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Thanks for sharing such an intellectual view.

&nbsp;Mutual funds sahi hai ki ads ne har jaga kafi logo ko motivate kiya hai ki vo bhi mutual funds me invest karen. But sath me ye bhi kehte hain ki mutual funds me bazaar ka risk hai. To mutual funds sahi kaise hai? Kya mutual funds bas tabhi sahi hai jab bazaar sahi hai? Sach ye hai ki mutual funds sabke liye sahi ho sakta hai agar aap in 3 galtiyon ko avoid karen

Did you invest in Mutual Funds and lose money? Are your investments giving negative returns? Take care of these 3 things to make positive returns on your investments

Top 3 Mistakes that lead to loss in Mutual Fund Investments-Video

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Mutual Funds me Loss ho gaya? 

Do you think we should not look at past returns at all while investing in mutual funds

म्युचुअल फंड्स सही है के प्रमोशन ने हर जगह काफी लोगों को निवेश करने के लिए प्रेरित किया है। पर साथ ही यह भी कहते हैं की म्युचुअल फंड्स में बाज़ार का रिस्क है। तो क्या म्युचुअल फंड्स सही हैं? या म्युचुअल फंड्स तभी सही हैं जब बाज़ार सही है ? सच ये है की म्युचुअल फंड्स आपके लिए भी सही हो सकता है अगर आप यह 3 गलतियों से बचें।&nbsp;Mutual funds sahi hai ki ads ne har jaga kafi logo ko motivate kiya hai ki vo bhi mutual funds me invest karen. But sath me ye bhi kehte hain ki mutual funds me bazaar ka risk hai. To mutual funds sahi kaise hai? Kya mutual funds bas tabhi sahi hai jab bazaar sahi hai? Sach ye hai ki mutual funds sabke liye sahi ho sakta hai agar aap in 3 galtiyon ko avoid karen

Mutual Funds me paise lagaye aur loss ho gaya? 3 mistakes to avoid while investing in Mutual Funds - Hindi

Mutual Funds me loss se kaise bachen - Video

अगर-म्युचुअल-फंड्स-में-लोस्स-से-बचना-है-तो-इन-3-गलतियों-से-बचें।-avoid-loss-in-mutual-funds-hindi

अगर म्युचुअल फंड्स में लोस्स से बचना है, तो इन 3 गलतियों से बचें। Avoid loss in Mutual Funds Hindi

Do you think we should not look at past returns at all while investing

म्युचुअल फंड्स में निवेश करना सही है, इसके विज्ञापन ने हर जगह काफी लोगों को म्युचुअल फंड्स में निवेश करने के लिए प्रेरित किया है। पर साथ ही यह भी कहाँ जाता हैं की म्युचुअल फंड्स में बाज़ार का रिस्क होता है। तो क्या म्युचुअल फंड्स में निवेश करना सही हैं? या म्युचुअल फंड्स तभी सही हैं जब बाज़ार सही है ? अगर वीडियो में बताई गई 3 गलतियों से बचा जाए तो म्यूचुअल फंड निवेश सभी के लिए अच्छा है |

Have you faced loss in Mutual funds in recent times? 3 mistakes to avoid while investing in Mutual Funds

Mutual Funds me loss avoid karen in Hindi

mutual-funds-me-loss-se-kaise-bachen

Mutual Funds me loss se kaise bachen?

Mutual Funds me loss hone se kaise bachen? Aur bhi bohot sare Videos aapki bhasha main on ZFunds

Sahi. Asaan. Personal Finance Made Easy

Aaj hum Bharat bond etf ke bare me charcha karenge aur janenge ki iske kya fayede hai. Bharat bond ne kaun kaun si companies me invest kiya jayega aur iski strategy kya hogi&nbsp; &nbsp;Read in English:&nbsp;<a href="https://zfunds.in/article/bharat-bond-etf">What is Bharat Bond ETF: Meaning, Benefits, Price, Interest Rate, 2020 Review</a>&nbsp;

Aaj hum Bharat bond etf ke bare me charcha karenge aur janenge ki iske kya fayede hai. Bharat bond ne kaun kaun si companies me invest kiya jayega aur iski strategy kya hogi.  

Bharat Bond ETF - Explained - Video

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Bharat Bond ETF - Explained

In this video we explain in simple steps how to construct your clients portfolio. We cover the basics of asset allocation, fund selection and tracking the portfolio.&nbsp;

In this video we explain in simple steps how to construct your clients portfolio. We cover the basics of asset allocation, fund selection and tracking the portfolio. 

Thinking about Mutual Funds? Learn how to make your Portfolio

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As of 5th March 2020, the RBI has put a limit of Rs. 50,000 on the amount of money an account holder can withdraw. At the same time the Government has instructed SBI to lead a consortium to purchase a portion of Yes Bank. In this video we have discussed the reasons that caused Yes Bank to get to this situation. Also, we have covered what can be expected by various stake holders such as customers, shareholders and mutual fund holders.

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What is the problem with Yes Bank

Very recently liquid funds gave negative returns. Liquid funds which are considered highly safe investment instruments losing value came as a bit of a shock for most investors and a lot of them could not understand why this was happening. In this video we have explained the main reasons for the fall in the NAVs of various liquid funds. These reasons included higher selling pressure on the bonds and deposit papers and lack of market makers and bond buyers. This illiquidity has caused the RBI to step in and take appropriate action. We have also tried to address queries like “are liquid funds not safe anymore?” and “What should I do if I am invested in a liquid fund?”

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Fall in Liquid Fund NAVs

UTI Smallcap Fund NFO is the fund offering in the small cap category from the oldest AMC in India – UTI Asset Management Company. The NFO for UTI Small cap fund is open for subscription from 2nd December 2020 to 16th December 2020. The fund will invest 65 to 80% of its assets in small cap companies and the balance will be invested in mid cap stocks. The UTI Smallcap fund will use a blended investment style with a tilt towards growth. The fund will focus on companies with high and stable growth opportunities. The fund will also consider companies which are going through a transformation or turnaround. There will be a sectoral restriction of 35% or 12% above the benchmark allocation, whichever is lower. Single stock allocation will be maximum at 9.5% and the allocation in the top 10 stocks will not exceed 50%. The minimum initial investment in the fund is Rs. 5000 with an additional investment permitted of Rs. 1,000. The exit load on the UTI Smallcap fund is 1% for units redeemed within 1 year and nil after 1 year.&nbsp; &nbsp;

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UTI Smallcap Fund 2021 | NFO Review

In this video we review the Bharat Bond ETF in Hindi. By the end of this video you will find the answer to the most important question “Should I invest in the Bharat Bond ETF?” What is Bharat bond ETF? In December 2019, the first exchange traded bond fund was launched in India. This was the Bharat Bond ETF. The second series of the Bharat Bond ETF is available for NFO from 14th July to 17th July 2020. This is very-low risk, fixed maturity fund and is being offered in 2 maturities. The fund maturing in April 2025 is offering an interest rate of 5.65% and the one maturing in April 2031 is offering an interest rate of 6.64%. The fund will invest its assets only in AAA-rated papers of public sector companies. The expense ratio on the Bharat Bond ETF is 0.0005%. In case an investor does not have a demat account they can apply for a Fund of Fund or the Bharat Bond FoF which has an expense ratio of 0.0015%. Bharat Bond ETF is a good and safe investment option for investors looking to invest in very low risk debt funds for a fixed period of time.

