Aapko 50% of this amount FD mei hee rakhna chahiye for now and rest 50% in other financial Instruments. Out of this amount jo aap financial instruments (other than FD) mei invest karengi, usmei se 70% should be invested in good quality debt mutual funds jisse aapko taxation mein indexation benefits (inflation adjustment) milenge. Isse aap almost 7% returns expect kar sakte hain after taxation. Systematic Transfer Plan ko Hume use karna hai iske liye.The left 30% shall be invested in a good Large Cap Mutual fund for good returns. Not only it will create wealth but will also increase returns with time.Also, jo amount abhi aap FD mei invest karengi i.e. 50% of total amount, isko bhi aap dheere dheere in next few years, you can switch into better financial instruments like quality debt funds. But for now, keep it in FD only.

i-am-a-61-year-old-widow-my-husband-died-last-year-i-have-approx-135-crores-from-insurances-and-fds-mai-janana-chahti-hun-ki-mai-apna-paisa-safely-kahaan-invest-kar-sakti-hun-jahaan-se-mujhe-ek-regular-income-bhi-mil-paaye

I am a 61 year old widow. My husband died last year. I have approx. 1.35 crores from insurances and FDs. Mai janana chahti hun ki mai apna paisa safely kahaan invest kar sakti hun jahaan se mujhe ek regular income bhi mil paaye.

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