Merits of Long Term Investments in Stock Market

How long should you hold a share or stock? Market expert and veteran Warren Buffett says if you do not feel comfortable owning a stock for ten year, you should not purchase it for ten minutes. The benefit of long term ...Read more

REVENUE AND EARNINGS : COMPARISON

REVENUE AND EARNINGS : COMPARISONThe prime difference between earnings and revenue is that revenue refers to the amount generated by a business entity by selling their goods or by providing their services during ...Read more

HOW IS IPO PRICE BAND DECIDED?

HOW IS IPO PRICE BAND DECIDED?WHAT IS IPO PRICE BAND?Before we dive deep into the understanding of how the price band of an IPO is determined and what are the rationales behind the same, first let us und ...Read more

INVESTMENT BANKS

INVESTMENT BANKSAn investment bank is a larger and bigger financial institution that works primarily in high finance. The organisation helps companies access capital markets such as bond and stock markets. This h ...Read more

FLEXICAP VS MULTICAP FUNDS

FLEXI CAP VS MULTICAP FUNDSWHAT ARE FLEXI CAP FUNDS?As per the guidelines of SEBI, a flexi cap funds scheme is an open ended dynamic scheme which is equity based and invests a minimum of 65% of its total ...Read more

TYPES OF IPOs

TYPES OF IPOsThe IPO is a beneficial way in which various growth driven startups and companies offer their shares to the public to raise capital and to fuel their future growth. The process is straightforward. Th ...Read more

AU Small Finance Bank FD Interest Rates: Latest Interest Rates, Key Features and Schemes

AU Bank FD Interest RatesAU small finance bank offers FD schemes with a number of merits such as flexible time period ranging from just 7 days to 10 years, decent interest rates than private and public sector ban ...Read more

What is Fund Management? | Objectives and Benefits

FUND MANAGEMENTWHAT IS FUND MANAGEMENT?Fund Management refers to the function and operations of the fund managers who supervise and handle the financial assets of investors. The fund managers ensure that ...Read more

Mirae Asset S&P 500 Top 50 ETF Fund of Fund NFO - Investment Objective, Returns, Taxation & SIP

Mirae Asset S&P 500 Top 50 ETF Fund of Fund NFOMirae Asset Mutual Fund has announced the launch of the Mirae Asset S&P 500 Top 50 ETF Fund of Fund. The scheme would be predominantly investing its assets i ...Read more

Asset Allocation and Its Importance – Types of Asset Class and Factors Affecting Asset Allocation

ASSET ALLOCATION AND ITS IMPORTANCEAsset allocation has become a prime and gold standard in investing nationally and even internationally. Investors starting from office workers, students, professionals to HNIs i ...Read more

What is Fixed Rate Bond? | Can bonds lose money and value?

WHAT IS A FIXED RATE BOND?If investors are having a sum of money that they do not need for emergencies or living expenses, they may want to consider investing it s a lump sum in a Fixed Rate Bond which is a type ...Read more

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA

CHAPTER 3: LEGAL STRUCTURE OF MUTUAL FUNDS IN INDIA- SEBI has stipulated the legal structure under which mutual funds in India need to be constituted.- Mutual funds are constituted in India asTrusts. ...Read more

Nippon India Mutual Fund - Top 10 Nippon India MF Schemes, Risk, Tax Benefits & Features

NIPPON INDIA MUTUAL FUNDAbout Nippon India Mutual FundNippon India Mutual Fund was previously known as Reliance mutual fund. It has been registered with SEBI since June 1995. The change in name was effec ...Read more

NISM Certification - Benefits, Popular NISM Certification Exam

National Institute of Securities Markets or NISM is a public trust which was established by the Securities and Exchange Board of India (SEBI) in 2006. NISM performs two functions under the SEBI (Certification ...Read more

Canara Robeco Focused Equity Fund NFO

Canara Robeco Focused Equity Fund NFOCanara Robeco Mutual Fund has announced the launch of the Canara Robeco Focused Equity Fund. The scheme would be predominantly investing its assets in a maximum of 30 equity s ...Read more

How to Invest in IPO

WHAT IS AN IPO ?Initial Public Offer (IPO) is a way through which private firms go public and make their stocks available to the general public for investment. This applicati ...Read more

