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Which of my clients have low…PracticeRecord
Which of my clients have low or zero allocation in tech sector? Today's rally shows these sectors are leading, I want to identify who to reach out to about adding exposure.
Here are your clients ranked by IT sector exposure. ANITA DESAI has zero tech allocation, a clean slate for a fresh recommendation. PRIYA MENON and KAVITA RAO are under 3% each, so all four analysed clients are significantly underweight technology and worth a call.
Want me to prepare a portfolio proposal showing tech-focused funds for any of them?
↳WhatsApp Anita about adding tech exposure↳Build a tech fund cart for Priya & Kavita↳Compare best tech fund vs Anita's current holdings
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Clients with Lowest Tech (IT) Sector Exposure
Sorted by IT allocation %, lowest first. Prioritise near-zero for tech outreach.
Tech exposureTotal portfolio
| Client | Tech exposure | Total portfolio | Tech % |
|---|---|---|---|
| ANITA DESAI | ₹0 | ₹3.6 K | 0.00% |
| PRIYA MENON | ₹8.2 K | ₹4.58 L | 1.78% |
| KAVITA RAO | ₹10.5 K | ₹4.15 L | 2.52% |
| SURESH NAIR | ₹8.40 L | ₹29.07 L | 28.90% |
Compare the top flexicap fun…PracticeRecord
Compare the top flexicap funds.
HDFC Flexi Cap takes the top spot with a score of 7.6, ranked #1 out of 94 flexi-cap funds. It leads on both 3-year and 5-year returns (16.27% and 17.99% CAGR respectively), with a standout 5-year alpha of +5.56% over the Nifty 500.
Parag Parikh (score 7.0, #2) remains the largest in the category at ₹1.41 lakh crore AUM but has lagged recently, posting -1.24% over the past year. Quant Flexi Cap (score 5.1, #11) delivered the best 1-year return at 12.38% but carries higher volatility and a concentrated portfolio of just 26 stocks.
↳Add HDFC Flexi Cap to a buy cart↳Check which clients hold Parag Parikh Flexi Cap↳Compare HDFC Flexi Cap vs Quant Flexi Cap risk
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Comparison — 3 funds
Top flexicapComparison — 3 funds
LeaderboardVersusStat board
7.6/ 10
HDFC Flexi Cap Fund - Growth Plan Best fit
Equity · Rank 1 / 94
3Y16.3%
Σ1.0%
Expense1.09%
AUM₹1,01,822 Cr
7.0/ 10
Parag Parikh Flexi Cap Fund - Regular
Equity · Rank 2 / 94
3Y13.4%
Σ1.3%
Expense1.05%
AUM₹1,41,447 Cr
5.1/ 10
Quant Flexi Cap Fund - Growth Option
Equity · Rank 11 / 94
1Y12.4%
Stocks26
Suresh Nair portfolio analysisPracticeRecord
Help me analyse Suresh Nair's portfolio
The analysis for Suresh Nair is ready, you'll see the summary card on the right with fund-level scoring, overlap detection, and concentration insights.
Overall portfolio score is 5.9/10. The portfolio holds 18 funds across 6 AMCs (over-diversified). 61.11% of AUM is in funds outperforming their benchmark, 0% underperforming. Top sector is Financial Services at 23.9%. 5 critical fund overlaps detected (≥50% common holdings).
↳Show the 5 critical overlaps↳Draft a consolidation plan↳Check the family-level holding
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Portfolio — SURESH NAIR
PortfolioFamily portfolioSmall-cap split
5.9/10
Evaluates how well the portfolio performs across diversification, market comparison, sector allocation, and fund overlap.
Invested
₹3.10Cr
Current
₹5.01Cr
Returns
+61.4%
XIRR 13.30%Nifty 100 15.08%Outperforming
Over diversified
1Ideal: 12–1515+
41pairs• Critical: 5• Moderate: 36
ICICI Pru Large Cap ↔ Nippon India Index61.5%
ICICI Pru Value ↔ Nippon India Index59.0%
ICICI Pru Large Cap ↔ ICICI Pru Value56.5%
Add a new clientPracticeRecord
Add a new client
The onboarding form is now open, just enter the client's mobile number and PAN card photo to get started.
↳How's the market doing today?↳Show my client list↳Build a sample portfolio recommendation
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Add a new client
SIP estimateAdd a new client
Choose onboarding mode
Add a new client
Pick how you want to onboard this client. Both routes end at the same KYC record, the fast one just skips re-typing fields the client can share themselves.
