Bank of Baroda (BOB) is an Indian public sector, multinational banking, and financial services institution. It is the 3rd largest public sector bank in India with 125 million+ customers, total business of USD 218 Billion, and a global presence with 100 overseas offices. Indian Government announced the merger of Bank of Baroda, Vijaya Bank, and Dena Bank on 17 September 2018, to create the country's 3rd largest lender. The merger was effective from 1st April 2019. Bank of Baroda FDs is a good