Life Insurance vs Mutual Funds

LIFE INSURANCE VS MUTUAL FUNDSWith the increase in financial knowledge and awareness, everybody today is becoming more concerned about financial planning to achieve their goals. And to do this, investors have a n ...Read more

SBI RD Interest Rates - Current SBI Rate 2021

SBI Recurring Deposit Interest Rates Period Rates for General PublicRates for Senior Citizen ...Read more

What is Internal Rate of Return - Meaning, Formula, Calculation of IRR

INTERNAL RATE OF RETURN IRR (Internal Rate of Return) Method takes into account the time value of money as we do in the calculation of NPV i.e. Net Present Value. It helps us to analyze an investment plan by ...Read more

Nazara Technologies LTD IPO

Nazara Technologies Limited IPO DetailsIncorporated in 1999, Nazara Technologies is an India-based leading diversified gaming & sports media platform. Their goal is to cater to billion-plus mobile internet pl ...Read more

Kotak NASDAQ 100 FoF NFO - Investment Objective, Returns, Taxation, SIP Details

Kotak NASDAQ 100 FOF NFOKotak Mutual Fund has announced the launch of Kotak NASDAQ 100 FOF (Fund of Funds). The scheme would be investing in units of overseas ETFs and/or index funds based on the NASDAQ 100 Index ...Read more

Indigo Paints Limited IPO: Date, Review, Share Price, Financial Performance & Valuation

INDIGO PAINTS LIMITED IPOIndigo Paints started in the year 2000. The company started its business with the manufacturing of lower-end cement paints. After some time, it expanded its range to cover more segments o ...Read more

Pradhan Mantri Fasal Bima Yojana (PMFBY): PMFBY Crop Insurance Benefits, Eligibility, Coverage

Pradhan Mantri Fasal Bima Yojna (PMFBY)Pradhan Mantri Fasal Bima Yojna was launched by prime minister Narendra Modi on 18 February 2016. It offers insurance coverage to the farmers in case of crop damage/failures ...Read more

IPO List

IPO List:Initial Public Offering (IPO) is a process when a private company offers its shares to the general public for the first time by issuing new shares or selling some existing shares. It helps the company to ...Read more

Kotak International REIT FOF NFO - Investment Objective, SIP Details, Who Should Invest

Kotak International REIT FOF NFOKotak Mutual Fund has announced the launch of Kotak International REIT FOF (Fund of Funds). The scheme would be investing in units of SMAM ASIA REIT Sub Trust fund and other overse ...Read more

Systematic Transfer Plan (STP): Meaning, Types, Benefits, How to Start SIP

What is Systematic Transfer Plan?A Systematic Transfer Plan is a plan where investors give their consent to a Fund House or Asset Management Company to periodically redeem or switch a specific amount or certain u ...Read more

Lock in Period in Mutual Funds, NPS, NSC, PPF, Tax Saving FD

What is Lock-in Period?The Lock-in period is the time period during which investors are not allowed to make redemptions or sell their investments. Investors are restricted to sell their units until the lock-in pe ...Read more

Kotak ESG Opportunities Fund NFO - Investment Objective, Returns, Risk, Scheme Details

Kotak ESG Opportunities Fund - NFOKotak Mutual Fund has announced the launch of the Kotak ESG Opportunities Fund. The scheme would be investing in companies that adopt the theme of Environment, Social, and Govern ...Read more

Equity Funds - Meaning, Type, Risk, Returns, Benefits, Taxability, FAQs

What are Equity Funds?Equity Mutual Funds are a type of mutual fund scheme that invests their investments in shares/stocks of various firms, with the goal of achieving higher returns. Equity-oriented funds invest ...Read more

Conquer Your Fear of Money with These 8 Healthy Tools

Conquer Your Fear of Money with These 7 Healthy ToolsChrometophobia is the fear of money, and if you think about it, money is such a thing that you can just not avoid it. Like other phobias, it is an abnormal and ...Read more

Post Office Savings Account - Eligibility Criteria, Interest Rate, Benefits & How to Open Account

What is a Post Office Savings Account?A Post Office Savings Account is quite similar to a regular savings bank account. The Post Office Savings Account is a deposit scheme backed by the Government of India which ...Read more