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Bharat Bond ETF Explained – In Hindi

In this video we will cover the basics of bonds. Bonds, which are a fixed income instrument, return a fixed amount of money as interest on your invested amount. Through the example of a fictitious company R&amp;S Ltd., we explain the primary features of a bond and how the bond market works. We have explained features such as face value of a bond, bond maturity and interest rate or coupon rate. We have also covered the main reasons that the prices of bonds fluctuate. The 2 main reasons for the movement in the prices of bonds are: 1. Credit Risk – The probability of a company defaulting or going bankrupt. If the credit risk (which is generally determined by the rating given by a rating company) of a company increases, the price of the bond is expected to fall. 2. Interest Rates – As the interest rates in general rise in the economy, the prices of bonds start to fall.

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The Basics Of Bonds – Explained

There have been numerous discussions on whether one must invest in mutual funds or stocks. In this video we explain both the methods and enumerate the differences and pros and cons of mutual funds vs equity investment. We have included arguments on various factors to be considered while deciding between stock and mutual funds. These include factors such as risk return trade-off, time &amp; research required, tax benefits, and costs/fees involved in both methods.

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Investing in Mutual Funds vs Equity

There has been a sharp fall in the interest rate for the small saving schemes, such as the senior citizen saving scheme, post office time deposits and public provident fund, for the quarter starting April 2020. This has made these schemes less attractive than before. In such a situation a lot of investors were exploring the option of investing in the 7.75% Government of India Bonds. Unfortunately, these bonds were discontinued on 28th May 2020. Starting 1st July, the Government has introduced a floating rate bond, also known as the RBI FRSB. These bonds offer regular half yearly interest to investors.&nbsp;These floating rate bonds come with certain disadvantages:&nbsp;1. The tenure is 7 years and they cannot be sold earlier.&nbsp; 2. The interest is taxable at the tax slab&nbsp;However, one major advantage of these new RBI Bonds is that the rate, which is pegged at 0.35% higher than the interest on National Savings Certificates (NSC) changes every 6 months. This is expected to move along with inflation, thereby maintaining a close to consistent real rate of return. The RBI Savings Bonds are a good option for certain categories of investors. For example, for retired individuals who are looking for a regular income, or for someone looking to invest in very safe instruments for long period of times.

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NEW RBI Bonds 2020 explained Hindi | July 2020

A lot of investors have the question, where can I invest to get a regular income? Is there any scheme where I can get a monthly interest on my investment?&nbsp;In this video we answer questions related to the Post Office Monthly Income Scheme.&nbsp;1. What is the Post Office Monthly Scheme? – This is a 5-year maturity fixed income scheme that makes a monthly interest payout to the investor.&nbsp; 2. How can I open a Monthly Income Scheme account? – Any resident individual or minor under 10 years can open this account. It can be opened in any post office branch. Can be opened as a single account or joint by 3 holders.&nbsp; 3. What is the minimum investment? The minimum investment amount is Rs. 1000. For single accounts the maximum limit is Rs. 4.5 lakhs and for joint accounts Rs. 9 lakhs. For a minor’s account the maximum limit is Rs. 3 lakhs.&nbsp; 4. Is my investment in a post office scheme safe? This account is backed by the Government of India and hence it is considered as one of the safest investment options.&nbsp; 5. Can I withdraw my amount before maturity? Yes, but with penalties. &nbsp;6. Is there any tax benefit in monthly income scheme? There is no deduction available u/s 80C. Interest income is taxable as per tax slab. 7. What is the interest rate on Post Office Monthly Income Scheme? For the quarter starting July 2020, the rate is 6.60% pa payable monthly. &nbsp;8. Should I invest in the monthly income scheme? This account is suitable for risk-averse investors seeking regular income.

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Post Office Monthly Income Scheme | Post Office MIS Scheme 2020-Hindi

Indigo Paints IPO is open from 20th to 22th January 2021. Indigo Paints started its business in 2000, with the manufacturing of lower-end cement paints. After some time, it expanded its range to cover more segments of water-based paints like Distempers, Primers, Exterior Emulsions, Interior Emulsions, etc. From an early stage, the company expanded its footprints across the country with its extensive distribution network. Indigo paints is the 5th largest company in the Indian Paint Industry as per the sales numbers for FY 2019-20. The company has expanded its business across the country with a distribution network in 27 states and 7 UTs. The IPO size is approx 79 lakh equity shares at a price band of Rs.1,488 to Rs.1,490 per equity share. The total issue size is Rs.1,176 crores, of which Rs.300 crores is a fresh issue, while the balance Rs.876 crores is an offer for sale. The minimum shares which should be applied for are 10 and the maximum is 130. The shares will be listed on 02nd February 2021. To check the application status of Indigo Paints IPO, one may log on to the registrar’s website or BSE.&nbsp; &nbsp;

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Indigo Paints IPO 2021 | Review in Hindi

If you think that you don’t need to track your mutual funds after investing, think again. In this video we discuss why it is important to track mutual funds after you have invested in them and more importantly how to go about it. Although mutual funds are highly regulated and most often drastic changes are not seen within a short time, but its important to note that it is YOUR MONEY and YOU NEED TO TAKE CARE OF IT

If you think that you don’t need to track your mutual funds after investing, think again. In this video we discuss why it is important to track mutual funds after you have invested in them and more importantly how to go about it. Although mutual funds are highly regulated and most often drastic changes are not seen within a short time, but its important to note that it is YOUR MONEY and YOU NEED TO TAKE CARE OF IT

What to do after you have invested in Mutual Funds

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How to track your Mutual Funds

In case you are a senior citizen or have a relative who is a senior citizen, this video is for you. In this video, we discuss one of the best investment products for the Senior Citizen Saving Scheme. Senior Citizen Saving Scheme video has been broadly divided into 4 parts. 1. Who can invest in this scheme? a. Any Indian citizen over the age of 60 b. Retired individuals over the age of 55 c. Retired defence personnel 2. Features of the scheme a. Account can be opened in any post-office or selected banks b. Joint accounts allowed c. Deposit – Min Rs. 1,000 &amp; Max Rs. 15,00,000 d. Tenure – 5 years with the option to extend 3 more years 3. Interest Rate – 7.40% for the quarter April 2020 payable quarterly 4. Taxation a. Rs. 1,50,000 can be deducted from taxable income under section 80C b. Interest income is taxed at the applicable tax rate c. TDS is deducted over Rs. 50,000 income We have also answered some frequently asked questions at the end of the video.

