the investors (Unit holders) who have pooled in their funds, so ownership is ‘Joint and Mutual’.- In India, Mutual Funds are c ...Read more

Chapter 1: Investment Landscape

CHAPTER 1 INVESTMENT LANDSCAPE- The discussion of investments must start with the purpose of investment. “Why is one investing?”- When we assign amounts and timelines to dreams or objectives, we convert th ...Read more

Daily SIP – Benefits and Advantages

DAILY SIPRemember the good old days when we used to save money in our piggy banks to buy the things we always wanted after a certain period of time. That was indeed a great habit that we have forgotten now. But w ...Read more

Premature withdrawal of FDs – Disadvantages and Effects on Interest

PREMATURE WITHDRAWAL OF FDsWHAT IS PREMATURE WITHDRAWAL OF FD?Investing in an FD is done by many investors as it is considered to be one of the safest and secure ways to gain average returns while not ri ...Read more

Nippon India Flexicap Fund NFO: Investment Objective, Features, Taxation and SIP details

Nippon India Flexicap Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Flexicap Fund. The scheme would be predominantly investing its assets in large-cap, mid-cap, and small-cap compa ...Read more

Saral Jeevan Bima: Eligibility, Features and Benefits

Saral Jeevan BimaSaral Jeevan Bima is a non-participating, non-linked pure risk life insurance plan specially designed for individuals buying life insurance for the first time. This term plan offers comprehensive ...Read more

Tata Business Cycle Fund NFO - Investment Objective, Features, Taxation and SIP details

Tata Business Cycle Fund NFOTata Mutual Fund has announced the launch of the Tata Business Cycle Fund. It is an open-ended scheme that follows a business cycle-based investing theme.The New Fund Offer (NFO ...Read more

Interval Funds – Features, Benefits and Taxation

INTERVAL FUNDSWHAT ARE INTERVAL FUNDS?Interval funds are a type of closed-ended funds which offers liquidity to investors at said stated intervals - typically annually, semi-annually, and quarterly. This ...Read more

What is Fixed Deposit Sweep-in: Meaning and Advantages

Fixed Deposit Sweep-inFixed Deposit Sweep-in is a facility provided by various banks and non-banking financial institutions that allows your lender to transfer the excess sum/amount from your savings account to y ...Read more

Tatva Chintan Pharma Chem Limited IPO - Date, Price, GMP, Valuation, Company Strength, IPO Details

Tatva Chintan Pharma Chem Limited IPOIncorporated in 1996, Tatva Chintan Pharma Chem limited is a specialty chemicals manufacturing company that is engaged in the manufacturing of phase transfer catalysts (PTCs), ...Read more

Kotak Global Innovation Fund of Fund NFO - Investment Objective, Features, Taxation and SIP details

Kotak Global Innovation Fund of Fund NFOKotak Mutual Fund has announced the launch of the Kotak Global Innovation Fund of Fund. The scheme would be predominantly investing its assets in units of the Wellington Gl ...Read more

What is FCNR deposit?: Know Features, Benefits and Interest Rate

FCNR DepositFCNR deposits/accounts refers to Foreign Currency Non-Resident Accounts. These deposits are for NRIs who wish to maintain fixed deposits in India, allowing them to save money overseas in Foreign Curre ...Read more

What are mutual funds?: Definition, Factors and Taxation

HOW MUTUAL FUNDS WORK?WHAT ARE MUTUAL FUNDS?A mutual fund is an investment instrument that collects money from potential investors who share a common financial and investment goal and invests the fund pr ...Read more

Reliance Nippon Term Insurance - Plans, Features and Benefits

Reliance Nippon Term InsuranceReliance Nippon Life Insurance company (RNLIC) is one of the leading private life insurance companies in India with over 10 million policyholders. The company has one of the largest ...Read more

Exide Life Term Insurance – Plans, Features and Benefits

EXIDE LIFE TERM INSURANCEExide Life Term Insurance Plans fall under the category of term protection plan offered by Exide life Insurance Company. The entity has more than 15 lakh customers, 200 company offices, 4 ...Read more

Birla Sun Life Term Insurance : Plans, Features and Benefits

BIRLA SUN LIFE TERM INSURANCEBirla Sun Life Term Insurances are protection plans offered by Aditya Birla Sunlife AMC limited which was previously renowned as Birla Sun Life AMC. The most popular plan offered by t ...Read more

IDBI Federal Term Insurance – Feature, Plans and Benefits

IDBI FEDERAL TERM INSURANCEIDBI Federal Insurance Company is one of the fastest-growing life insurance entities in our country. This company offers a wide range of products that include retirement, wealth managem ...Read more

Edelweiss Term Insurance – Plans, Feature and Benefits

EDELWEISS TERM INSURANCEEdelweiss Tokio Life Insurance Company is a renowned name in the Insurance sector and is a highly customer-centric life insurance provider that commenced its operation in the year 2011. It ...Read more

Funds of Funds – Types and Benefits of Funds of Funds

FUND OF FUNDSWHAT ARE FUND OF FUNDS?Fund of funds are a type of mutual funds investing in other mutual fund schemes, ETFs, or a combination of funds. It is also known as a multi-manager fund or investmen ...Read more

PGIM India Small Cap Fund NFO – Objective, Feature and SIP details

PGIM India Small Cap Fund NFOPGIM India Mutual Fund has announced the launch of the PGIM India Small Cap Fund. The scheme would be predominantly investing its assets in equity and equity-related securities of sma ...Read more

SBI ETF Consumption NFO – Feature and Investment Objective

SBI ETF Consumption NFOSBI Mutual Fund has announced the launch of the SBI ETF Consumption. The scheme would be predominantly investing its assets in the equity securities representing the Nifty India Consumption ...Read more

International Funds: Check Advantages, Risk and Factors before investing

INTERNATIONAL FUNDSInternational funds are those mutual funds that invest in foreign stocks. These funds are also referred to as foreign or overseas funds. Investing in these stocks can expose investors to high r ...Read more

Senior Citizen Fixed Deposit - Eligibility, Interest Rate, Features and Benefits

Senior Citizen Fixed DepositSenior Citizen Fixed Deposits are a type of term deposit offering special interest rates to individuals who are of age 60 or above. Such fixed deposit accounts offer a wide range of ad ...Read more

FD Double Scheme – Schemes and Benefits

FD DOUBLE SCHEMEEvery investor out there would like to see their wealth and savings go double and this has led many financial institutions and banks to introduce investment alternatives that will help them to acc ...Read more

Flexi Fixed Deposit – Schemes, Benefits and Eligibility Criteria

FLEXI FIXED DEPOSITFDs are believed to be the most secure form of investment which makes them very popular in India. Depending on different financial requirements,  banks offer various types of fixed deposit ...Read more

Aviva Term Insurance – Feature, Plans and Benefits

Aviva Term InsuranceTerm insurance is a most basic type of life insurance which generally takes care of the financial needs of your family in your absence. It usually offers a high coverage amount and is consider ...Read more

G R Infraprojects Limited IPO - Strengths, Purpose, Financial Performance and IPO details

G R INFRAPROJECTS LIMITED IPOIncorporated in 1995, G R Infraprojects Limited is an integrated road emerging, procurement, and construction company. It has experience in the design and construction of various high ...Read more

Term Deposit – Meaning, Categories and Features

TERM DEPOSITTerm deposits are one the most preferred and ideal investment alternative for conservative investors who are constantly in search of a stable and secure form of investment which gives decent returns. ...Read more

Seven Islands IPO - Strengths, Purpose, Financial Performance and IPO details

Seven Islands IPOSeven Islands Shipping Limited was the 3rd largest seaborne company in India in terms of deadweight tonnage as of December 2020. As per CRISIL report, the company held a significant market share ...Read more

ITI Dynamic Bond Fund NFO – Features, Investment Strategy, Returns and About Scheme

ITI Dynamic Bond Fund NFOITI Mutual Fund has announced the launch of the ITI Dynamic Bond Fund. The fund is an open-ended dynamic debt scheme investing across duration.The New Fund Offer (NFO) starts on 25 ...Read more

Clean Science and Technology Limited IPO - Strengths, Purpose, Financial Performance and IPO details

Clean Science and Technology Limited IPOClean Science and Technology Limited is among the few companies focused globally entirely on producing innovative technologies using the in-house catalytic processes that a ...Read more

What are non Cumulative FDs? Difference between Non- Cumulative and Cumulative FDs

NON CUMULATIVE FDFixed Deposits are considered a secure investment option that offers consistent decent returns, no market risk, special interest rates for senior citizens, various interest payment options, and i ...Read more

Fixed Deposit Receipt (FDR) – Meaning, Importance and Benefits

Fixed Deposit Receipt (FDR)Fixed Deposits are considered a secure investment option that guarantees consistent decent returns, no market risk, special interest rates for senior citizens, various interest payment ...Read more

What are Cumulative FDs? Difference between Cumulative and Non- Cumulative FDs

CUMULATIVE FDFixed Deposits are considered a secure investment option that offers stable decent returns, no market risk, special interest rates for senior citizens, various interest payment options, and income ta ...Read more

How to close FD in ICICI Bank online

HOW TO CLOSE FD IN ICICI ONLINE?Established in 1994, ICICI bank is a fully owned subsidiary of Industrial Credit and Investment Corporation of India and is considered one of the largest banks across the nation. I ...Read more

How to close Fixed (FD) in SBI online

HOW TO CLOSE FD IN SBI ONLINE?SBI i.e. State Bank of India offers its customers a number of Fixed Deposits options to park their surplus money and enjoy decent interest rates on it over a specific tenure. The inv ...Read more

Post Office Fixed Deposit Account – Features, Types, Interest rate, Eligibility and Benefits

Post Office Fixed Deposit AccountPost Office Fixed Deposit Account vis also popular as Post Office Time Deposit Scheme, which is a government-backed scheme to provide an opportunity to the investors to park their ...Read more