Top-3 financial foundation risks every Investor needs to tackle immediately

Top-3 financial foundation risks every Investor needs to tackle immediately.The black swan event of COVID-19 has taken the world by a complete surprise and exposed you and many people across to assess, manage, an ...Read more

Alternative Investment Funds: Types, Risk, Investment, Taxation, Who should Invest

What are Alternative Investment Funds (AIFs) ?Alternative Investment Funds (AIFs) are funds incorporated in India which operate as an investment vehicle that privately pools funds from the affluent investors for ...Read more

Atal Pension Yojana (APY): Scheme Eligibility, Benefits, Application Form, Chart, Calculations

What is  Atal Pension Yojana (APY)?Atal Pension Yojana (APY) is a savings scheme launched by the government of India in the year 2015 for the unorganised sector workers in order to help in developing a habit ...Read more

Pradhan Mantri Vaya Vandana Yojana (PMVVY): Scheme Eligibility, Interest Rate, Process to Apply

Pradhan Mantri Vaya Vandana Yojana for senior citizensPradhan Mantri Vaya Vandana Yojana (PMVVY) launched by the Government of India acts as an insurance policy cum pension scheme for senior citi ...Read more

Financial maturity under professional guidance helping Investors sail amidst uncertainty

A ship in a harbor is safe, but that’s not what ships are built for. Just like harbor is needed for the ship to know where it has to reach at the end of the journey the same way your financial investments also need a clea ...Read more

Unit Linked Insurance Plans

Unit Linked Insurance PlansUnit Linked Insurance Plan (ULIP) is a type of life insurance plan which is multifaceted in nature and provides an opportunity to invest along with an insurance cover. ULIP was initiall ...Read more

Bharat Bond ETF - Meaning, Benefits, Price, Interest Rate, Review

What is Bharat Bond ETFBharat Bond ETF is an initiative by the Government of India which is exclusively managed by the Edelweiss Asset Management Company. The Bharat Bond ETF invests in AAA-rated instruments or d ...Read more

Connecting the financial linkages of the past to guide the present!

Connecting the financial linkages of the past to guide the present!Understanding the linkages between past financial evidence and present events is absolutely basic for a good understanding of how the whole finan ...Read more

ELSS VS PPF - Comparison, Tenure, Risks, Returns, Tax Benefits

ELSS VS PPF? WHERE TO INVEST FOR TAX SAVING?There are many investment products available in the market such as equity, debt, money market instruments, mutual funds, ELSS, ...Read more

Is it good to invest in Debt Funds for the long-term?

Is it good to invest in Debt Funds for the long-term?Long-term debt funds, including gilt funds and long-duration funds, have performed excellently in ...Read more

Equity Balanced Funds - Benefits, Taxation, How to Choose

What is Equity Balanced FundsAn Equity Balanced Fund is a type of mutual fund which invests in Equity, Debt and sometimes Money market Securities according to market conditions. It is also known ...Read more

Section 80D - Deductions, Tax Benefits, Claim Amount, Example

You would have heard of various tax-saving investments under section 80C. Such instruments give you a benefit of deduction from your income up to a su ...Read more

Best Multi Cap Mutual Funds for 2022

Top Performing Multi Cap Mutual Funds to Invest in 2022Multi Cap Funds are those mutual funds that invest across different market capitalization categories. They are not obligated to invest a certain proportion o ...Read more

Loan Against Fixed Deposit (FD): Eligibility, Interest Rate, Documents, Process

Loan against your Fixed DepositAs per a SEBI survey in August 2019, ‘More than 95 per cent Indian households prefer to park their money in bank deposits, while less than 10 percent opt for investing in mutual fun ...Read more

9 Points to Consider Before Retirement

9 Points to Consider Before RetirementRetirement is no more a word which means life after 60. The kind of work load that is put on our heads, everybody wants to retire earlier. The question is how many Indians yo ...Read more

What to do when Mutual Funds are in loss? A step by step guide

People generally hold their positions in mutual funds even if they are in loss. This is not a wrong strategy if the poor returns are for short-term, let’s say for 3-4 quarters or if the returns are above the benchmark. Bu ...Read more