Fast onboardingRecommended
Send a short WhatsApp message to the client. They reply with their details plus a photo of PAN and signature. Paste it back here, we extract everything and only ask you to fill what's missing.
~5 advisor clicks · ~3 minutes
Step by step
Take the client through every KYC field one screen at a time: mobile, PAN photo, personal details, documents, declarations, DigiLocker / e-Sign, bank, and nominee.
~20 advisor clicks · ~10 minutes
Mock call · teacherPracticeRecord
T
Teacher
35 y/o · Moderate · Beginner · English
Connected · 01:29
Hmm, emergency fund toh hai thoda bahut, around 3-4 months ka salary side mein rakh rakha hai. Ab aap bataiye, ye SIP wali cheez iske saath kaise fit baithti hai?
नहीं, आपके इमरजेंसी फंड पे बिलकुल इफेक्ट नहीं करता है। मैं समझना चाहती हूँ कि आपके बाकी गोल्स क्या हैं।
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Mock call setup & analysis
SetupAnalysis
ZIVA plays the client. You practise the pitch, then get scored on what actually landed.
Client profile — ZIVA plays this person
35AgeTeacherProfession
Financial knowledge
BeginnerKnows nothingIntermediateKnows SIPExpertLiterate
Lead temperature
ColdVery scepticalWarmInterestedHotAlmost ready
Summary after the call
The advisor addressed the client's concerns but struggled with clarity and confidence. The conversation had potential but missed key opportunities for deeper engagement.
Strengths
Explained SIP with an example, illustrating potential returns.
Acknowledged the client's need to discuss with their spouse.
End call
Family portfolio deep divePracticeRecord
Look at the underlying holdings. How much do they own at a family level in small-cap stocks?
The family's small-cap exposure spans 50 stocks across their fund holdings. Top names are MTAR Technologies (₹4.31L), Sai Life Sciences (₹3.12L), and Ather Energy (₹3.11L). Full breakdown on the right, sorted by exposure value.
Now plot family level investments: each member, consolidated, and Nifty 500. Month-on-month returns over the last year.
Pulled a year of monthly NAVs for all 21 unique funds plus the benchmark. The family averaged +1.25% a month against the Nifty 500's +0.94%. Suresh runs slightly hotter than Kavita, and both track the index closely on the way down.
Give me the upside capture for this family over the same period.
Kavita captures 111.7% of the upside but 93.7% of the downside, so she is carrying more risk than the family as a whole. The consolidated book takes 90% of the up months and only 77.3% of the down months, which is the healthier shape.
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Small-cap exposureMonth-on-monthCapture ratios
Results appear here as you ask
Look-through small-cap holdings across all family fund investments.
| Stock | Sector | Exposure |
|---|---|---|
| MTAR Technologies | Capital Goods | ₹4.31 L |
| Sai Life Sciences | Healthcare | ₹3.12 L |
| Ather Energy | Automobile | ₹3.11 L |
| AstraZeneca Pharma | Healthcare | ₹2.58 L |
| Aditya Infotech | Technology | ₹2.44 L |
Monthly return % across four series · Nifty 500 as benchmark.
Suresh Nair
+1.31%
Kavita Nair
+1.18%
Family consolidated
+1.25%
Nifty 500
+0.94%
Capture ratio vs Nifty 500 over 12 months. The dashed line is the 100% benchmark.
Upside capture7 up-months
SureshKavitaFamily
Downside capture4 down-months
SureshKavitaFamily
Lower downside capture means the portfolio fell less than the benchmark in bad months. Higher upside capture means it gained more in good ones.
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Whenever you postClients by external AUM248 analysed
₹1.24Crlargest book held away · Ashok Menon
Ashok Menon₹1.24 Cr
Divya Rao₹96.4 L
Imran Sheikh₹82.1 L
Neha Bhatt₹64.7 L
Farid Qureshi₹51.3 L
Failed transactions · 12Highest returnZero tech exposure
Meeting · auto-taggedRecording
Pending actionables
Share the SWP illustration
Send ELSS reminder before 31 Mar
Book the Q3 review
Today · 3:30 pm closeNifty +0.82%
PSU Banks +2.41%Auto +1.63%IT −1.12%
What to tell clientsBanks led on rate-cut hopes. Your IT-heavy clients will see red today, so here is the line to send them.
Co-branded creative3 formats
SIP
Why ₹5,000 a month beats timing the market
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