The EUIN Number plays an important role in the world of financial investments by providing essential information about the advisor and helping investors make informed decisions. There are numerous regulations in place to safeguard investors interests and ensure transparency in transactions. One such regulatory requirement in India is the use of the Employee Unique Identification Number (EUIN) for investment advisors. Let’s delve deeper into what the EUIN number is, why it matters, how to apply, check, and find the EUIN number online.

What is an EUIN Number?

EUIN number in mutual funds stands for Employee Unique Identification Number (EUIN). It is a unique seven-digit alphanumeric code assigned to individuals involved in the distribution of financial products and services, primarily mutual funds. It is the regulatory requirement introduced by the Securities and Exchange Board of India (SEBI), the regulatory authority governing the securities market in India. 

The EUIN number is crucial for identifying the salesperson involved in the transaction of mutual funds and for tracking the sales trails of the person. It also guarantees that the user will receive accurate information about the investment and will be able to obtain helpful advice from the distributors. In addition to giving the right information, this also stops fraud.

Why it matters:

• ARN identifies the distributor firm as a whole, whereas EUIN identifies the specific individual involved in an investor’s transaction, which enhances accountability and transparency.

What is the Purpose of EUIN?

The EUIN number was introduced following a SEBI/AMFI regulatory requirement (originally via SEBI Circular dated September 13, 2012 and serves many purposes as discussed below:

• EUIN will help address the issue of miss-selling even if the employee/relationship manager/salesperson leaves the ARN holder / sub-broker's employment.
• EUIN seeks to instill the employee/relationship manager/salesperson with a sales obligation and thereby make all the salespersons accountable for their actions.
• For Mutual Fund Investment, investors must use those application forms that have a space block for ARN code, Sub Broker ARN code, EUIN code, and Sub Broker code (as allocated by the ARN holder).

The EUIN number would remain active even if the employee moves jobs from one employer to another, thus assisting the audit trail.

Who Needs an EUIN?

A EUIN must be obtained by:

• Relationship managers
• Distributor employees
• Salespersons of mutual fund distributors
• Any individual who interacts with/influences investors on mutual fund investments

It applies regardless of the channel — bank branches, independent distributors, or online advisor assistance. 

Step-by-Step EUIN Registration Process (Online)

Before You Start: Keep your mandatory Pre-Requirement ready- PAN, Aadhaar, NISM certification details, and a valid mobile/email for OTP validation. Also, you must pass the NISM Series V-A: Mutual Fund Distributors Certification Exam before you can register for an EUIN. You must have a valid NISM certification (Series V-A) as required by SEBI for mutual fund distribution. This is verified as part of the registration process. 

Now lets move with the steps of EUIN registration.

Step 1 — Visit the AMFI Online Portal

Go to the official AMFI registration portal: https://amfi.camsonline.com/amfi-online/sessions/login#/sessions/login. This is the entry point for all ARN/EUIN registrations.

Step 2 — Log In Using Your ARN Credentials

If you already hold an ARN Number:

• Enter your ARN / Username and Password.
• Use OTP verification if you’ve forgotten your login details (mobile OTP or email).

If you don’t yet have an ARN, you’ll first need to apply for an ARN number. Here you will get complete details on how to apply for an ARN Number.  

Step 3 — Navigate to the EUIN Registration Section

• Once logged in, check the section “SIF / EUIN Registration” or similar.
• Now choose “Register EUIN”.

This option is visible only once your NISM certification status is verified on the portal. 

Step 4 — Enter Your Details

Now enter your details like your name, PAN number, Aadhaar number for verifications, and some other personal and business details. Make sure your details match your official documents exactly.

Step 5 — Complete NISM Validation

If you haven’t completed the NISM Series V-A certification, the system will show an error and won’t allow you to proceed. You must complete the NISM certification first before applying for an EUIN Number.

Step 6 — Pay the Registration Fee

Once your details are in:

• Proceed to the payment interface.
• Make the EUIN registration fee payment online.

(This payment is processed directly through the portal.)

Step 7 — Confirm and Submit

• After payment, check your complete details and submit your registration.
• You’ll see a confirmation screen showing the status of your EUIN application.

The system typically shows a pending status until AMFI verifies and issues the EUIN. 

Step 8 — Check EUIN Status

Once you submit:

• Log back into the portal to check your EUIN application status.
• After verification, the EUIN will be issued and linked to your ARN.