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Senior Citizen Saving Scheme in Hindi | SCSS Scheme- 2020

ICICI Balanced Advantage Fund 2020 In this video we have done a review of the ICICI Prudential Balanced Advantage Fund is a hybrid dynamic asset allocation fund. The fund invests at least 65% of its funds in equities or equity related investments. The maximum limit on equity investments is 100%, with a maximum unhedged exposure in equities at 80%. ICICI Prudential Balanced Advantage Fund decides its allocation in equities based on the Price to Book Value Ratio (P/BV). If the P/BV is high the exposure in equities is reduced and vice-versa. The equity portion is invested in large and mid cap shares and also in equity derivatives for hedging purposes.&nbsp;Following are the facts and figures of the ICICI Balanced Advantage Fund:&nbsp; 1. The Assets Under Management (AUM) of the fund as on 31st March 2020 was Rs. 22,489 Crores. 2. The expense ratio was at 1.75%&nbsp; 3. NAV as on 31st March – Rs. 30.57&nbsp; 4. Minimum Investment permitted – Rs. 500&nbsp; 5. SIP/STP/SWP are allowed&nbsp; 6. Exit Load – 1% for units more than 10% in the first year. Nil after 1 year of purchase. The fund is taxed as an equity mutual fund.&nbsp;To know more about taxes on mutual funds, please watch https://www.youtube.com/watch?v=RZDlswFBbJE&amp;t=92s

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ICICI Balanced Advantage Fund 2020

Indian Railway Finance Corporation or IRFC IPO is open from 18th to 20th January 2021. IRFC incorporated in 1986, is a public sector undertaking that is wholly owned by the Government of India. IRFC is involved in financing the acquisitions of rolling stock assets, providing loans to units under the Ministry of Railways, and leasing of railway infrastructure-related assets. IRFC is responsible for fund raising from financial markets to acquire &amp; finance rolling stock assets like trucks, locomotives, coaches, wagons, etc., and leasing them to Indian Railways. It is also responsible for raising funds for improvements, expansion, and management of assets of Indian Railways.&nbsp;The IPO size is 178.20 Crores equity shares at a price band of Rs.25 to Rs.26 per equity share. The total issue size is Rs. 4,633.38 crores, of which Rs. 3,088.92 crores is a fresh issue, while the balance Rs. 1,544.46 crores is an offer for sale. The minimum shares which should be applied for are 575 and the maximum is 7,475. The shares will be listed on 29th January 2021. To check the application status of IRFC IPO, one may log on to the registrar’s website or BSE.&nbsp; &nbsp;

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Indian Railway Finance Corporation 2021 | IRFC IPO

In this video we cover 3 best tax saving ELSS funds for 2021 – DSP tax Saver Fund, Aditya Birla Sun Life Tax Relief 96 Fund and ICICI Prudential Long Term Equity Fund.&nbsp;We have also highlighted the advantages of investments in ELSS as under:&nbsp; 1. Tax deductions of Rs. 1.5 lakhs under section 80 of the Income Tax Act 1961 for saving Rs. 46,800 every year in taxes.&nbsp; 2. Lowest lock-in period in ELSS of only 3 years&nbsp; 3. ELSS have the highest expected returns amongst all tax saving options&nbsp; 4. Better tax treatment of ELSS funds give it a higher post-tax return advantage&nbsp; 5. Tax saving ELSS funds have a flexibility in terms of withdrawal option&nbsp; 6. One can opt to invest through SIPs in ELSS funds&nbsp;Returns of top 3 funds are as under:&nbsp; Rank #1: DSP Tax Saver Fund – The fund has given returns of 13.19% in the last 5 years&nbsp; Rank #2: Aditya Birla Sun Life Tax Relief 96 Fund – The fund has given returns of 11.18% in the last 5 years Rank&nbsp; #3: ICICI Prudential Long Term Equity Fund – The fund has given returns of 10.19% in the last 5 years.&nbsp; &nbsp;

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Top ELSS Funds for 2021

Kotak NASDAQ 100 FOF is a fund of funds scheme launched by Kotak Mutual Funds. The NFO of the fund is open from the 11th of January 2021 till the 25th of January 2021. This fund will be investing its assets in units of overseas ETFs and/or Index funds based on the NASDAQ 100 Index.&nbsp;Kotak NASDAQ 100 FoF offers exposure to the world’s most innovative &amp; largest companies not listed in India. It gives diversification benefits to investors because of the low correlation between the domestic &amp; US markets. The NASDAQ 100 Index is well known for its underlying technology stocks like Apple, Microsoft, Netflix, and many more which have been able to generate high returns for investors in the past. Kotak NASDAQ 100 FOF will closely replicate the returns generated by the NASDAQ 100 Index, subject to tracking errors. The minimum application amount is Rs. 5,000. Additional investments can be made with Rs. 1,000. For SIP investments, the minimum amount is Rs.1,000 with a minimum of 6 installments. No exit load is applicable on redemption of the units from the fund. The tax on Kotak NASDAQ 100 FOF is as per non-equity. The fund is suitable for investors seeking long-term capital growth through investments in units of overseas ETFs and/or Index funds based on the NASDAQ 100 Index.&nbsp; &nbsp;

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Kotak NASDAQ 100 FoF NFO 2021 | Review in Hindi 

In this video we have reviewed the Axis Midcap Fund 2020. The Axis Midcap Fund has been one of the most consistent performers till July 2020. The fund has a total AUM of Rs. 5,511 crores as on 30th June 2020. The expense ratio for a regular fund is 2.05%. The fund NAV was at Rs. 37.53. The fund was incepted in February 2011. It has delivered a return of 15.36% since inception. The 1 year returns for Axis Midcap Fund are at 10.61%, while the 5-year returns are at 7.30%. Minimum investment amount in case of a lumpsum is Rs. 5,000. For SIP investments the minimum amount is Rs. 500. There is no maximum limit on the investment. There is an exit load on redemption of units in the 1st year. The exit load is 1% for more than 10% of the units sold. There is no load on units sold after 1 year. Axis Midcap Fund is suitable for investors who have a high risk appetite and are looking to invest for the long term.

