Maine Rs. 3 lakh Aditya Birla ke Banking & PSU fund mein, aur Rs. 1 lakh ICICI Prudential Short-Term Debt Fund mein daalein hue hain. Lekin Franklin ke problem ke baad mujhe darr lagne lag gaya hai ki kya mutual fund sahi hain. Kya mujhe inn funds se nikal jaana chahiye?

- Pradhaan | 55 days ago

Answers(2)

  • P
    Paritosh Sharma
    45 days ago

    Covid-19 ki wajah se market mei Liquidity crunch aa gaya tha jiski wajah se redemption pressure increase ho gaya tha. Sale of holdings became an issue and this led to closure of 6 Franklin Debt Funds. 
    Aapne jin bhi Debt Funds mei invest kiya hua hai, aap pehle unki holdings, credit quality and maturity ko check kare and identify whether they match your goals or not. If they do, then it is good to stay in these funds or else you should switch into safer fund.

  • A
    Akshit Girhotra
    55 days ago

    Franklin Templeton India ke kuch funds ka band hone ka Karan uske underlying bonds se Jude high credit risks the. Aur aise samya mein (amid pandemic or crisis) jyada risk wale bonds ke default hone ke chances badh jaate hao, jiske Karan investors started redeeming or redemptions itne jyada hogye ki Franklin ko ya toh holdings loss/ discount pe sell karni pad rhi thi,ya unhe borrow karna pdh rha tha. Iss uncontrollable situation ko rokne ke liye Franklin ne apni 6 schemes ko close kardiya.

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