Tata Floating Rate Fund NFO - Investment Objective, Returns, Taxation, SIP

Tata Floating Rate Fund NFOTata Mutual Fund has announced the launch of the Tata Floating Rate Fund. The fund is an open-ended debt scheme that will be predominantly investing in floating rate instruments as per ...Read more

Edelweiss Recently Listed IPO Fund - Investment Objective, Features and about scheme

Edelweiss Recently Listed IPO FundEdelweiss Recently Listed IPO Fund is a mutual fund of Edelweiss Mutual Fund. Previously, it was known as Edelweiss Maiden Opportunites Fund and it was a close-ended fund having ...Read more

PPF Withdrawal – Partial or completed withdrawal, Closure rules and Taxability

PPF WITHDRAWALThe Public Provident Fund is one of the best investment tools for investors who are looking for good returns in long run. This was introduced the vision to mobilize small-scale savings in order to p ...Read more

Paras Defence & Space Technology IPO - Investment Objective, Features and about scheme

Paras Defence & Space Technology IPOParas Defence & Space Technology is an  Indian private sector company engaged in developing, designing, manufacturing, and testing of a diverse range of defense an ...Read more

India Pesticides Limited IPO - Strengths, Purpose, Financial Performance and IPO details

India Pesticides Limited IPOIndian Pesticides is an R&D-driven agrochemical manufacturer of Technicals with a growing business in the Formulation space. As per F&S reports, in FY 2020, the company was amo ...Read more

Post Office PPF Account – Interest rate and Eligibility

POST OFFICE PPF INTEREST RATEThe Indian post office or Department of the post is one of India’s oldest and largest entities offering a number of investment alternatives. They provide a decent return clubbed with ...Read more

Glenmark Life Sciences Limited IPO - Strengths, Purpose, Financial Performance and IPO details

Glenmark Life Sciences Limited IPOIncorporated in 2011 as ‘Zorg Laboratories Private Limited’ but in 2018 it was acquired by Glenmark Pharmaceuticals and the name of the company was renamed as Glenmark Life Scien ...Read more

CREDIT CARD AGAINST FD

CREDIT CARD AGAINST FDThe primary business of banks is to accept deposits and use them for lending purposes. Money can be lent to account holders/loan applicants through various products and schemes offered by ba ...Read more

Aditya Birla Sun Life AMC Limited IPO

Aditya Birla Sun Life AMC Limited IPOIncorporated in 1994, Aditya Birla Sun Life AMC is an asset management company. It has been ranked as the largest non-bank affiliated AMC in India by QAAUM since 31st March&nb ...Read more

PNB MetLife Term Insurance

PNB MetLife Term InsuranceWhy PNB MetLife?Punjab National Bank, one of the oldest and leading national banks of India, has its branches across 107 locations in the country, providing protection along wit ...Read more

Nippon India Mutual Fund - Top 10 Nippon India MF Schemes, Risk, Tax Benefits & Features

NIPPON INDIA MUTUAL FUNDABOUT Nippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effective from March 200 ...Read more

L&T Mutual Fund – About L&T, Top 10 L&T Mutual Funds, Risk & Features

L&T MUTUAL FUNDAbout L&T Mutual FundL&T Mutual Fund was founded in the year 2010. The fund house emphasizes on providing good long-term performance to its investors. They follow a disciplined ...Read more

HDFC Banking and Financial Services Fund NFO

HDFC Banking and Financial Services Fund NFOHDFC Mutual Fund has announced the launch of the HDFC Banking and Financial Services Fund. The fund is an open-ended scheme that will be investing in the banking and fi ...Read more

Axis Quant Fund NFO – Investment Objective, Returns, Taxation, SIP Details

Axis Quant Fund NFOAxis Mutual Fund has announced the launch of the Axis Quant Fund. The fund is an open-ended equity scheme that will be investing in companies based on a fundamentally driven quant-based approac ...Read more

UTI Mutual Fund – Top 10 UTI Mutual Fund, Benefits and Returns

UTI MUTUAL FUNDAbout UTI Mutual FundUTI Mutual Fund is the oldest mutual fund house in India which was founded in 1963. The fund house launched its first scheme in 1964. However, it got incorporated in t ...Read more

Franklin Templeton Mutual Fund – Top 10 Franklin Templeton MF, Benefits and Returns

FRANKLIN TEMPLETON MUTUAL FUNDAbout Franklin Templeton InvestmentsFranklin Templeton Investments was founded in 1947. It has been dedicated to delivering exceptional asset management to institutions, ret ...Read more

Edelweiss Mutual Fund – Top Performing Edelweiss MF, Timeline and Achievements

Edelweiss Mutual FundEdelweiss Group, one of India's youngest and fastest-growing asset management companies, invests in those companies that have strong earnings growth, and good management, along with the poten ...Read more

Aditya Birla Sun Life Mutual Fund - Top 10 ABSL MF Schemes, Returns & Benefits

ADITYA BIRLA SUN LIFE MUTUAL FUNDThe core of Aditya Birla Sun Life Mutual Fund still lies in Indian culture as it is a subsidiary of a vast empire, i.e Aditya Birla. It was set up on 5 September 1994 and is a Joi ...Read more

ICICI Prudential Mutual Fund - Types of ICICI Prudential MF, Risk, Returns & Benefits

ICICI PRUDENTIAL MUTUAL FUNDABOUT ICICI Prudential Mutual FundICICI Prudential MF was initiated as a JV (Joint Venture) between Prudential Plc and ICICI Bank in the year 1993. The fund house draws upon t ...Read more

DSP Mutual Fund - Types of DSP MF, Risk, Returns & Benefits

DSP MUTUAL FUNDABOUT DSP MUTUAL FUNDA 152-year-old Financial Firm from India, DSP is one of the premier AMC i.e., Asset Management Company in India with over two decades of diligent record of investment ...Read more

Axis Mutual Fund - Top 10 Axis MF Schemes, Benefits & Returns

AXIS MUTUAL FUNDAbout Axis Mutual FundAxis Mutual Fund's first scheme was launched in October 2009, and after that Axis Mutual Fund showed very strong growth. It has 3 principles which are Long term weal ...Read more

Parag Parikh Mutual Fund - Top Parag Parikh MF Schemes, Risk & Features

PARAG PARIKH MUTUAL FUNDABOUTParag Parikh Asset Management was launched in October of the year 2012 and is backed and promoted by Parag Parikh Financial Advisory Services Private Limited, an advisory fir ...Read more

Nippon India Mutual Fund - Top 10 Nippon India MF Schemes, Risk, Tax Benefits & Features

NIPPON INDIA MUTUAL FUNDAbout Nippon India Mutual FundNippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effec ...Read more

HDFC Mutual Fund - Top HDFC MF Schemes, Performance & Returns

HDFC MUTUAL FUNDABOUTHDFC Mutual Fund or HDFC AMC (Asset Management Company) Ltd is currently one of the largest mutual funds and actively managed funds in India. A wide number of investors have invested ...Read more

SBI Mutual Fund - Best MF Schemes, NAV, Performance & Returns, How to Invest

About SBI Mutual FundSBI Mutual Fund was established in 1987 and was incorporated in 1992.  SBI Mutual Fund is a joint venture between India’s largest bank having a 63% stake and AMUNDI Asset Management havi ...Read more

How to open a PPF account online?

HOW TO OPEN A PPF ACCOUNT ONLINE?Public Provident Fund, often referred to as PPF, is a scheme offered by the Central Indian government to its citizens for investment that not only gives guaranteed returns but als ...Read more

NPS REGISTRATION

NPS REGISTRATIONProper and Meticulous financial planning is necessary to ensure investors can spend their life after retirement in utmost comfort and relief without any stress. Today, there are multiple options w ...Read more

BAJAJ ALLIANZ TERM INSURANCE

BAJAJ ALLIANZ TERM INSURANCEABOUT BAJAJ ALLIANZBajaj Allianz Life Insurance Company is one of the top private sector insurance companies across the nation. It is a joint venture between Bajaj Finserv Ltd ...Read more

Shyam Metalics And Energy Limited IPO

Shyam Metalics And Energy Limited IPOIncorporated in 2002, Shyam metalics and energy limited is a leading integrated metal producing company in India. Its main focus is on long steel products and ferro alloys. As ...Read more

NISM Courses

WHAT IS NISM?The NISM, which stands for National Institute of Securities Markets is an initiative of SEBI established in 2006. They offer certain courses which primarily aim to increase the participation and stan ...Read more

ARN Number - Meaning, Requirement, Benefits, How to Apply for ARN Number

WHAT IS ARN NUMBER?Application Reference Number, popularly known as ARN number is a unique number that is assigned to every qualified mutual fund distributor or mutual fund expert for dealing in the schemes. The ...Read more

ARN Status - Types, How to Check, Login Process

ARN or Application Reference Number is the number that the taxpayer receives after successfully submitting the GST registration application. The application usually takes 7 working days to process the GST registration aft ...Read more

NISM Certification - Benefits, Popular NISM Certification Exam

National Institute of Securities Markets or NISM is a public trust which was established by the Securities and Exchange Board of India (SEBI) in 2006. NISM performs two functions under the SEBI (Certification ...Read more

NISM Full Form - National Institute of Securities Market

NISM Full FormThe National Institute of Securities Market (NISM) is a public trust/institution, established by the Securities and Exchange Board of India (SEBI) in 2006. This institution is responsible for carryi ...Read more

Tata AIA Term Insurance

TATA AIA TERM INSURANCE ABOUT TATA AIA TATA AIA is one of the renowned life insurance companies in India. It is a joint venture between respected Tata Sons Private Limited and AIA Group Limited ...Read more

Mutual Fund Monthly Income Plan

Mutual Fund Monthly Income PlanMutual fund investments have been very popular nowadays because of their return potential and disciplinary investment approach offered by the SIP mode of investment. SIP allows inve ...Read more

Kotak Term Insurance

Kotak Term InsuranceWhat is Term insurance?Term insurance is a form of life insurance offering cover for a period of time. The purpose of any term insurance is to provide financial coverage to the policy ...Read more

SBI Term Insurance

SBI Term InsuranceSBI Life Insurance Company offers a variety of term insurance plans, each having a different set of features and benefits. In general, term insurance is a type of life cover for a period of time ...Read more

NPS Withdrawal

NPS WITHDRAWALThe NPS i.e. National Pension Scheme is one such government-sponsored option that allows investors to invest and secure finances for their post-retirement life through a disciplined framework for re ...Read more

Certificate of Deposit

CERTIFICATE OF DEPOSITThe CD commonly known as Certificate of Deposit was introduced in the year 1989 in India to increase the range of money market instruments. It is an agreement between an authorities bank or ...Read more

What is a PPF account?