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Axis Midcap Fund Review 2020 in Hindi

Franklin Templeton shut down 6 of its debt funds on 23rd April 2020. 1. Franklin India Credit Risk Fund 2. Franklin India Dynamic Accrual Fund 3. Franklin Income Opportunities Fund 4. Franklin India Low Duration Fund 5. Franklin India Short Term Income Plan 6. Franklin Ultra Short Bond Fund This decision was triggered due to the recent liquidity pressure in the credit markets. The Covid-19 pandemic caused a lot of redemption in these risky and short duration funds. In order to meet the redemptions, the AMC had to resort to borrowings and desperate sale of assets. In order to avoid further redemption pressure which could have led to lower NAVs, the fund house decided to close these 6 funds. Closing the funds implies that new investors will not be able to purchase units, existing investors will not be able to redeem units, and all SIP/STP/SWP stand cancelled. The current investors will be paid by the fund as and when proceeds are received against interest or asset sale. Other than credit risk and liquidity risk which we saw in these funds, debt funds also sometimes carry interest rate risk and concentration risk. TO understand these risks and how to mitigate them, investors should watch our video on how to avoid risks in debt funds. https://www.youtube.com/watch?v=2-aF8qw3BRA&amp;t=31s

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Why did Franklin Templeton shut down its debt funds?

SBI small cap fund, Edelweiss small cap fund and Nippon India small cap fund, the 3 top small cap funds for 2021 are covered in this video.&nbsp;We have highlighted the major aspects of small-cap funds as under:&nbsp; 1. Valuations - Price-to-book ratio and Price-to-earning ratio.&nbsp; 2. Returns: Since inception, 1 year, 5 years, and 7 years.&nbsp; 3. Sector allocation of these funds.&nbsp; 4. Comparison of AUM, expense ratio, and Exit loads.&nbsp; 5. Taxation on gains from the investments in these funds.Returns on SBI small cap fund – The fund has given returns of 29.35% and 19.05% for 1 year and since inception respectively. Returns on Edelweiss small cap fund – The fund has given returns of 30.37% and 24.58% for 1 year and since inception respectively. Returns on Nippon India small cap fund – The fund has given returns of 23.70% and 17.05% for 1 year and since inception respectively. These funds are not ranked in any particular order.

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Top 3 Small Cap Funds 2021 | Best Small Cap

We have heard many a times that shares, or equity is one of the best long-term investment options. However, a number of us are unaware of what this equity or shares are. Due to this we shy away from investing in this asset class. By way of a simple example in this video we have tried to explain the concept of equity. Taking the example of a company, we have enumerated the advantages that both the company and the investor get when shares are issued by the company and are bought by the investor. We have also explained the advantages of investing by way of equity mutual funds.

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What are Shares

Mirae Asset large cap fund is one of the top large cap equity funds. In this vide we have reviewed the investment strategy and features of the fund. This is an active fund, which aims to invest a majority portion of its total corpus in shares of companies with large market capitalization., i.e. in companies that fall in the top 100 rank in terms of market capitalization.&nbsp;Some of the facts of the Mirae Asset Largecap Fund are as follows:&nbsp;1. Total Assets Under Management (AUM) on 30th September 2020 – Rs. 18,450 crores&nbsp; 2. Expense Ratio – 1.65%&nbsp; 3. NAV of Mirae Asset Large Cap Fund on 30th September 2020 – Rs.51.44&nbsp; 4. Returns on Mirae Asset Largecap Fund a. 6 Months – 29.24% b. 1 Year – 3.91% c. 3 Years – 9.95% d. 10 Years – 11.74%&nbsp; 5. Minimum investment (Lumpsum) – Rs. 5,000&nbsp; 6. Minimum investment (SIP) – Rs. 1000&nbsp; 7. Maximum investment – No Limit&nbsp; 8. Exit Load – 1% if sold within 1 year&nbsp; 9. Exit Load – Nil if sold after 1 year&nbsp;The gains from the Mirae Asset Largecap Fund is taxed like equity. If units are sold within 1 year the gains are taxed at 15%. In case of sale after 1 year, gains are taxed at 10%. For more details about taxes on mutual funds, you may watch https://www.youtube.com/watch?v=RZDlswFBbJE&amp;t=223s This fund is suitable for high-risk investors and looking to invest in shares of large cap companies.

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Mirae Asset Large Cap Fund 2020 | Review in Hindi

In this video we list the various risks involved in debt mutual funds. We speak about credit risk, interest rate risk, concentration risk &amp; liquidity risk. With the help of examples of crisis in DHFL, IL&amp;FS and Vodafone you will be able to understand the risks involved while investing in debt funds. &nbsp;We have also explained the kind of filters, checks and research an investor could follow to be able to avoid losses in debt mutual funds. The Vodafone and DHFL debt crisis amount to sudden collapses in the NAVs of debt funds, and hence it is essential to understand and mitigate the risks prior to investing.

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How to avoid risk in Debt Mutual Funds

Direct mutual fund plans vs regular mutual fund plans has been a debate for a few years now. Direct mutual funds can save an investor from paying a higher expense ratio. But is that the only factor to consider while selecting a mutual fund. We are in discussion with Mr. Rahul Singh, the CIO-Equities at Tata Mutual Funds to get his views on this topic. We understand that a financial advisor or mutual fund distributor can play an important role in the financial decisions of an investor. An advisor can protect the investor from taking wrong or quick decisions in times of panic or euphoria. An advisor can ensure that the investor sticks to a disciplined investment process. There are several categories and funds available for investment. An advisor helps select the right mutual fund for the investor. Direct mutual funds are only suitable for investors who have complete market knowledge and also have the time to track and review their portfolios on a regular basis.&nbsp; &nbsp;

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Direct vs Regular Mutual Funds | Which is Better?

In this video we have explained the Post Office Recurring Deposit 2020 in Hindi. This is a Post office saving scheme.&nbsp;The following topics have been covered in the video:&nbsp; What is Post Office RD Plan 2020?&nbsp; How to open Post Office RD Account? What is the Post office RD scheme interest rate 2020?&nbsp; How a post office recurring deposit works?&nbsp; What is the rebate on advance in PO recurring deposit?&nbsp; What is the default penalty on PO recurring deposit?&nbsp; What is the minimum &amp; maximum permissible deposit in post office RD?&nbsp; What are the tax features in a Post Office RD?&nbsp; Is the deposit deductible under section 80C?&nbsp;We have also compared a Post Office RD with a Bank RD 2020 and discussed the pros &amp; cons of either.

