BAJAJ FINANCE FD INTEREST RATES

Bajaj Finance is a subsidiary of Bajaj Finserv, are an Indian NBFC and the only one to have the BBB rating from the international rating agency S&P Global and its fixed deposit has both Crisil’s FAAA and ICRA MAAA ratings, which is the highest in their respective aspects and categories. These signify that these offerings are very secure and will offer timely returns.

In this article, we are going to talk in detail about the Bajaj Finserv Fixed Deposits and their interest rate. Let’s get started.

ELIGIBILITY

Who can open	Resident Individuals, HUF, Partnership firms, Sole Proprietorship firms, Family Trust, Clubs, societies, Association and Companies including group companies.
Can NRI deposit in Bajaj finance FD?	Yes
Investment Amount	Min: Rs. 25,000 Max: No Limit
Tenure	Min: 12 months Max: 5 years

DOCUMENTS REQUIRED

Passport size photographs - Latest.
Proof of Address which can be any documents such as passport, Driving License, Voter ID Card, Driving License, Aadhar Card, etc.
Certified proof of signature which can be any documents among passport, PAN or License.
Certified proof of identity which can be any document such as PAN, Passport, Voter ID, Aadhar etc.

KEY FEATURES

1. Stability and Credibility:

As discussed, it is the only NBFC with an international rating of BBB by SP Global thus making it a good choice for investors seeking secure avenues to deposit their funds. It has also been certified with the highest ratings with respect to stability with ICRA’s MAAA and Crisil FAAA ratings.

2. Multi deposit functionality:

With Bajaj FDs, investors can initiate several FDs, each having different tenures and amounts. This makes sure that they have better access to liquidity in case of urgencies as one FD can be withdrawn without disturbing others.

3. Flexible tenor and payout options:

While investing in Bajaj FDs, investors can select tenure from 12 months to 5 years. Also, they can opt for monthly or quarterly interest payouts.

BAJAJ FINANCE FIXED DEPOSIT LATEST RATES (upto 5 Cr)

Tenure	Cumulative rates	Non-Cumulative
Tenure	Cumulative rates	Monthly	Quarterly	Half Yearly	Yearly
1 year to less than 2 years	5.65%	5.51%	5.53%	5.57%	5.65%
2 years to less than 3 years	6.10%	5.94%	5.97%	6.01%	6.10%
3 years to less than 5 years	6.50%	6.31%	6.35%	6.40%	6.50%

BAJAJ FINANCE SENIOR CITIZEN FD RATES

Tenure	Cumulative rates	Non-Cumulative
Tenure	Cumulative rates	Monthly	Quarterly	Half Yearly	Yearly
1 year to less than 2 years	5.95%	5.76%	5.78%	5.82%	5.90%
2 years to less than 3 years	6.35%	6.49%	6.22%	6.26%	6.35%
3 years to less than 5 years	6.75%	6.56%	6.6%	6.65%	6.75%

NRI FD RATES

Tenure	Cumulative rates	Non-Cumulative
Tenure	Cumulative rates	Monthly	Quarterly	Half Yearly	Yearly
1 year to less than 2 years	5.65%	5.51%	5.53%	5.57%	5.65%
2 years to less than 3 years	6.10%	5.94%	5.97%	6.01%	6.10%
3 years to less than 5 years	6.50%	6.31%	6.35%	6.40%	6.50%