If you are planning to invest in HSBC mutual fund scheme(s) through a systematic investment plan, then you must be wondering about your returns over a long period of time. While estimating the compounded annual growth rate or CAGR can be straightforward, gauging the total returns from your investment at the rate, can be a daunting task. This is where online SIP calculators come into the picture! An HSBC mutual fund SIP calculator is an effective tool to estimate the total returns from your investment. It facilitates decision-making, allowing investors to make well-informed investment decisions pertaining to the SIP amount required to achieve financial goals, and the investment tenure necessary for the same.
Understanding SIP Mutual Fund Investments
SIP or systematic investment plan is a convenient way of investing in mutual fund schemes, wherein you invest a fixed amount in a particular scheme at regular intervals. It is a disciplined way of investing in mutual funds where you do not try to time the market and invest a one-time lumpsum amount, hoping to buy at a low price, but rather invest on a regular basis to average out the buying price. SIP allows you to invest daily, weekly, monthly or quarterly, and develop the habit of investing consistently. A systematic investment plan can be an effective way of building massive wealth over a long period of time, and SIP calculators online explain how.
Advantages of HSBC Mutual Fund SIP Calculator
HSBC mutual fund systematic investment plan calculator is an effective tool for planning investments. It allows investors to gather insights into the scale of returns they can expect from mutual fund SIP investments and make the right decisions about whether they should invest in a scheme, and how much to invest. The numerous benefits of the HSBC mutual fund SIP calculator are explained in detail below.
Accurate Results: HSBC mutual fund SIP calculator can provide you with precise returns you can expect from your regular investments after a certain period of time, at a specific rate of return. Since it is an online tool, you never have to worry about errors occurring in mathematical calculations. You simply provide the inputs regarding the investment horizon, SIP amount, etc, and the tool shares the expected returns.
Time Saving: The mathematical computations required to ascertain total returns from SIP investments can consume a lot of time when performed manually. However, with the HSBC SIP calculator, you can find results in a heartbeat, saving time and effort. You can easily find returns over 5, 10, 15, 20, or any other period within seconds.
Easily Understandable: Have you never used an online SIP calculator before? Then worry not as you can easily understand and get familiar with HSBC mutual fund SIP calculator within minutes. All you need to do is provide a few inputs, such as the mutual fund scheme of your choosing/expected return on investment, tenure of investment, and the SIP amount. That’s all and the HSBC SIP calculator provides the exact return you can expect to withdraw in the future.
Effective Decision-Making: The primary goal of using an online HSBC mutual fund SIP returns calculator is making effective decisions. Investors, before opting to invest in an HSBC MF scheme, can ascertain the worthiness of parking their money in the scheme, and weigh different investment options as per the expected future returns.
With these many benefits, it proves to be a greatly advantageous tool for investors. So, whenever you need to calculate HSBC mutual fund SIP returns, use an online calculator to get an idea in an instant.
| Duration (Years) | Invested Amount (INR) | Total Returns (INR) |
| 5 | 1,20,000 | 1,79,000 |
| 10 | 2,40,000 | 5,57,000 |
| 15 | 3,60,000 | 13,50,000 |
| 20 | 4,80,000 | 30,30,000 |
You might be astounded to learn that if you can continue to invest for a period of 25 years, then your total investment of INR 6,00,000 will turn into INR 65,70,000, while your investment of INR 7,20,000 will turn into INR 1,40,00,000 in 30 years. So, start investing today to give your investment more time to grow.
Also Read : HDFC SIP Calculator
Popular HSBC Mutual Fund Schemes
HSBC Large Cap Fund - Regular Growth
HSBC Managed Solutions - Growth - Growth
HSBC Flexi Cap Fund - Regular Growth
HSBC Small Cap Equity Fund - Growth
HSBC Conservative Hybrid Fund - Regular Growth
HSBC Global Emerging Markets Fund - Growth
HSBC Infrastructure Equity Fund - Growth
You can invest in any of these several more on ZFunds. We have mutual fund schemes from HDFC, ICICI Prudential, SBI, L&T, Motilal Oswal, IDFC, and numerous other mutual fund companies.
Frequently Asked Questions about HSBC SIP Calculator and Mutual Fund
Q. How do I choose the best HSBC mutual fund scheme ?
A. There are numerous factors to consider while picking a mutual fund scheme to invest in. For instance, you can analyze the past performance of the fund, or pick the right scheme as per the market’s outlook. Moreover, you can also go for tax-saving schemes to enjoy tax benefits under Section 80C of the Income Tax Act. You can invest up to INR 1,50,000 in a financial year in ELSS (equity-linked savings schemes) to save tax. Your risk tolerance, short and long-term financial needs, etc. are some other factors to consider while investing in a mutual funds scheme. If you are taking your first step into mutual fund investments, then sign up on ZFunds and let our expert advisors guide you to the maximum returns.
Q. What is NAV in mutual fund investing ?
A. NAV stands for net asset value. It is the price at which you buy and sell units of mutual fund schemes. The NAV changes after the closure of every trading session.
Q. Why should I invest in mutual funds on ZFunds ?
A. ZFunds’ expert mutual fund advisors can help you pick the best mutual fund schemes for maximum returns with minimum risks. This allows you to create more wealth without exposing your savings to too much risk.
Q. Are SIP investments better than lumpsum ?
A. Both type of investments have their benefits. For instance, lumpsum investments allow you to buy mutual fund units at a lower price during or after a decline in the securities market. Whereas, with SIP investments, you can avoid investing a lumpsum amount at a higher price and average out your buying price.
Also Read : SBI SIP Calculator Online