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Post Office RD 2020 | Recurring Deposit

ABSL Pure Value Fund is an equity fund from Aditya Birla Mutual Funds. The investment strategy of the fund is to invest in undervalued stocks for long term capital appreciation.&nbsp;We highlight the facts of the ABSL Pure Value Fund as under:&nbsp; • Assets under management as on 30th September 2020 was Rs. 3,788 Crores&nbsp; • Expense ratio for the ABSL Pure Value fund was at 2.06%&nbsp; • NAV of the fund as on 30th September was at Rs. 44.41 • The fund returns for the last 1-year period has been at -0.71%&nbsp; • The fund returns for the last 10-year period has been at 9%&nbsp; • Minimum investment required in the fund is Rs. 1,000 in both SIP and lumpsum&nbsp; • Exit Load – 1% in case of redemptions within 1 year from purchase&nbsp; • Taxation – As per equities and equity mutual funds&nbsp;ABSL Pure Value Fund is suitable for investors with a high-risk profile seeking capital appreciation in the long run.

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ABSL Pure Value Fund 2020 | Review in Hindi 

Axis Bluechip Fund Hindi, 2020 – One of the best performing large cap mutual funds is the Axis Bluechip Fund. This is an active fund, which aims to invest a majority portion of its total corpus in shares of companies with a large market capitalization., i.e. in the top 100 in terms of market capitalization.&nbsp;Some of the facts of the Axis Bluechip Fund are as follows:&nbsp; 1. Total Assets Under Management (AUM) on 31st March 2020 – Rs. 17,827 crores&nbsp; 2. Expense Ratio – 1.70%&nbsp; 3. NAV of Axis Bluechip Fund on 30th September 2020 – Rs. 30.71&nbsp; 4. Returns on Axis Bluechip Fund a. 6 Months – 24.16% b. 1 Year - 0.68% c. 3 Years – 9.47% d. 10 Years – 9.84%&nbsp; 5. Minimum investment (Lumpsum) – Rs. 5,000&nbsp; 6. Minimum investment (SIP) – Rs. 1,000&nbsp; 7. Maximum investment – No Limit&nbsp; 8. Exit Load – 1% on first 10% units if sold within 1 year&nbsp; 9. Exit Load – Nil if sold after 1 year The gains from the Axis Bluechip Fund is taxed like equity.&nbsp;If units are sold within 1 year the gains are taxed at 15%. In case of sale after 1 year, gains are taxed at 10%. For more details about taxes on mutual funds, you may watch https://www.youtube.com/watch?v=RZDlswFBbJE&amp;t=223s This fund is suitable for an investor with a moderate risk profile and looking to invest in shares of large cap companies.

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Axis Bluechip Fund 2020 | Review in Hindi | Axis Bluechip Fund 2020

How do I know what all products does my advisor offer 

Selecting the right Investment Advisor can be a challenging task. Most people will ask their relatives or friends for investment advice. But is the best way to go about finding the right investment advice? Probably no. &nbsp;So what are the things to look into while selecting the best investment advisor &nbsp;for you?<ol><li>Qualifications and certifications : All Mutual Fund Advisors are required to have an AMFI certification.</li><li>Product Offering : Make sure that the advisor you select has a wide range of product offering. Equities, Bonds, Mutual Funds, FDs etc</li><li>Referall: The easiest way to find a good advisor is via referral.</li></ol>Must Read: <a href="https://zfunds.in/m/become-mutual-fund-advisor">Process to Become Mutual Fund Advisor</a>

How will you select an Investment advisor who can help you select the right mutual funds?

How to choose a good investment Advisor?

how-to-select-your-mutual-fund-advisor

How to select your Mutual Fund Advisor?

Tax saving funds are giving -25% returns. Are there any other options for tax saving right now that will ensure that my money doesn’t go too negative ? 

In this video we discuss various options available for investment for saving tax under section 80C. It showcases the advantages of investing in Equity Linked Saving Scheme (ELSS) – a mutual fund scheme that along with its tax saving benefit offers a high growth option.&nbsp; &nbsp;

In this video we discuss various options available for investment for saving tax under section 80C. It showcases the advantages of investing in Equity Linked Saving Scheme (ELSS) – a mutual fund scheme that along with its tax saving benefit offers a high growth option.

Tax Saving 2019 made easy  - Video

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Tax Saving 2019 made easy 

The markets have lost over 35% due to the coronavirus pandemic. World over there has been a lot of panic in stock markets. In such a scenario is it prudent to start or continue SIP investments in equity funds? In this video we have analysed returns from SIPs that may have been started during two previous major crashes in the Indian economy – The dot-com bubble in 2000-2001 and the US Financial crisis in 2008. The numbers show that the best time to start an SIP is probably somewhere during the crash, and it is not the best if someone can time the market bottom. For the 2000 crash, if the investor was to start his SIP when the market had lost 40% from the top, the investor would make 22% returns in 10 years. Similarly, an SIP started when the markets had fallen 20% from the top during the 2008 crash would have fetched the investor a return of 11.9% per year.

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Should I start a SIP during this crash

What is SIP and Lumpsum? Which will give you more profit or returns. SIP or Lumpsum? &nbsp;These are some very common questions that investors ask. This video will help you understand which is better SIP or Lump sum and what should you choose for maximum returnsKuch log aapse kehte hain ki equities mein paisa aapko jaldi se jaldi laga dena chahiye. While some say that you should invest periodically to avoid the volatility. So which method is truly better?pehle aaiye samajhte hain ki yeh dono hain kya.Maan lijiye aap har mahine apni income mein se kuch paise bachate hain. Aap iss income ko jama karte rehte hain. Jab aapko lagta hai ki ab equities mein invest karne ka samay sahih ai toh aap apne investment amount ko ek saath equity mutual funds mein invest kar dete hain. Isse kehte hain lump sum investment.Doosri oar aapke paas option hai to invest a portion of your monthly savings on a periodic basis. This could be weekly, monthly, quarterly or any other period as you may decide. Iss regular investment ko SIP kaha jaata hai.