WHAT IS A PPF ACCOUNT?Public Provident Fund, often referred to with the abbreviation as PPF, is a scheme offered by the Indian central government to its citizens for investment that not only gives guaranteed retu ...Read more

Term Insurance Claim Settlement Ratio

WHAT IS THE CLAIM SETTLEMENT RATIO?The claim settlement ratio is the percentage of claims that an insurance provider has paid out in an FY compared to the number of claims received. This metric is regarded to be ...Read more

ICICI Term Insurance – Eligibility, Benefits and Plans, How to Apply

ICICI Prudential Life or ICICI Prudential Life Insurance Company Ltd. is a joint venture between Prudential Corporation Holdings Ltd and one of the leading private sector banks, the ICICI Bank Ltd. The company has been pr ...Read more

Term Insurance vs Life Insurance - Coverage, Pros & Cons

TERM INSURANCE VS LIFE INSURANCE Insurance policies are instruments that customers purchase to protect themselves and their loved ones. In the event of a contingency and unfortunate demise where the bread ea ...Read more

Child Insurance - Types, Benefits, Best Child Insurance Plans

WHAT ARE CHILD INSURANCE PLANS?Child Insurance Plans are the ideal way through which parents can financially secure their child’s future. From a very initial age of the child, parents can start investing a certai ...Read more

ITI Value Fund NFO

ITI Value Fund NFOITI Mutual Fund has announced the launch of the ITI value Fund. The fund is an open-ended scheme that will follow a value investing strategy.The New Fund Offer (NFO) starts on 25th May 20 ...Read more

Arohan Financial Services Limited IPO

AROHAN FINANCIAL SERVICES LIMITED IPOIncorporated in 1991, Arohan Financial Services Limited is a leading NBFC-MFI with operations in the Low-Income States of India. It provides income-generating loans and other ...Read more

Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund NFO

Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of the Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund. The fund is an open-ended scheme ...Read more

Sona BLW Precision Forgings Limited IPO

SONA BLW PRECISION FORGINGS LIMITED IPOThe Sona Blw Precision Forgings Ltd. is one of India’s leading automotive companies, designing, manufacturing, and supplying highly engineered auto components such  as& ...Read more

Term Insurance Tax Benefit

Term Insurance Tax BenefitWhat is Term Insurance?Term insurance is a type of life insurance policy that provides protection to the policyholder for a specific period as per the chosen tenure of the polic ...Read more

LIC Plans for Senior Citizens

LIC Plans for Senior CitizensOne of the leading life insurance companies of India, LIC offers a variety of insurance plans for its customers, out of which few are specially formulated for senior citizens i.e the ...Read more

Best Monthly Income Plans

Best Monthly Income Plans (MIP)As the name suggests, Monthly income plans are those plans in which an individual receives a certain amount of money every month. Today in this article, we will be discussing some o ...Read more

LIC Term Insurance

LIC TERM INSURANCELIC of India has been a veteran and a significant player in the insurance industry since 1956 and has been catering to the insurance needs of the entire country. It has grabbed the maximum marke ...Read more

Max Life Term Insurance

MAX LIFE TERM INSURANCEMax Life is a well-established and renowned private insurance providing entity which is a joint venture between Mitsui Sumitomo Insurance Co. Ltd. and Max Financial Services Ltd. The former ...Read more

Best Mutual Fund Schemes To Save For Retirement

Best Mutual Fund Schemes To Save For RetirementRetirement is inevitable and so is the associated financial needs post-retirement. The funding of financial needs including regular expenses, medical bills, vacation ...Read more

REC 54EC Bonds

REC 54EC BondsSection 54EC Capital Gains Bonds is one of the best ways to save long-term capital gains tax. These bonds are specifically meant for those investors who are earning long-term capital gains on the sa ...Read more

Axis Global Innovation Fund of Fund NFO

Axis Global Innovation Fund of Fund NFOAxis Mutual Fund has announced the launch of the Axis Global Innovation Fund of Fund. The scheme would be predominantly investing its assets in Schroder International Select ...Read more

Zomato Limited IPO

ZOMATO LIMITED IPOIncorporated in 2010, Zomato limited is a technology platform that connects restaurant partners, customers, and delivery partners for serving their multiple needs. Customers use zomato’s platfor ...Read more

Best Flexi Cap Mutual Funds

Best Flexi Cap Mutual FundsFlexicap fund is a new sub-category introduced under the head of equity mutual funds. Last year, SEBI released guidelines on the change in rules of working of multi cap funds with regar ...Read more

Annualized Return in Mutual Funds

Annualized Return in Mutual FundsReturn is the profit or gain that is generated from the investment over a period of time. There are many different metrics that are used to calculate returns and one of them is an ...Read more

Parag Parikh Conservative Hybrid Fund NFO

Parag Parikh Conservative Hybrid Fund NFOPPFAS Mutual Fund has announced the launch of the Parag Parikh Conservative Hybrid Fund. The scheme would be predominantly investing its assets in debt & money market ...Read more

Tata Dividend Yield Fund NFO

Tata Dividend Yield Fund NFOTata Mutual Fund has announced the launch of the Tata Dividend Yield Fund. The fund is an open-ended equity scheme that will be investing in dividend-yielding stocks.The ...Read more

LIC's Nivesh Plus

LIC's Nivesh PlusLIC's Nivesh Plus Plan is a non-participating, unit-linked, single premium individual life insurance policy. The plan offers insurance plus investment throughout the policy tenure on payment of a ...Read more

LIC’s Bima Jyoti - Key Features and Benefits

LIC’s Bima Jyoti (UIN: 512N339V01)LIC's Bima Jyoti Plan is a non-participating, non-linked, individual savings plan which provides a combination of savings & protection. The plan offers financial protection t ...Read more

SBI Nifty Next 50 Index Fund NFO

SBI Nifty Next 50 Index Fund NFO - All DetailsSBI Mutual Fund has announced the launch of the SBI Nifty Next 50 Index Fund. The fund is an open-ended scheme that will be replicating the Nifty Next 50 Index in the ...Read more

PB RATIO - Meaning, Formula, Calculation, Example

WHAT IS PB RATIO? The PB Ratio i.e. Price to Book ratio measures a company’s market price with respect to its book value. This book value refers to a company’s financial worth derived by calculating the diff ...Read more

What is XIRR in Mutual Funds - Meaning, Use, Calculation, Difference with CAGR

XIRR MEANINGXIRR or Extended Internal Rate of Return is a dynamic and significantly used function in Excel/spreadsheet. It is used to calculate the personal returns of investors. In today’s time, where the market ...Read more

What is CAMS - Working, Services Provided, Registration Process

WHAT IS CAMS?CAMS stands for Computer Age Management Services. It is a SEBI registered KYC Registration agency falling under the Registrar and Transfer Category and ...Read more

Powergrid Infrastructure Investment Trust IPO

Powergrid Infrastructure Investment Trust IPOPowergrid infrastructure investment trust is an InvITs that is set up to own, operate, maintain, construct, and invest as an infrastructure investment trust. It was re ...Read more

Difference Between Rolling And Trailing Returns

ROLLING VS TRAILING RETURNSMutual funds depend on successful pooling of money from investors to buy securities that fill in as investment vehicles for investors so that they can achieve their financial goals even ...Read more

ICICI Prudential Flexicap Fund NFO

ICICI Prudential Flexicap Fund NFOICICI Prudential Mutual Fund has announced the launch of the ICICI Prudential Flexicap Fund. The scheme would be predominantly investing its assets in large-cap, mid-cap, and sma ...Read more

LIC Jeevan Lakshya Plan - Eligibility, Documents, Application Form, Claim Process

LIC JEEVAN LAKSHYA PLAN DetailsLife Insurance Corporation of India is one of the finest and oldest insurance companies across the nation. The entity was founded in the year 1956 to secure lakhs of lives through i ...Read more

LIC Aam Aadmi Bima Yojana - Eligibility, Vocations, AABY Claim Process

ABOUT AAM AADMI BIMA YOJNAAam Aadmi Bima Yojna popularly known as AABY is a scheme launched in October 2007 primarily focused to provide assistance to the rural poor with no or very little access to basic service ...Read more

Mutual Fund Portfolio Overlap

What is a portfolio?In financial terms, a portfolio is like a bucket that has a collection of different investments or financial assets that are owned by an inv ...Read more

LIC Monthly Income Plans - Types, Plans Offered by LIC

WHAT ARE MONTHLY INCOME PLANS?Monthly Income Plans are a type of annuity or pension plan where you invest a fixed amount at the start and then later the interest earned is credited back into the investor’s accoun ...Read more

Mutual Fund Redemption - When, How to Exit and Redeem Mutual Fund

WHAT IS MUTUAL FUND REDEMPTION?When an investor decides to sell his units from the fund, it is referred to as mutual fund redemption. During this process, investors may be charged with an exit load. On the redemp ...Read more

Dodla Dairy Limited IPO

DODLA DAIRY LIMITED IPOIncorporated in 1995, Dodla Dairy Limited is an integrated dairy company based in south India deriving its revenue primarily from the sale of milk and dairy-based products in the consumer m ...Read more

How to check Mutual Fund Status using Folio Number?