Renewal of EUIN

EUIN holders need to apply for EUIN renewal on or before six months from the expiry of the EUIN's validity period. If the renewal application is submitted before the expiry of the EUIN validity period and the same is found in order, the validity period of the EUIN, post-renewal, will be continuous.

If the renewal application is submitted after the expiry of the EUIN, the validity of the renewed EUIN will start from the date of submission of the renewal application and will be valid until the date of validity indicated on the NISM passing certificate or by Continuing Professional Education (CPE) Program for individuals/senior citizens/employees.

For individuals and employees, EUIN's extension is subject to either completing the NISM Mutual Fund Distributors Certification Review or undertaking the NISM Continuing Professional Education (CPE) program. Senior citizens will attend CPE.

They would need to fill out the EUIN Renewal form, which can be downloaded from the AMFI website, and submit the form at a CAMS-POS along with attaching a copy of NISM VA/CPE certification, passport-size photographs, and the applicable renewal fees as per the category of distributor.

Rules and Regulations imposed for EUIN Registration

CAMS AMFI Unit shall produce EUIN for the distributor’s employees who are registered with AMFI and who have a valid ARN. EUIN shall also be issued to individual agents who are ARN holders in their capacity.

Corporate ARN holders cannot conduct business or make any transactions related to mutual funds without registering their employees under their ARN with AMFI or without renewing the current employee’s registrations. Their ARN will be subject to termination if they do not make their employees who participate in the activities of selling, advising, or marketing of mutual funds.

This EUIN quotation is mandatory for transactions such as Purchases, Switches, SIP / STP / Trigger STP / Dividend Sweep Plans Registration. And for contributions or transfers under SIP / STP / SWP / STP Triggers, Dividend re-investments, Reward Units, Redemption, SWP Registration, Zero Balance Folio Formation, and Dividend Sweep Plans, quoting of EUIN is not required.

EUIN is applicable to all transactions that are made based on advice provided by the distributor's employee.

When Is EUIN Mandatory in Mutual Fund Transactions?

EUIN must be entered on mutual fund application or transaction forms whenever an adviser interacts with an investor to give investment advice or guidance. Key scenarios include:

• Purchases
• Scheme switches
• Registrations for SIP (Systematic Investment Plan)
• Registrations for STP/Trigger-based STP
• Dividend transfer plans

If the transaction is executed by the investor itself without advice, the adviser must tick a declaration confirming that no advice was provided, and the EUIN box may be left blank.

What If EUIN Is Missing or Wrong?

If a valid EUIN is missing or incorrectly mentioned:

🔹 The distributor has 30 calendar days to correct it (called EUIN remediation).
🔹 If not corrected, then brokerage/commission for that transaction can be permanently forfeited.

What EUIN Does Not Apply To

EUIN is not required for:

• Subsequent SIP/STP installments
• Dividend reinvestments
• Bonus units
• Redemptions or withdrawals
• Creation of zero balance folios
• SWP registrations

This distinction helps clarify that EUIN is tied to initial advisory actions, not all transactions.

CAMS-AMFI Unit

CAMS AMFI Unit maintains the EUIN database. If any of the distributor’s salespersons quit the job, they are expected to inform AMFI immediately about it. Distributor employees must be registered with AMFI and should keep an EUIN; failing this, the distributor will not be paid any commissions.

EUIN and Employment Changes

If a salesperson changes employers:

• EUIN remains the same.
• The individual must submit a remapping form to link the EUIN to the new employer’s ARN with supporting employment documents.
• This ensures continuity of accountability across employment changes.

Practical Tips for Investors

• Ask for the adviser’s EUIN before investing.
• Ensure the EUIN is recorded correctly on the form or digital transaction.
• If you receive advice over the call/online chat, request that the adviser’s EUIN be captured in the record.
• Keep a copy of SIP/transaction confirmations showing the ARN & EUIN.

What is the difference between ARN and EUIN?

Conclusion

The Employee Unique Identification Number (EUIN) is a crucial element in ensuring transparency, accountability, and investor protection in the mutual fund industry. By uniquely identifying the individual adviser involved in a transaction, EUIN helps prevent mis‑selling, maintains accurate sales trails, and remains valid even if the adviser changes employment. 

With clear regulations and structured processes for registration, renewal, and remediation, the EUIN number provides both investors and distributors with a framework to maintain trust and compliance. Verifying and quoting the EUIN correctly is essential for both investors and distributors.