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SIP vs Lumpsum kaunsa better hai

The Ministry of Finance has announced new rates on small savings schemes for the quarter April to June 2020. These rates have seen a major cut from their previous levels. Interest on some schemes such as the 1-3-year term deposit and the 5-year recurring deposit have been cut by 1.40% each. Even for Senior Citizen Savings Scheme the rate has been reduced by 1.20%. This would imply an interest income of Rs. 3,000 less per quarter on a deposit of Rs. 10 Lakhs. Unfortunately, this is coming at a time when the coronavirus pandemic is hitting people hard.The reason for this swift drop was the cut in the Repo rate by RBI and hence the drop in the yields of government securities. This caused a mismatch between interest rates of the bank FDs and the savings schemes.What should you do as an investor? If you are relying on the interest for your regular income, there isn’t much of an option as these are probably still amongst the best available rates. However, if you are invested in these schemes for diversification, you could look at hybrid or equity mutual funds.

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Fall in Small Savings Scheme Interest Rates

In this video we will see what an index fund is and how it is managed. It will give the viewer a complete understanding of the advantages and disadvantages of investing in Index Funds. The process of investing in index funds is also explained. It has been observed that in certain categories the index funds perform better than active funds. Which are these categories and is it truly better to invest in index funds rather than in actively managed funds?

In this video we will see what an index fund is and how it is managed. It will give the viewer a complete understanding of the advantages and disadvantages of investing in Index Funds. The process of investing in index funds is also explained. 

What are Index Funds - Benefits and more - Video

what-are-index-funds---benefits-and-more

What are Index Funds - Benefits and more

In India one of the most wealthy communities are baniyas. They are well known for their money management skills and making amazing investmentment decisions. &nbsp;Some of the most famous baniyas, who have made it big in the business world are people like Mukesh Ambani and Lakshi Miittal. They have upheld the economy of India and help it grow substantially. &nbsp;Here are some of the tips and tricks that they use to grow and manage their money.&nbsp;

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8 Hacks That Baniyas Use to Become Rich

UTI Mastershare Unit scheme is the oldest equity mutual fund plan in India. Launched in October 1986, this fund has given phenomenal returns in the 34 years since its inception. Rs. 1 lakh invested in the UTI mastershare Unit Scheme at the time of launch would have been worth over 1.3 crore rupees in the middle of November 2020. In this video we are joined by the fund manager for UTI mastershare fund, Ms. Swati Kulkarni. We discuss the philosophy and investment strategy of the fund and also about the returns generated by the funds. Ms. Kulkarni also speaks about the reach and network of UTI AMC in tier 2 &amp; 3 cities and B-30 towns.&nbsp;The fund facts for the UTI Mastershare Unit Scheme are as follows:&nbsp; - The fund has an AUM of Rs. 6472 Crores as on 31st October 2020&nbsp; - The expense ratio for the UTI mastershare fund is 2.05%&nbsp; - NAV as on 31st October 2020 was Rs. 126.97 - The minimum investment in the UTI Mastershare Unit Scheme is only Rs. 100&nbsp; &nbsp;

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UTI Mastershare Unit Scheme Review 2020 | In Hindi 

Aditya Birla Sun Life ESG fund NFO is open for subscription from the 4th of December 2020 till the 18th of December 2020. The new fund from Aditya Birla Sun Life Mutual Funds is expected to invest in ESG themed stocks for long-term capital appreciation. ESG which stands for E-Environmental Impact, S-Social Responsibility and G-Corporate Governance, is a method of Sustainable and Responsible Investing (SRI). This method takes into account composite ESG scores of the companies while investing. Aditya Birla Sun Life ESG Fund will invest 60 to 80% of its assets in large cap stocks and the balance in mid and small cap stocks. The fund can also invest in foreign equities; however, such investment is restricted to a maximum of 35% of the portfolio value. The benchmark for the fund is the Nifty 100 ESG Index. The minimum investment in the fund is Rs. 500. There is an exit load of 1% in case of redemptions within 90 days of purchase. The fund is suitable for investors seeking long-term capital appreciation while investing in ESG themed sustainable businesses.

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Aditya Birla Sun Life ESG Fund 2021 | NFO Reviewed

In this video we review 2 of the best short-term debt funds, ICICI Short Term Debt Fund and HDFC Short Term Debt Fund. Both these funds are the best funds for short term needs. Short term debt funds invest in assets with maturities of up to 3 years, and in government securities (sovereign bonds) or high-quality corporate bonds. The credit risk on this category of debt mutual funds is usually very low.&nbsp;The comparisons of ICICI Short Term Debt Fund and HDFC Short Term Debt Fund are as given below:&nbsp; 1. Assets Under Management (AUM) - HDFC Rs. 13,569 Crores vs ICICI Rs. 18,946 Crores&nbsp; 2. Expense Ratios – HDFC 0.74% vs ICICI 1.16% 3.&nbsp; 3 Year Returns – HDFC 8.64% vs ICICI 7.93%&nbsp; 4. Net Yield to Maturity (YTM) – HDFC 5.48% vs ICICI 4.67%&nbsp; 5. Asset Quality (in AA or below) – HDFC 14% vs ICICI 15% 6. Modified Duration – HDFC 2.77 vs ICICI 2.79&nbsp; 7. Minimum Lumspsum investment – Rs. 5,000 in case of both funds&nbsp; 8. Minimum SIP investment – HDFC Rs. 500 vs ICICI Rs. 1,000&nbsp; 9. Tax on Gains – Short term capital gains as per tax bracket.&nbsp;Long term capital gains at 20% with benefit of indexation.&nbsp; &nbsp;

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Best Short Term Debt Fund 2020 | Short Term Plans

Often, we hear investors asking the question “Can I take a loan from a bank to invest in mutual funds?”. In this video we have listed the risks and advantages of taking a loan to invest in mutual funds. &nbsp;Investors must be careful of risks such as &nbsp;1. Inflow-Outflow mismatch – the returns from mutual funds are not linear or guaranteed. However, EMI’s need to be paid regularly. This causes a mismatch.2. Debt trap – The above-mentioned mismatch causes the investors to refinance their loan, hence falling into a debt trap. &nbsp; On the flip side, there are certain advantages of taking loans to invest such as leveraging. However, only under certain conditions is the idea of taking a loan to invest justified for seasoned investors.

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Loan to Invest in Mutual Funds

ICICI Prudential has introduced a well packaged product the Freedom SIP. In this video we explain to you the process of investment and withdrawal in the SIP. Along with this we have discussed the benefits of investing in a product like Freedom SIP. The ICICI Prudential Freedom SIP makes your investments more disciplined and helps you to save for future goals. Freedom SIP is a good product for financial independence.