Investment in mutual funds is rising day by day. The number of investors has considerably increased post-pandemic and these new investors have created momentum in the industry. Also, awareness among the Indians about the ...Read more

Canara Robeco Focused Equity Fund NFO

Canara Robeco Focused Equity Fund NFOCanara Robeco Mutual Fund has announced the launch of the Canara Robeco Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 equity s ...Read more

HDFC Asset Allocator Fund of Funds NFO

HDFC Asset Allocator Fund of Funds NFOHDFC Mutual Fund has announced the launch of the HDFC Asset Allocator Fund of Funds. The scheme would be predominantly investing its assets in equity, debt, and gold fund or ...Read more

One Time Investment Plans - Benefits, Plans list and How to Select Best Investment Plan

WHAT ARE ONE-TIME INVESTMENT PLANS?One-time investment plans are often called lump sum investment options. They are an effective investment alternative available for investors having strong knowledge and experien ...Read more

How to Invest in IPO

Full Process to Invest in IPOWHAT IS AN IPO?IPO (Initial Public Offer) is a way through which private firms go public and make their stocks available to the general ...Read more

XIRR in Mutual Funds - Meaning, Calculation, Example, Difference with CAGR

XIRR in Mutual FundsAlmost all the investors would have once heard the term XIRR and many of them didn’t know the exact meaning and the use of it. In this article, we will understand what is XIRR and how does it ...Read more

Aadhar Housing Finance Limited IPO

Incorporated as Vysya Bank Housing Finance Limited in 1990, Aadhar housing finance is the largest housing finance company in terms of the AUM. It has the largest customer base as of 31st March 2020 and has the highest dis ...Read more

How to Check IPO Allotment Status?

WHAT IS AN IPO?IPO (Initial Public Offer) is a phenomenon through which private entities go public and make their shares available to the general public for buying. This application is made available online and i ...Read more

What is Folio Number - Meaning, Benefits, Relevance

WHAT IS FOLIO NUMBER?With the increasing understanding of financial planning, the folio number has become one of the most known words of late as the investments in equity-linked and equity instruments have increa ...Read more

What are Pension Funds - Types, Stages, Taxation, Difference with Mutual Funds

A pension fund can be termed as any scheme, plan, or fund that aims to provide retirement income to the investor. These are pooled monetary contributions from pension plans set by unions, employers, and other entities to ...Read more

How to Become a Financial Advisor

Full Process to become A Financial AdvisorWith the increasing awareness around finance, there is a steep increase in the service sector which has resulted in the rise of financial services like banking, planning, ...Read more

IPO Allotment Process - How to Apply, Key Pointers before Allotment

 IPO (Initial Public Offer) is a phenomenon through which private entities go public and make their shares available to the general public for buying. This application is made available online and in some assigned ba ...Read more

Aditya Birla Sun Life Multi-Cap Fund NFO

Aditya Birla Sun Life Multi-Cap Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Multi-Cap Fund. The scheme would be investing its assets in equity and equity-related se ...Read more

Mirae Asset NYSE FANG+ ETF Fund of Fund NFO – Objective, Features, SIP Details, About scheme

Mirae Asset NYSE FANG+ ETF Fund of Fund NFOMirae Asset Mutual Fund has announced the launch of the Mirae Asset NYSE FANG+ ETF Fund of Fund. The scheme would be predominantly investing its assets in the units of i ...Read more

INCOME FUNDS- Features, Types, Risk and Returns, How to invest

INCOME FUNDSWHAT ARE INCOME FUNDS?Income funds are mutual funds that aim to generate an income stream for the investors by investing in securities and instruments that offer interest and dividends. These ...Read more

What are Government Bonds-Types, Advantages and Disadvantages, Who should invest

Government BondsWhat are Government Bonds?Government Bonds are a type of debt instrument which are issued by the central or state government. These bonds are issued to meet the liquidity requirements of ...Read more

What are Diversified Funds - Meaning, Benefits, Taxation, Example, How & Who Should Invest

DIVERSIFIED FUNDSWHAT ARE DIVERSIFIED FUNDS?As the name suggests, a diversified fund is an investment option that invests in various asset classes and different market caps irrespective of the sector or ...Read more

Mutual Fund Riskometer - Measure Level of Risk and Types

MUTUAL FUND RISKOMETERWHAT IS RISKOMETER?For the mutual fund industry, SEBI introduced the concept of ‘product labeling’ in March 2013. This move was aimed at assisting the investors to interpret the inh ...Read more

NHAI 54EC OR Capital Gains Bonds – Tax Benefits, Interest and Tenure

NHAI 54EC BONDS In the investing space, we see options and instruments being broadly classified in two categories, one which offers fixed income and another having market-linked returns or income. The former ...Read more

Macrotech Developers Limited IPO - Date, Purpose Financial Performance, Valuation, IPO Details

MACROTECH DEVELOPERS LIMITED IPO (LODHA DEVELOPERS)Incorporated as Lodha Developers in 1995, Macrotech developers is the largest real estate developer in India in terms of residential sales value for FY 2014 to F ...Read more

BNP Paribas Aqua Fund of Fund NFO - Investment Objective, Returns, Taxation, SIP

BNP Paribas Aqua Fund of Fund NFOBNP Paribas Mutual Fund has announced the launch of the BNP Paribas Aqua Fund of Fund. BNP Paribas Aqua Fund of Fund scheme would be predominantly investing its assets in the ...Read more

NPS Interest Rate - National Pension System Interest Rate 2021

Meticulous and proper financial planning is required to ensure an individual can spend their life after retirement in utmost comfort and relief. Today, there are multiple alternatives when it comes to securing funds for p ...Read more

Parag Parikh Conservative Hybrid Fund NFO - Investment Objective, Returns, Taxation, SIP

Parag Parikh Conservative Hybrid Fund NFOPPFAS Mutual Fund has announced the launch of the Parag Parikh Conservative Hybrid Fund. The scheme would be predominantly investing its assets in debt & money market ...Read more

PORTFOLIO MANAGEMENT SERVICES

PORTFOLIO MANAGEMENT SERVICESWith the increase in network connectivity and internet services in India, financial awareness is also increasing and today, every one in two-person understands the importance of finan ...Read more

How to Become an LIC Agent?

Steps to Become LIC AgentWho Is an LIC Agent?LIC agent is an individual that promotes life insurance and other insurance plans floated by the LIC. It is considered to be a prestigious position as you bec ...Read more

What is Contra Fund - Meaning, Return, Risk, Who Should Invest

What are CONTRA FUNDSA contra fund is a subcategory of equity mutual funds and as the name suggests, this is a kind of investment fund whose USP is to adopt a contradictory view of the sentiments flowing in the m ...Read more

International Health Insurance

HNIs generally have a very hectic, work-filled, and stressful life. Also, they need to travel abroad for business and work-related opportunities or to have a break from their hectic schedule, they may go on a vacation abr ...Read more

Flexi Cap Funds - Meaning, Features, Risk, Returns, Who Should Invest

FLEXI CAP FUNDSIn the best interest of mutual fund investors, the market watchdog SEBI has been implementing a chain of changes and among them, the concept of Flexi cap funds is introduced. For any equity-based m ...Read more

CONSOLIDATED ACCOUNT STATEMENT (CAS) - Meaning, Benefits, How to get CAS

WHAT IS CONSOLIDATED ACCOUNT STATEMENT? CAS or Consolidated Account Statement is a single combined statement that depicts all the investments made by an individual investor in mutual funds for a period of a ...Read more

Life Insurance vs Mutual Funds

LIFE INSURANCE VS MUTUAL FUNDSWith the increase in financial knowledge and awareness, everybody today is becoming more concerned about financial planning to achieve their goals. And to do this, investors have a n ...Read more

RD Interest Rates - Compare RD Interest Rate

Comparison of RD interest rates between Banks and Post OfficeBank/InstitutionGeneral Public (p.a.)Senior Citize ...Read more

SBI RD Interest Rates - Current SBI Rate 2021

SBI RD INTEREST RATE (applicable w.e.f 08 Jan 2021)Period Rates for General PublicRates for Senior Citizen ...Read more

Value Funds - Meaning, Benefits, Who Should Invest, Risk, Returns

Many Investors have an objective to build wealth through their long-term investment portfolio and this can be done by choosing the right investment strategy. Value funds can be a good addition to your portfolio if you are ...Read more

INSURANCE BROKERS vs AGENTS

INSURANCE BROKERS vs AGENTSMost of us have insurance for our family or ourselves. And while purchasing the same, we must have come across an insurance agent who often works for one or more companies. On the other ...Read more

International Travel Insurance for HNI

HNIs generally have a very hectic, work-filled, and stressful life. Also, they need to travel abroad for business and work-related opportunities or to have a break from their hectic schedule, they may go on a vacation abr ...Read more

Barbeque Nation Hospitality Limited IPO - Date, Purpose Financial Performance, Valuation, IPO Details

Barbeque Nation Hospitality Limited IPOOriginally incorporated in 2006 as Sanchi Hotels Private Limited(SHL), Barbeque Nation Hospitality is one of the leading casual dining restaurant chains in India. The name o ...Read more

ICICI Prudential Nifty Low Vol 30 ETF FOF NFO - Investment Objective, Returns, Taxation, SIP

ICICI Prudential Nifty Low Vol 30 ETF FOF NFOICICI Prudential Mutual Fund has announced the launch of the ICICI Prudential Nifty Low Vol 30 ETF Fund of Fund. The scheme would be investing its assets units of ICIC ...Read more

Power of Compounding - Meaning, Benefits & Calculation

Most of us have studied the concept of compound interest back in our school days. But we never paid heed to the core importance of the same in finance. It is only when we start managing our finance as adults that we under ...Read more

What is Internal Rate of Return - Meaning, Formula, Calculation of IRR

INTERNAL RATE OF RETURN IRR (Internal Rate of Return) Method takes into account the time value of money as we do in the calculation of NPV i.e. Net Present Value. It helps us to analyze an investment plan by ...Read more