Frequently Asked Questions - About EUIN Number

Q. What is the full form of an EUIN?

A.  EUIN stands for Employee Unique Identification Number (EUIN). It is a Unique Identity Number for employees of distributors who are currently registered with the Association of Mutual Funds in India (AMFI) and have a valid registration.

Q. What does EUIN mean?

A. EUIN is a unique identification number allotted to the employees/ salespersons/relationship managers of the AMFI-registered distributors interacting with the investors for the sale of mutual fund schemes. 

Q. What is required if the investor wishes to change the EUIN?

A. The EUIN can be updated if it is issued within the stipulated remediation period (30 days from the transaction date submitted after October 1, 2013). The investor must ensure that the EUIN is legitimate and comes under the ARN holder, which has not expired.

Q. Would it be agreed if the transaction is conducted through an ARN holder or distributor, but the slip doesn’t mention EUIN?

A. In such a scenario, slips of the transaction would be acknowledged subject to authorized Enforcement. In addition, care should be taken to ensure that EUIN is listed on the slip to prevent errors in the data capture.

In rare cases, the AMCs might have to take the declaration from the investor, rightfully stating that he was not involved with any salesperson for advisory or execution-related transactions. 

Q. How long is the EUIN registration valid for?

A. EUIN has a 3-year validity period. This period ends with the NISM / CPE certificate issued by NISM.

Q. For validation purposes, EUIN will be matched with the main ARN or sub-broker ARN?

A. EUIN will be matched with the EUIN Master provided by CAMS 'AMFI unit.

If the Main ARN, Sub Broker ARN, and EUIN are given, then the EUIN will be matched with only the Sub Broker ARN.

If the Main ARN and EUIN are provided, but no Sub Broker ARN is provided, then EUIN will be matched with the main ARN in this case

Q. What is an invalid EUIN?

A. The following cases will consider an EUIN invalid:

• EUIN is not accessible via the EUIN master provided by the CAMS AMFI machine.
• EUIN beyond the time of validity
• EUIN is not listed, and a declaration is not given in the application form
• Incorrect EUIN information in the request form
• EUIN Transition (EUIN switching from one ARN to another ARN but not updated in the CAMS AMFI-unit database).

Q. To whom EUIN number issued?

A. It is allotted to all the salespersons of the ARN Holders. Also, the sole proprietors or individual ARN holders are allotted EUIN numbers.

Q. In what kind of transactions is EUIN applicable?

A. EUIN would be applicable in transactions like Purchases, Switches, SIP / STP / Trigger STP / Dividend Sweep Plans Registration.

Q. In what kind of transactions is EUIN not applicable?

A. EUIN would not be applicable in transactions like ongoing  SIP / STP / SWP / STP, Dividend re-investments, Reward Units, Redemption, SWP Registration, Zero Balance Folio Formation, and Dividend Sweep Plans.

Q. How is an EUIN number different from an ARN number?

A. An ARN number is common to the entire organization, while the EUIN is unique for an employee. These unique numbers help deal with the instances of mis-selling of mutual funds by an employee of an organization, even after the employee leaves the organization. 

Q. How does EUIN help an investor?

A. When routing an application form, SIP form, or transaction form through a distributor, a valid ARN code, sub-broker ARN code, or EUIN helps verify the legitimacy of the intermediary. Thus, safeguarding the investors and his/her investments. 

Q. Is it mandatory to enter the EUIN in the transaction or application form along with the Distributor Code?

A. Yes. Since October 1, 2013, it has been mandatory to provide the EUIN of the concerned salesperson in the application form or transaction slips for all transactions, including transactions through stock exchanges. Moreover, one should also mention the ARN code/sub-broker ARN code/sub-broker code, as and when applicable. ARN holders must ensure that the sub-broker affixes their ARN code as well as the salesperson’s EUIN in separate columns in the application forms/transaction slips. Online distributors and channel distributors must provide the EUIN in the electronic transaction feeds.

Q. Is EUIN’s validity linked to the ARN holder’s validity?

A. No. The EUIN and ARN have their validity. This facilitates the movement of an employee (EUIN holder) from one company (ARN holder) to another company (ARN holder). 

Q. Are transaction charges applicable for invalid EUIN transactions and paid to the distributor?

A. Transaction charges are also referred to as Incidental Expenses. These charges are deducted for invalid EUIN transactions and paid to the distributor.