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SIP Ka 3x Monthly Pension

LIC New Jeevan Anand Plan or LIC plan 915 is an endowment plan from the Life Insurance Corporation of India. This is an endowment plan that is available for purchase online and through agents also. The LIC New Jeevan Anand policy can be purchased by an individual between the age of 18 and 50. The term of the policy is 15 to 35 years. However, the maximum age limit is 75 years. The minimum sum assured on the LIC New Jeevan Anand plan is Rs. 1 lakh and above in multiples of Rs. 5,000. The policyholder can opt for a lump sum level sum assured at maturity or in installments of 5, 10, or 15 years. The premiums on the LIC term insurance can only be paid through the regular method as it is a regular premium payment policy. An accidental rider and 3 other riders are optional which provide additional benefits at a higher premium. In case of death of the policyholder, the sum assured amount is paid to the nominee in a lump sum or through regular payouts.&nbsp; &nbsp;

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LIC New Jeevan Anand Policy 2021 | LIC Plan No. 915

In this video we have reviewed the ICICI Prudential ESG Fund. The fund NFO is open for subscription from the 21st of September till the 5th of October. The ICICI Prudential ESG Fund will follow a sustainable investing or ESG investing strategy. Companies chosen for investment in the fund will be reviewed on non-financial parameters along with the financial and fundamental parameters. Each company will be given a composite ESG score on each of the parameters, i.e., Environmental Empathy, Social Responsibility and Corporate Governance. The stocks for inclusion in the fund will be selected form the Nifty 100 ESG Index, which includes top companies like Reliance Industries, HDFC Bank, Infosys, Asian paints, HUL, etc. The fund can also invest in foreign equities with a high ESG score. The Nifty 100 ESG index has generated a return of 9.30% vs a return of 7.80% for the Nifty 50 index over the previous 5 years.&nbsp;In this video we have also discussed:&nbsp; 1. Minimum Investment amounts in ICICI Prudential ESG Fund&nbsp; 2. Exit loads on ICICI Prudential ESG Fund&nbsp; 3. Applicable tax rates on ICICI Prudential ESG Fund&nbsp; 4. Suitability for investors of ICICI Prudential ESG Fund&nbsp; 5. Benefits of investing in ICICI Prudential ESG Fund&nbsp; &nbsp;

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ICICI Prudential ESG Fund NFO 2020 | Review in Hindi

One of the must haves in any mutual fund portfolio are large cap funds. Through an extensive research we bring for you the top 3 large cap funds 2020. These funds have been measured not only on their previous performance, but also forward-looking variables such as valuations and fund manager experience and strategies. The top 3 funds in the large cap funds space are: 1. Axis Bluechip Fund – With a fund size of Rs. 10,998 crores, this has been a consistent performer. Though the valuations seemed slightly stretched, the latest fall in the markets due to coronavirus have made the fund attractive again. 2. Mirae Asset Large Cap Fund – The fund was earlier categorized as a multi cap fund. It has been an outperformer since its inception. The fund has an asset base of Rs. 13,209 crores and an expense ratio of 1.65% which is the lowest amongst the top 3. 3. ICICI Prudential Bluechip Fund – Even though this Rs. 19,000 crore fund has not been a great performer, its attractive valuations bring it to our top 3

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Top Large Cap Mutual Funds 2020

Most investors don’t realize that money kept in the savings account is losing value over time. Due to inflation and tax, the returns from savings accounts turn negative. In this video we have explained the effects of inflation and tax on returns. We have also discussed investment options such as PPF, LIC and mutual funds, that are expected to beat returns from savings accounts both in terms of inflation and taxes.

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How does Inflation affect your money

Mutual fund market is never stable. It is always rising or falling. During the time of fall, every investor gets one question in mind, "What should I do now?"In this video, adviser Manish will explain what we should do when the Mutual fund market falls.

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What to do when the market falls

Zfunds brings to you the financial news highlights for the week of 26th April to 1st May. In the week gone by: 1. RBI has made a special liquidity facility announcement of Rs. 50,000 crores for mutual funds. A liquidity crunch in the financial system because of the Covid-19 pandemic caused high redemption pressures in the debt fund space. Franklin had to close down 6 of its mutual funds (see video here https://www.youtube.com/watch?v=Slcnl8Z9jl0&amp;t=80s). This triggered RBI to take prompt action. 2. Reliance Industries announced its rights issue of Rs. 53000 crores – the largest ever in India. The shares have been priced at Rs. 1257, to be offered in the ratio of 1:15. 3. Government of India plans to issue tax-free bonds worth Rs. 10,000 crores. This is in order to meet the fiscal slippage because of the lower tax revenues in March and April. 4. Oil prices globally have rebound from the negative territory to $18 in the current week. This bought some cheer as it indicates a possible return to economic activity. 5. Sensex &amp; Nifty closed at 33717 and 9859, respectively. This is a 14% monthly gain – the highest ever since May 2009.

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Financial News This Week - 26th March to 1st May

In this video, we have explained a popular post office saving scheme - the national saving certificate or NSC. This scheme is offered by the Government of India and offered by the Post Office. This scheme can be opened as a single account or a joint account with a maximum of 3 holders. This scheme comes with a fixed maturity of 5 years and currently has an interest rate of 6.80%. Interest earned from this scheme is taxable as per the income tax slab. Interest earned from the scheme is added into the deposited amount annually but paid at the time of maturity along with the deposited amount. The minimum amount of deposit in the scheme is Rs.1,000 and additional deposits can be done in the multiples of Rs.100. There is no maximum limit for the deposit in the scheme. The premature closure of an account is not allowed but it can be done under certain circumstances discussed in the video. This scheme has more benefits, like loan against the scheme, Tax deduction under section 80C of the IT Act, and many more. Rs.1,000 deposited in NSC after 5 years will grow to Rs.1,389.49. This scheme is suitable for investors who do not want to take risks and want to earn a fixed return as it is considered a very safe instrument for investment.

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National Saving Certificate 2021 | Post Office Saving Scheme

This video explains in simple hindi what the Corona Kavach health insurance is. Who can apply for this policy? What are the benefits from Corona Kavach? IRDA has mandated all health &amp; general insurance companies to offer the Corona Kavach Policy. The idea of the policy is to cover treatment expenses of the policyholder in case of coronavirus diagnosis. The corona kavach policy is available in 3 different tenures – 3.5 months, 6.5 months &amp; 9.5 months. The tenure includes a waiting period of 15 days. One can purchase this policy for an individual or a family floater policy. Family floater policy covers the entire family under 1 policy. In this case one does not need to track &amp; maintain separate policies. Also, the premium is lower than purchasing separate policies. Sum insured in Corona Kavach Policy is between Rs. 50,000 and Rs. 5,00,000 in multiples of Rs. 50,000. Age limit for application is between 18 to 65 years.&nbsp;What are the benefits of a Corona Kavach Policy?&nbsp;• Covers hospital expenses&nbsp; • 15 days pre-hospitalization expense&nbsp; • 30 days post-hospitalization expense&nbsp; • Ambulance charges upto Rs. 2,000&nbsp; • 14 days home-care treatment expense is also covered&nbsp; • Optional daily cash benefit