POST OFFICE RD INTEREST RATE

POST OFFICE RD INTEREST RATE WHAT IS RECURRING DEPOSIT?A Recurring Deposit (RD) is a special type of term deposit offered by the post office and banks that lets people deposit a specific amount ever ...Read more

Aditya Birla Sun Life Nifty Midcap 150 Index Fund NFO - Investment Objective, Returns, Taxation, SIP

Aditya Birla Sun Life Nifty Midcap 150 Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Nifty Midcap 150 Index Fund. The scheme would be investing its assets in th ...Read more

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund NFO - Investment Objective, Returns, Taxation, SIP

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund NFOAditya Birla Sun Life Mutual Fund has announced the launch of Aditya Birla Sun Life Nifty Smallcap 50 Index Fund. The scheme would be investing its assets in ...Read more

Suryoday Small Finance Bank Ltd IPO - Date, Price, GMP, Valuation, Details

Suryoday Small Finance Bank Limited IPOIncorporated in 2008, Suryoday Small Finance Bank Limited is one of the leading small finance banks in India as per the return on assets, yields, net interest margins, and d ...Read more

IDFC Gilt Index Fund NFO - Investment Objective, Returns, Taxation, SIP

IDFC Gilt Index Fund NFO DetailsIDFC Mutual Fund has announced the launch of the IDFC Gilt Index Fund. The scheme is a target maturity index fund that would be investing its assets in the Underlying Index. ...Read more

Nazara Technologies LTD IPO

Nazara Technologies LIMITED IPO DetailsIncorporated in 1999, Nazara Technologies is an India-based leading diversified gaming & sports media platform. Their goal is to cater to billion-plus mobile internet pl ...Read more

How To Calculate Mutual Fund Returns, Absolute Returns, CAGR, Returns of SIP and Rolling Returns

HOW TO CALCULATE MF RETURNSIn today’s scenario, many investors have started to invest or have been investing in mutual funds for a while now. But just investing the amount is not sufficient, an investor must unde ...Read more

Laxmi Organic Industries Limited IPO

Laxmi Organic Industries Limited IPO all DetailsIncorporated in 1989, Laxmi organic is a leading manufacturer of Acetyl & Specialty Intermediates. It has almost three decades of experience in the large-scale ...Read more

Anupam Rasayan India Ltd IPO

ANUPAM RASAYAN INDIA LIMITED IPO DetailsIncorporated in 1984, Anupam Rasayan India is one of the leading companies engaged in the manufacturing of specialty chemicals and custom synthesis in India. It has two dis ...Read more

DSP Floater Fund NFO - Investment Objective, Risk Management, SIP Details

DSP Floater Fund NFODSP Mutual Fund has announced the launch of the DSP Floater Fund. The scheme would be investing its assets in floating rate instruments.The ...Read more

LIC 10 Crore Term Insurance

The unfortunate demise of the sole earning individual of a family can impose a serious burden on the family members making it difficult to bear the expenses. This pain can be elevated in case of HNI families due to their ...Read more

Craftsman Automation LTD IPO

Incorporated in 1986, Craftsman automation is a diversified engineering company that has vertically integrated manufacturing capabilities. It is the largest player in India which is involved in the machining of cylinder b ...Read more

Hedge Funds vs Mutual Funds: Features, Risk, Tax Benefits, Comparison, Which is Better

Understand the Comparison between Hedge Funds vs Mutual FundsWhat are mutual funds?Mutual funds are made from the investments pooled from different investors. The pooled money is invested in the capital ...Read more

Edelweiss Nifty PSU Bond PLUS SDL Index Fund 2026 NFO: Investment Objective, Returns, Risk, Scheme Details

Edelweiss Nifty PSU Bond PLUS SDL Index Fund 2026 NFOEdelweiss Mutual Fund has announced the launch of the Edelweiss Nifty PSU Bond PLUS SDL Index Fund 2026. The scheme would be tracking the NIFTY PSU Bond Plus S ...Read more

SBI International Access US Equity Fund of Fund NFO: Investment Objective, Returns, Risk, Scheme Details

SBI Mutual Fund has announced the launch of SBI International Access - US Equity Fund of Fund. The scheme would be investing its assets in units of a US-focused overseas equity fund.The ...Read more

Easy Trip Planners Limited IPO - Date, Purpose Financial Performance, Valuation, IPO Details

Easy Trip Planners Limited IPOIncorporated in 2008, Easy trip planners is ranked second in the key online travel agencies in India in terms of booking volume for the nine-month period ended 31 December 2020. And ...Read more

High Yield Bonds - Meaning, Types, Features, Advantages, Risk and Returns

HIGH YIELD BONDS The definition of High Networth Individuals is based on the total net worth of the individuals. The net worth is dependent on the assets and liabilities, or in simpler terms the invested or ...Read more

MTAR Technologies Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

MTAR Technologies Limited IPOIncorporated in 1999, MTAR Technologies is a leading precision engineering solutions company that is engaged in the manufacturing of mission-critical precision components that have cl ...Read more

Systematic Investment Plan (SIP) - Types of SIP, Features, Benefits

SYSTEMATIC INVESTMENT PLAN (SIP)INTRODUCTIONA Systematic Investment Plan (SIP) is a concept and one of the methods in investing in mutual funds. It can be termed as an investment in MFs periodically with ...Read more

ICICI Bank FD Interest Rates - Check Latest ICICI Fixed Deposit Interest Rate

ICICI FD RATESICICI Bank is one of the leading private sector banks in India. As of September 2020, the bank has total assets worth more than Rs.14.7 trillion. It offers a variety of banking & financial servi ...Read more

SBI Bank FD Interest Rates - Check Latest SBI Fixed Deposit Interest Rate

SBI FD INTEREST RATESState Bank of India i.e. SBI, offers its customers a number of FD (Fixed Deposits) options to park their surplus funds and enjoy decent and attractive interest rates on it over a specific per ...Read more

What is Debt Fund - Meaning, Types, Returns, Risk, How to Select Best Debt Fund

WHAT ARE DEBT FUNDS?Debt funds are mutual funds that are generally a mixture of fixed income or debt securities like Treasury Bills, Government Securities, Corpo ...Read more

NSC vs KVP - What is the Difference Between NSC and KVP

NSC vs KVPNational Savings Certificate & Kisan Vikas Patra are the popular savings ...Read more

HSBC Global Equity Climate Change Fund of Fund NFO - Investment Objective, Returns, Taxation, SIP Details

HSBC Mutual Fund has announced the launch of HSBC Global Equity Climate Change Fund of Fund. The scheme would be investing its assets HSBC Global Investment Funds - Global Equity Climate Change (HGECC).The New Fund ...Read more

Invesco India ESG Equity Fund NFO - Investment Objective, Returns, Taxation, SIP Details

Invesco India ESG Equity Fund NFOInvesco Mutual Fund has announced the launch of the Invesco India ESG Equity Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Gove ...Read more

SIP vs Mutual Funds - What Is The Difference Between SIP & Mutual Fund

SIP vs MUTUAL FUNDS In today’s era where investing has become a necessity, most of the investors out there consider mutual funds as the best possible alternative to park their sum. But, many investors have a ...Read more

What is New Fund Offer (NFO) - Meaning, Types, Benefits, How NFO Works

WHAT IS NFO?An NFO (New Fund Offer) is the first subscription offering by an Asset Management Company for their newly launched fund. The NFO period starts when a fund is introduced and launched in the market, the ...Read more

Gold Mutual Funds - Types, Purpose, Returns, Risks, How Gold Fund Works

WHAT IS GOLD MUTUAL FUND?A Gold MF is an investment fund that posses assets related to gold. Generally, the holdings of gold mutual funds include gold futures contracts, stocks of gold mining companies, & gol ...Read more

What is Portfolio - Meaning, Types, Management, Components, Objective, Steps to Build Portfolio

Portfolio A portfolio is a collection of investments like stocks, commodities, bonds, cash, and cash equivalents, including ETFs (exchange-traded fund ...Read more

Motilal Oswal Asset Allocation Passive Fund of Fund NFO - Investment Objective, Returns, Risk, Scheme Details

Motilal Oswal Asset Allocation Passive Fund of Fund NFOMotilal Oswal Mutual Fund has announced the launch of Motilal Oswal Asset Allocation Passive Fund of Fund. The scheme would be investing its assets in passiv ...Read more

ITI Mid Cap Fund NFO - Investment Objective, Returns, Risk, Scheme Details

ITI Mid Cap Fund NFOITI Mutual Fund has announced the launch of ITI Mid Cap Fund. The scheme would be investing its assets in equity and equity-related securities of mid-cap companies.The ...Read more

Heranba Industries Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

Heranba Industries Limited IPOIncorporated in 1996, Heranba Industries Limited is a crop protection chemical manufacturer, exporter & marketing company. The company is based out in Vapi, Gujarat, and has its ...Read more

Kotak Nifty Next 50 Index Fund NFO - Investment Objective, Returns, Risk, Scheme Details

Kotak Nifty Next 50 Index Fund NFOKotak Mahindra Mutual Fund has announced the launch of Kotak Nifty Next 50 Index Fund. The scheme would be investing its assets in the securities constituting the Nifty Next 50 I ...Read more

Fixed Deposit Double Scheme - Benefits, Interest Rate, Risk, Comparison with FD

In the world of investing, every investor is in search of an investment option that can double his hard-earned money, and to do this he keeps digging and finding these options. One such popular option available to the inv ...Read more

Understand the Difference Between GPF, EPF and PPF

With the growing trend of being financially aware, retirement planning is a term that is most talked about even among people who are in their twenties. With so many investment alternatives available in the market, it is b ...Read more

PE Ratio (Price to Earnings Ratio) - Meaning, Formula, Types, Limitations

WHAT IS P/E RATIO?PE Ratio is perhaps the most popular financial statistic in the stock market discussions. The P/E Ratio i.e. Price to Earnings Ratio is the relationship between a company's stock price and its E ...Read more

Arbitrage Funds - Meaning, Taxation, Risk, Return, How to Invest

Arbitrage simply means buying from one market and selling in another market. It is done to get the benefit of difference in the prices of different markets.For example, the Price of onions in market A is Rs.10/kg a ...Read more

NPS Tier-1 vs NPS Tier-2 Account: What is NPS? Types of NPS Account and Difference

NPS Tier-1 vs NPS Tier-2What is NPS?NPS stands for the National Pension System. It is a scheme launched by the Government of India to provide citizens with a systematic architecture for regular savings & ...Read more

National Pension Scheme Tier-2: Returns, Features, Taxation, Eligibility & How To Open Account

National Pension Scheme Tier-2What is National Pension Scheme?National Pension Scheme is a retirement saving scheme that was introduced by the Government of India. NPS was initially offered only to gover ...Read more

Yield to Maturity (YTM): Meaning, Maturity, Formula, Importance and Limitations

WHAT IS YTM?Yield to Maturity (YTM) is the overall return anticipated on a bond if the bond is held until its maturity. YTM is considered as a long-run bond yield but is conveyed as an annual rate. In simpler wor ...Read more

TAX DEDUCTION ON FDs

Tax saver FDs are a type of deposit plan in which an investor can get tax deduction under Section 80C of the Income Tax Act, 1961. Any investor who opts for tax saver FDs can claim a tax deduction of up to Rs 1,50,000 in ...Read more

Nureca Limited IPO: Date, Review, Analysis, Price, Financial Performance & Valuation

NURECA LIMITED IPONureca Limited, incorporated in 2016, is a B2C company that is engaged in home healthcare & wellness products. Its products offer quality, functionality, durability, usability, and innovativ ...Read more

What is Gold ETF - Meaning, Purpose, Risk, Who Should Invest

WHAT IS GOLD ETFs?Gold ETFs (Exchange Traded funds) is an open-ended fund listed on the exchanges that is based on the gold price. These funds invest in 99.5 % purity gold bullion (by RBI approved banks). In simp ...Read more

Pradhan Mantri Jan Arogya Yojana (PMJAY)- Tax Benefits, Eligibility, Coverage, Application Form

Pradhan Mantri Jan Arogya Yojana (PMJAY)Pradhan Mantri Jan Arogya Yojana (PMJAY) also known as the Ayushman Bharat Yojana, is a plan that aims to assist and help economically vulnerable citizens who are in need o ...Read more

Cash Reserve Ratio (CRR) - Meaning, Calculation, Present CRR & How its Work

Cash Reserve Ratio is a major monetary policy tool that is decided by the RBI's monetary policy committee. The committee revises the CRR in the monetary policy review meeting which is conducted every six to eight weeks. C ...Read more

NSC Interest Rate - Current National Saving Certificate Interest Rate 2021

NSC INTEREST RATEThe National Savings Certificate (NSC) is a fixed income investment instrument which an individual can initiate with any post of ...Read more

Post Office Fixed Deposit (FD) Scheme - Eligibility, Benefits, Who Should Invest

POST OFFICE FIXED DEPOSIT SCHEME Fixed Deposit is one of the safest investment alternatives offered by Post Offices, Banks, and NBFCs. Post Office Fixed Deposit, often called Post Office Time Deposits are in ...Read more

SBI Senior Citizen Savings Scheme: SBI SCSS Features, Benefits, Risk, Returns, Taxability

SBI SCSSThe State Bank of India (SBI) is one of the largest financial institutions, operational since 1955 in India. It offers various types of financial products & services to individuals to meet their banki ...Read more

Nippon India Nifty 50 Value 20 Index Fund NFO - Investment Objective, Returns, Risk, Scheme Details

Nippon India Nifty 50 Value 20 Index Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Nifty 50 Value 20 Index Fund. The fund is an open-ended scheme that will be replicating the const ...Read more

Nippon India Nifty Midcap 150 Index Fund NFO - Investment Objective, Returns, Risk, Scheme Details

Nippon India Nifty Midcap 150 Index Fund NFONippon India Mutual Fund has announced the launch of the Nippon India Nifty Midcap 150 Index Fund. The scheme would be investing in equity securities of the constituent ...Read more

Brookfield India REIT IPO: Date, Review, Share Price, Financial Performance & Valuation

BROOKFIELD INDIA REAL ESTATE INVESTMENT TRUST IPOBrookfield India Real Estate Trust or Brookfield REIT is sponsored by an affiliate of Brookfield Asset Management (BAM). BAM is one of the world’s largest alternat ...Read more

UTI Nifty 200 Momentum 30 Index Fund NFO - Investment Objective, Returns, Taxation, SIP Details

UTI Nifty 200 Momentum 30 Index Fund NFOUTI Mutual Fund has announced the launch of UTI Nifty 200 Momentum 30 Index Fund. The scheme would be investing its assets in the securities constituting the Nifty 200 Mome ...Read more

Short Term Capital Gains Tax (STCG)

Short Term Capital Gains Tax (STCG)What is Capital Gain Tax?Capital Gain Tax is applicable when an individual sells capital assets like residential property, stocks, bonds, mutual funds, etc. It is appli ...Read more

PPF INTEREST RATE

PPF INTEREST RATEThe PPF i.e. Public Provident Fund was launched as a investment-cum-tax saving instrument in the country with the vision of mobilizing small savings by offering reasonable returns along with inco ...Read more

Long Term Capital Gains Tax (LTCG)

Long Term Capital Gains Tax (LTCG)What is Capital Gain Tax?When an individual sells his/her capital assets like residential property, stocks, bonds, etc., a capital gains tax is applicable on the gains f ...Read more

TYPES OF LIFE INSURANCE

TYPES OF LIFE INSURANCEIn today’s scenario, an individual has a variety of options to choose from when it comes to personal financial planning. Most people compromise with the protection aspect while focusing on ...Read more

What is Term Insurance

Term Insurance MeaningTerm insurance is a type of life insurance scheme that provides an individual coverage for a certain tenure or a specified "term" of years. A death benefit will be paid out to nominees if th ...Read more

Post Office Senior Citizen Saving Scheme

SCSS i.e. Senior Citizen Saving Scheme is a saving scheme offered by the post office for senior citizens. The scheme offers a regular stream of income with the highest of security and safety along with tax-saving benefits ...Read more

ELSS Funds - Meaning, Benefits, How and Who Should Invest

ELSS in Equity Mutual FundsEquity funds are those mutual funds which invest their assets in equity and equity-related securities of the companies. Equity mut ...Read more

Stove Kraft Limited IPO - Financial Performance, Strength, Valuation & IPO Details

STOVE KRAFT LIMITED IPOStove Kraft incorporated in the year 1999, is one of the leading kitchen appliances & solution brands and emerging home solution brands in India. It is a market leader in free-standing ...Read more

Nippon India Asset Allocator FOF NFO - Investment Objective, Returns, Taxation, SIP Details

Nippon India Asset Allocator FOFNippon India Mutual Fund has announced the launch of Nippon India Asset Allocator FOF (Fund of Funds). It is an open-ended scheme that will invest its assets in units of equity-rel ...Read more

Railtel Corporation of India Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

RAILTEL CORPORATION OF INDIA LIMITED IPOIncorporated in 2000, Railtel Corporation of India Limited is one of the largest neutral telecom infrastructure providers in India with a Pan-India optical fiber network pr ...Read more

Home First Finance Company India Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

Home First Finance Company India Limited IPOHome First Finance Company India, incorporated in 2010, is a technology-driven housing finance company. It targets the low and middle-income families who are first-time ...Read more

How to Open a Post Office Account?

How to Open a Post Office Account?Post Office Account is an account with the IndiaPost - a government-backed entity offering postal services in its branches across the country. The post office savings account off ...Read more

Mid Cap Funds - Meaning, Features, Risk, Returns, Liquidity

What are Equity Funds?Equity funds are those mutual funds which invest their assets in equity and equity and related securities to generate returns for investors. These funds are great for capital appreciation as ...Read more

Small Cap Mutual Funds - Meaning, Features, Risk, Returns, Liquidity

What Is Small Cap?The term small cap describes companies with a comparatively smaller market capitalization. The market value of the outstanding shares of the company gives its market capitalization. The definiti ...Read more

Large Cap Mutual Funds - Meaning, Features, Risk, Returns, Liquidity

Large Cap in Equity Mutual FundsWhat are Equity Funds?Equity funds are those mutual funds which invest in equity and equity-related securities of the companies listed on the exchange. These funds are gre ...Read more

SBI Retirement Benefit Fund NFO - Investment, Returns, Risk, Scheme Details

SBI Retirement Benefit Fund NFOSBI Mutual Fund has announced the launch of the SBI Retirement Benefit Fund. It is a retirement solution-oriented scheme. The scheme would be investing in equity securities and debt ...Read more

List of Popular LIC Pension Plans

LIC Pension PlansThe Life Insurance Corporation (LIC) was incorporated in the year 1956 when the LIC Act was passed in the parliament of India. Since then LIC has been the most dominant player in the insurance se ...Read more

PGIM India Balanced Advantage Fund NFO: Investment Objective, Returns, Risk, Scheme Details

PGIM India Balanced Advantage Fund NFOPGIM India Mutual Fund has announced the launch of PGIM India Balanced Advantage Fund. As per the scheme documents, the scheme will be dynamically allocating its assets acros ...Read more

Kotak NASDAQ 100 FoF NFO - Investment Objective, Returns, Taxation, SIP Details

Kotak NASDAQ 100 FOF NFOKotak Mutual Fund has announced the launch of Kotak NASDAQ 100 FOF (Fund of Funds). The scheme would be investing in units of overseas ETFs and/or index funds based on the NASDAQ 100 Index ...Read more