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Corona Kavach Policy | In Hindi | Covid-19

Are you already using a credit card? Or are planning to apply for one and are worried about the pitfalls of using a credit card? In this video, we have started by explaining the difference between a credit card and a debit card.We have listed down the advantages of using a credit card:1. The credit offered on a credit card works like an interest free loan – You don’t pay when you spend, but only by the due date for the credit card2. Convenience – From the comfort of your home/office you can pay various utility bills and also streaming apps. You can also order grocery.3. Helpful during emergencies – You do not need to worry about arranging funds when there is an emergency. You can use your credit card and pay later.4. Limited fraud – Since credit cards are not linked to a bank account, the extent of fraud is limited to the credit limit on your card.There are some disadvantages or rather pitfalls of credit cards as well.1. High interest – Credit cards do work as interest free loans, but that is only so long as you do not exceed the due date of payment. In case of not paying on time, the interest charged on the balance amount can be as high as 35% to 40%.2. Credit score – CIBIL keeps a watch on all loans taken by individuals and assigns them a score based on their credit history. So, in case you do not pay your credit card bills on time, or are making partial payments, it will cause a fall in your credit score. The credit score assigned by CIBIL is used by banks and NBFCs to decide the future loans you may apply for.It is essential to keep 2 things in mind while using a credit card. Firstly, you must try to pay the total amount due on or before the due date. Secondly, the amount spend should be within your expense budget. Overspending on credit cards can lead to a lot of stress and financial problems.

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Credit Cards – Advantages & Disadvantages

ICICI Prudential Bluechip Fund Hindi, 2020- Amongst the largest and of the best mutual funds is the ICICI Prudential Bluechip Fund. This is an active fund, which aims to invest 80% of the total corpus in shares of companies with a large market capitalization., i.e. in the top 100 in terms of market capitalization. The funds strategy is to follow a benchmark hugging approach, which is stocks are diversified across sectors. Some of the facts of the ICICI Bluechip Fund are as follows: 1. Total Assets Under Management (AUM) on 31st March 2020 – Rs. 18,900 crores 2. Expense Ratio – 2.05% 3. NAV on 31st March 2020 – Rs. 31.79 4. NAV on 30th April – Rs. 36.23 5. Returns on ICICI Prudential Bluechip Fund a. 1 Year - -18.77% b. 3 Years – 0.10% c. 5 Years – 4.05% 6. Minimum investment – Rs. 100 7. Maximum investment – No Limit 8. Exit Load – 1% if sold within 1 year This ICICI Prudential Fund is taxed like equity. If units are sold within 1 year the gains are taxed at 15%. In case of sale after 1 year, gains are taxed at 10%. For more details about taxes on mutual funds, you may watch https://www.youtube.com/watch?v=RZDlswFBbJE. This fund is suitable for an investor with a moderate risk profile and looking to invest in shares of large cap companies.&nbsp;

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ICICI Prudential Bluechip Fund 2020 – Reviewed

In this video we have covered a very important aspect of Mutual Funds – Taxation. We have covered the applicability of tax on capital gains and dividends on both equity and non-equity-oriented schemes. He video also talks about the abolishment of the dividend distribution tax from financial year 2020-21 and the applicable tax rate on dividends from next year. Towards the end, we talk about the tax benefits under section 80C of investing in Equity Linked Savings Scheme or ELSS.

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What are the Taxes on Mutual Funds

ICICI Prudential AMC launched their new fund ICICI Prudential Quant Fund which was open for subscription from 23rd November 2020 to 7th December 2020. The fund is a sub-category of equity mutual funds and follows rule-based investing. ICICI quant Fund selects relevant stocks on predefined parameters, which helps remove human intervention and behavioral biases in the investing processes. The universe for the ICICI Quant fund is the BSE 200 index. Stocks are given a composite score based on various factors, including, macro indicators, fundamental parameters, and technical indicators. The total stocks in the portfolio is expected to be between 30 and 60. No individual stock will have a weightage of more than 10% and no sector will have a weightage of more than 30%. The portfolio will be rebalanced on a ad-hoc and periodic basis. The minimum investment in the fund in case of a lumpsum is Rs. 1000 and Rs. 100 in case of SIP. The ICICI Quant Fund is suitable for investors looking to invest in equities through a rule-based method for long-term capital appreciation.

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ICICI Prudential Quant Fund 2021 | Review

UTI Nifty 200 Momentum 30 Index Fund is an equity scheme launched by UTI Mutual Fund. The NFO of the fund is open from the 18th of February 2021 till the 04th of March 2021. The fund is an open-ended scheme that will be replicating the constituents of the Nifty 200 Momentum 30 Index in the same allocation pattern. The fund has a portfolio that adds the well-performing stocks and removes the non-performing stocks based on their momentum scores, without the intervention of any individual. The minimum application amount is Rs. 5,000. Additional investments can be made with Rs. 1,000. No exit load is applicable on the redemption of the units from the fund. The tax on UTI Nifty 200 Momentum 30 Index Fund is as per equity fund. The fund is suitable for investors interested in earning returns that closely correspond to the returns generated by the Nifty 200 Momentum 30 Index, subject to tracking errors and expenses.

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UTI Nifty 200 Momentum 30 Index Fund 2021 | NFO Reviewed 

In this video, we review the Edelweiss Balanced Advantage Fund. This fund falls in the dynamic asset allocation category of equity mutual funds. The fund invests a minimum of 65% of its assets in equities and the balance in debt and cash equivalents. The equity allocation can be made across various market capitalizations and sectors. Edelweiss Balanced Advantage Fund has a total AUM of Rs. 1,924 crores as of 30th November 2020. The NAV of the fund as of 30th November was at Rs. 28.73 and on 24th December was at Rs. 29.91. Edelweiss Balanced Advantage Fund has an expense ratio of 2.10%. The minimum investment in the case of lumpsum is Rs. 5,000. For additional investments, the minimum amount is Rs. 500. In the case of investments through the SIP method, the minimum investment amount is Rs. 500 per month. Exit Loads applicable on redemptions are at 1% on more than 10% units in the first year. There is no exit load on Edelweiss Balanced Advantage Fund in case of redemptions after 1 year. In the video, we have also discussed the tax on Balanced Advantage Fund. The Edelweiss Balanced Advantage fund has a moderate level of risk and is suitable for investors looking for a long-term appreciation with low volatility.