Term plans with maturity benefits

Term insurance is a perfect way to provide financial protection to your family in case of your unfortunate demise. It is a type of life insurance which offers a low-cost and affordable pure term life coverage. However, th ...Read more

Types of Fixed Deposit (FD)

Fixed deposits are term deposits offered by banks, NBFCs & other financial institutions. It is a great and traditional way of investing as it helps to grow the savings with a good fixed rate of interest with utmost sa ...Read more

YES Bank FD Interest Rates - Check Latest Yes Fixed Deposit Interest Rate

YES BANK FD RATESYES BANK is a high-quality, service-driven, and customer-centric Bank. Since its establishment in 2004, Yes Bank has grown into a ‘Full-Service Commercial Bank’ providing a complete range of serv ...Read more

Fixed Deposit vs Mutual Fund: Risk, Returns, Tax Benefits, Comparison, Which is Better

FIXED DEPOSIT vs MUTUAL FUNDFixed deposit and Mutual funds are financial instruments used for investing. They are both very popular modes of investment among investors for meeting their financial goals & requ ...Read more

ESAF Small Finance Bank Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

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Fixed Deposit vs Public Provident Fund: Comparison, Risk, Returns, Tax Benefits, Which is Better

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Indigo Paints Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

INDIGO PAINTS LIMITED IPOIndigo Paints started in the year 2000. The company started its business with the manufacturing of lower-end cement paints. After some time, it expanded its range to cover more segments o ...Read more

Bank of India FD Interest Rates - Check BOI Fixed Deposit Types & Interest Rate

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Recurring Deposit: Meaning, Eligibility, Interest Rate, Documents, Types of RD

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Pradhan Mantri Awas Yojana (PMAY)

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HDB Financial Services IPO: Date, Review, Share Price, Financial Performance & Valuation

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IRFC IPO - Date, Review, Share Price, Financial Performance & Valuation

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Ayushman Bharat Yojana

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IPO List

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ICICI Prudential Business Cycle Fund NFO

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Kalyan Jewellers IPO - Purpose Financial Performance, Valuation, IPO Details

Kalyan Jewellers was founded in 1993 when they opened their first showroom in Thrissur, Kerala. From the presence of a single showroom in a single city, today Kalyan Jewellers is present in all major cities of India and m ...Read more

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Bank of Baroda FD Interest Rates - Check Latest BOB Fixed Deposit Interest Rate

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Canara Bank FD Interest Rates

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Antony Waste Handling Cell IPO: Purpose Financial Performance, Valuation, IPO Details

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FD Interest Rates - Compare Latest Fixed Deposit Interest Rates

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HDFC Bank FD Interest Rates - Check Latest HDFC Fixed Deposit Interest Rate

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Debt Funds to tackle market volatility

Debt Funds to tackle market volatilityDue to the corona lockdown, people get the time to apply their hands in lots of new things. Some people who are away from the equity market utilize their time to understand e ...Read more

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AXIS Bank FD Interest Rates - Check Latest AXIS Fixed Deposit Interest Rate

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TAX SAVING FIXED DEPOSITSTax Saving Fixed Deposit is a type of Fixed Deposit in which the depositor can get the tax deduction along with interest earned from the FD.Depositors can get a tax deduction of up ...Read more

Post Office FD Interest Rates 2021: Check Latest Post Office Fixed Deposit Interest Rate

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Growth Funds: Meaning, Risk, Returns, Benefits, Taxability

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HUF Account: Meaning, Rules, Tax Benefits, Disadvantages

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Axis Special Situations Fund NFO - Investment Objective, Suitability, Entry & Exit Load

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UTI Smallcap Fund - NFO

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Meaning of IndexationIndexation is an effective means of avoiding draining of the gains on savings in the form of taxation. Indexation is relevant to long-term portfolios, which include debt funds and other asset ...Read more

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Mirae‌ ‌Asset‌ ‌Banking‌ ‌and‌ ‌Financial‌ ‌Services‌ ‌Fund‌‌‌ NFO Investment Objective, Returns, Risk, Entry & Exit Load

Mirae‌ ‌Asset‌ ‌Banking‌ ‌and‌ ‌Financial‌ ‌Services‌ ‌Fund‌‌‌ - NFOMirae‌ ‌Asset‌ ‌Mutual‌ ‌Fund‌ ‌has‌ ‌announced‌ ‌the‌ ‌launch‌ ‌of‌ ‌Mirae‌ ‌Asset‌ ‌Banking‌ ‌and‌ ‌Financial‌ ‌Services‌ ‌Fund.‌‌ The‌ ‌schem ...Read more

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SBI YONO

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ULIP vs Mutual Funds: Difference, Risk, Cost, Returns, Coverage, Tax Benefits, Lock In Period

What is ULIP?A Unit Linked Insurance Plan (ULIP) is a form of life insurance plan that is multifaceted in nature and presents an opportunity for insurance coverage as well as investment. Unit Trust of India (UTI) ...Read more

Ultra Short Duration Funds

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Long Duration Debt Funds: Meaning, Type, Risk, Returns, Benefits, Taxability

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Overnight Funds: Meaning, Benefits, Taxability, Who Should Invest

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Difference Between NPS vs PPF vs EPF

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What is Sharpe Ratio - Formula, Calculation & Comparison with Information Ratio

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Information Ratio: Meaning, Features, Formula, Example

Meaning & Features of Information RatioThe information ratio determines the fund manager's ability to achieve risk-adjusted results in comparison to the fund's benchmark. A higher information ratio indicates ...Read more

ICICI Prudential Quant Fund NFO: Investment Objective, Returns, Entry & Exit Load

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DSP Value Fund NFO: Investment Objective, Returns, Entry & Exit Load

DSP Value Fund-NFODSP Mutual Fund has announced the launch of the DSP Value Fund. The scheme would be investing in securities of various companies by following a value investing approach. The New Fund ...Read more

Focused Funds: Meaning, Benefits, Who Should Invest

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Exchange Traded Funds (ETFs)

Exchange-Traded Funds (ETFs)The term ETF has gained a lot of popularity over the past decade not only in developed economies, but in emerging economies such as India as well. However, there is still a lot of ambi ...Read more

Assets Under Management (AUM)

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Best Investment Plans: Top 10 Investment Options in India for 2021

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Conquer Your Fear of Money with These 8 Healthy Tools

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Nippon India ETF Nifty CPSE Bond Plus SDL NFO

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Money Market Instruments: Meaning, Types & Purpose

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What is a Term Plan?Term insurance plan is a life insurance policy which provides coverage to the family of the policyholder in the case of the policyholder’s unfortunate death. The policy offers insurance covera ...Read more

Making the most of bear markets

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Exit Load in Mutual Funds: Meaning, Types, Calculation, Example

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Revisiting Your Finances Amid Challenging Times

Smart ways to recheck and revise your financial paraphernalia to ensure you’re prepared to face uncertain challenging times.Your life is the most precious of all assets, there’s no doubt in that but there are oth ...Read more

Post Office Recurring Deposit: Scheme Benefits, Interest Rate, Eligibility Criteria

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Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund NFO

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Principal Large Cap Fund NFO

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Nippon India Nifty Smallcap 250 Index Fund- NFO

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SBI Magnum Children’s Benefit Fund- Investment Plan NFO

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ICICI Prudential ESG Fund NFO Scheme Detail

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SEBI New Rules for Multicap Mutual Funds

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Invesco India Focused 20 Equity Fund- NFO

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Top-3 financial foundation risks every Investor needs to tackle immediately

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Insurance: Types & Tax Benefits

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Become a Mutual Fund Advisor

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RD vs SIP - Risk, Returns, Benefits, Tenure, Comparison, Which is Better Investment

Difference Between SIP and RD on various important parametersParametersSIPRDs ...Read more

Systematic Withdrawal Plan

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Become a Mutual Fund Agent

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Nism VA Certification: Objective, Preparation Tips, Fees, Exam Certificate

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ARN Code - Meaning, Purpose, Registration, Renewal, How to Apply Online

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Mutual Fund Distributor Commission Structure

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Steady Investment Options For Your Safe-Retirement.

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Open Ended Mutual Funds: Meaning, Benefits, Comparison with Close Ended Funds

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Realizing the Importance of Health Insurance

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Difference Between ELSS and ULIPParametersELSSULIPNature ...Read more

Alternative Investment Funds: Types, Risk, Investment, Taxation, Who should Invest

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CREDIT Score Myths Debunked

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Hedge Funds - Meaning, Features, How are They Different from Mutual Funds

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Liquid Funds - Meaning, Risk, Returns, Benefits, Taxability, Best Funds

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Term Insurance

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Best Mutual Funds to Invest in for Long Term

[{"desc":"Best Mutual Funds for Long Term InvestmentMutual Fund Investments have a high potential to generate good returns on investment over a long period of time. It is very crucial to stay invested in mutual fu ...Read more

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Small-Cap Mutual Funds can be one of the most rewarding mutual fund investments. These funds invest at least 65% of their assets in the stocks of smaller companies that are ranked below the top 250 companies in terms of m ...Read more

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Investment is a Money Earner & not a Money Burner tool

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KISAN CREDIT CARDWhile we were seeing developed economies announcing stimulus packages equivalent to a major chunk of their GDP, our union government was criticized for being very conservative. T ...Read more

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How to invest in mutual funds?

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Use This Time To Put Your Personal Finances In Order

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Should you be swayed by the last 12-months returns of Gilt Funds?

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4 Financial life stages & How to plan for them

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MFs Ddoing Inter Scheme Transfers. Should Investors Worry

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Learn How to do KYC for Mutual Funds Instantly

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Investing in Mutual Funds vs Direct Stocks - Which is a better option?Where should you invest, Stocks or Mutual Funds? Which is riskier? What are the costs associated with them? Which is better? ...Read more

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Post Office Saving Schemes: Types, Plans, Benefits, Who Should Invest

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Franklin Templeton Shuts 6 Debt Funds

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How to become a Mutual Fund Advisor

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Major Mistakes Investors Make in their Life

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ELSS VS PPF - Comparison, Tenure, Risks, Returns, Tax Benefits

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We all invest in mutual funds to earn income in the form of interest, dividends or capital gains. These investment incomes attract Income Tax. The taxes on mutual funds gains largely depends on the type of mutua ...Read more

How many mutual funds are needed for diversification?

The number of mutual funds you need in a portfolio depends upon several factors and to understand it better, you will first have to know about diversification and its need. What is diversification?In simple terms, ...Read more

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7 IMPORTANT TIPS FOR MUTUAL FUND INVESTMENTS

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Let me start with a short story about investments. This story will help you understand why one is not able to save enough money by the end of the month.In the story of almost every investor, there is one common mis ...Read more

Is it good to invest in Debt Funds for the long-term?

Is it good to invest in Debt Funds for the long-term?Long-term debt funds, including gilt funds and long-duration funds, have performed excellently in ...Read more

Best Time to Start an SIP During Market Crash

WHEN IS THE BEST TIME TO START AN SIP?Is it prudent to wait for a bottom? Or should you start during the crash? These are some questions which we will try to cover in today’s article. We did some analysis on star ...Read more

Corporate Fixed Deposit: Risks, Investment Security, Tax Deduction

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Equity Balanced Funds - Benefits, Taxation, How to Choose

What is Equity Balanced FundsAn Equity Balanced Fund is a type of mutual fund which invests in Equity, Debt and sometimes Money market Securities according to market conditions. It is also known ...Read more

How much money is enough?

IntroductionWe have often heard, and rightly so, that money is not the most important thing in the world.However, one cannot deny the fact that a lack of money can affect our lives considerably. The basic ...Read more

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What are Shariah Compliant Mutual Funds?Before we get into the details of Shariah-compliant mutual funds or investments in specific, it is important to understand what Shariah is and what is the ...Read more

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You would have heard of various tax-saving investments under section 80C. Such instruments give you a benefit of deduction from your income up to a su ...Read more

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Best ELSS Mutual funds 2021 – Top ELSS Tax Saving Mutual Funds

Top Performing ELSS Mutual Funds to Invest in 2021ELSS Funds are mutual funds that invest across different market capitalization categories. What makes these funds different from multi cap funds is that investmen ...Read more

Best Multi Cap Mutual Funds for 2020

Top Performing Multi Cap Mutual Funds to Invest in 2020Multi Cap Funds are those mutual funds that invest across different market capitalization categories. They are not obligated to invest a certain proportion o ...Read more

Best Small Cap Mutual Funds to Invest in 2021

Top Performing Small Cap Funds to Invest in 2021 in IndiaSmall Cap Funds are those mutual funds that invest a larger portion of their funds in equity shares of small-cap companies ...Read more

Best Mid Cap Mutual Funds for 2021

Best mid cap mutual funds to invest in 2021 in IndiaMidcap Funds are those mutual funds that invest a larger portion of their funds in equity shares of mid-cap companies.The Securities & Exchange Board ...Read more

Best Large Cap Mutual Funds for 2021

Best large cap mutual funds to invest in 2021 in IndiaLarge Cap Funds are those mutual funds that invest a larger portion of their funds in equity shares of large ...Read more

Top Equity Funds 2020 - ZFunds Mutual Fund Scoring

Most fund ratings available today are based primarily on straight-line returns generated by funds over a period of 1, 3 or 5 years. There’s a big problem with this simple arithmetic. They imply that a fund’s past performa ...Read more

Impact of Coronavirus on Economy and Finance

How is Coronavirus expected to impact Financial Markets?The virus also known as the COVID19 has been fast spreading within China and beyond. The total number of reported cases globally as of the 14th of February ...Read more

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The Ultimate guide to how an NRI can invest in India nero?

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Tips for Personal Finance

We usually start planning our personal finance for the future in our late 30s to early 40s when we realize that it’s time to take responsibility for our family and save money for retirement as well. Every individual expect ...Read more

ICICI Prudential Freedom SIP

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In an economy, the prices of products rise with time which results in the fall of the consumer’s purchasing power of money. By purchasing power, we refer to the quantity of products that certain units of money can buy. Su ...Read more

The Ultimate guide to how an NRI can invest in India?

The Ultimate guide to how an NRI can invest in India?If you are an NRI who is willing to park their savings in India and confused about the instrument to invest in, then this article is worth a l ...Read more

9 Things Investors Must Do for Superior Portfolio Performance

Portfolio Management requires a partnership between the Advisor and the Investor and while the role of the advisor can be discussed in detail, there is some discipline required from the investor as well. I am listing belo ...Read more

7 Habits of Highly Successful Investors

7 Habits of Successful InvestorsThe largest dichotomy in investment is the difference between the investment returns and the investor returns. This is also called the behavioural gap. Apart from ...Read more

Tough Road to 10% Returns

Isn’t the topic itself so stupid?  An advisor saying even a 10% return is tough to achieve.Well, to attain a 10% compound growth rate it will take some beating and the reasons why I say that are:Pr ...Read more

10 Commandments of Equity Investing

It is a Deja vu feeling as I write today. I remember the over exuberance in 2007 and then the opportunity lost in 2008.One thing is for sure, equity investments are the true test for any investor across. The fa ...Read more

Debt – The Undeciphered Asset Class

What is Debt? What are its features?Debt in simple words means ‘a sum of money that is owed or due’Some of the common features of Debt are:PrincipalTenureInterest (or some pla ...Read more

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9 Points to Consider Before RetirementRetirement is no more a word which means life after 60. The kind of work load that is put on our heads, everybody wants to retire earlier. The question is how many Indians yo ...Read more

Is it good to invest in Debt Funds for long-term?

Long-term debt funds, including gilt funds and long-duration funds, have performed excellently in the last one year which has drawn the attention of a large bunch of investors. These funds have not only outperformed the s ...Read more

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The S&P BSE Sensex just the “Sensex” as it is popularly known, is an index comprising thirty stocks with the highest market capitalization (value of a company trad ...Read more

At What Age Should I Start Investing?

Most successful people across the world are people who started  early in life. Be it in their professional careers or financial investments. Reaching heights and transgressing all obstructions is not so easy. Step by ...Read more

The Ultimate Article to explain - What is Nifty?

Nifty 50 or just the “Nifty” as it is popularly known, is an index comprising fifty stocks with the highest market capital ...Read more

Cost of investing in Equities vs Equity Mutual Funds

Cost of investing in Equities vs Equity Mutual FundsThere has always been a debate among investors over the cost of investing in equities vs equity mutual funds. Some believe that investing direc ...Read more

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Baniyas have been known for their extremely prudent skills with money. They are are also known for creating money from opportunities that no one thought possible.Traditionally this community has its roots in Gujrat ...Read more

Can NRIs Invest in Mutual Funds?

Mutual Funds have always been a great option to invest your money for safe and consistent returns. So, what is a mutual fund? Mutual fund is a pool where se ...Read more

8 Myths about Investing In Mutual Funds

Investors are often apprehensive about choosing mutual funds as their investment option because of the myths attached to it. This article aims to break down misconceptions about investing in mutual funds, so that investor ...Read more

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What is Expense RatioAs you would know the money invested in a mutual fund is pooled together and then allocated to various assets or securities based on the investment objectives of the particular scheme. As one ...Read more

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Retirement planning includes the process of evaluating retirement income goals and the right approach to pursue it. Retirement planning in India is especially important for people who work in the private sector or are sel ...Read more

How should you plan for your children’s overseas education

Planning for your child's overseas education?Sending one’s children to a foreign country is not something new for Indian parents. With the number of quality universities and institutes in India still at a pretty ...Read more

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For most of you, holding an EPF account with your company or investing separately in PPF could be the only retirement plan in place. This means of saving may have held water about a decade ago. But for the upcoming generat ...Read more

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If you are familiar with the process of investing in mutual funds, you would have noticed a peculiar choice that you have to make when you register i.e. a mandatory selection between a direct plan and a regular plan. Post ...Read more

How to select the best Mutual Fund ?

How to select the best Mutual Fund ?People generally invest in those mutual funds which are suggested to them by their friends or family members, which is not a good strategy. In ...Read more

How to select an Investment Advisor who is the best for you

To select the best investment advisor, there are a few things that you should know first. So, let's start with very basic-Who are Investment Advisors and what they do?Investment Advisors or Financial planners ...Read more

Difference between ETF and Index Fund

ETF and Index Funds ComparisonThe most common question every investor has - What is the difference between ETF and Index Fund ? As both the instruments are a very good source of investing in indices, investors us ...Read more

How many mutual funds do you need in for Diversification?

The number of mutual funds you need in a portfolio depends upon several factors and to understand it better, you will first have to know about diversification and its need.What is diversification?The idea o ...Read more

How can you make 1 Crore from Mutual funds?

How can you make 1 Crore from Mutual funds?Before answering the question that how you can make 1 Crore from mutual funds, there are two things that you should know first-Making 1 Cror ...Read more

What are the best low risk Investment Options that give more return than your bank account?

There are many investors out there who are extremely risk-averse and don't want to lose their money. If you are one of them, then you have come to the right place. Below we have mentioned some best low-risk investment opt ...Read more

How to Invest in Gold ?

As it is said gold is the asset which might never lose its value and therefore it is used not only for jewellery but also works as a tool to tide over financial emergencies. Over the years, buying gold has traditionally be ...Read more

What are Index Mutual Funds and why are they a trend in India?

Before starting with index mutual fund, Let us first understand what is an index? What Is an Index?A stock market index is created by selecting a group of stocks that represents the whole market or a ...Read more

What to do when Mutual Funds are in loss? A step by step guide

People generally hold their positions in mutual funds even if they are in loss. This is not a wrong strategy if the poor returns are for short-term, let’s say for 3-4 quarters or if the returns are above the benchmark. Bu ...Read more