Elite Products
Portfolio Management Services (PMS)
Professionally managed portfolios built for high-value investors.
Alternative Investment Fund (AIF)
Exclusive alternative strategies for sophisticated portfolios.
International Investments
Top international equities accessible via GIFT route.
Bonds
Steady, predictable returns with fixed-income bonds from trusted issuers.Products Curated by Experts
The Research Desk
Every fund clears our proprietary 4P filter
People, Philosophy, Performance, Positioning. Four pillars applied to every manager and strategy before it earns a place on the curated list.
01
People & Pedigree
Who runs your money — and will they stay?
01ExperienceDepth and track record of the manager and core team across multiple market cycles.
02Team CohesionStability of the team — low attrition and a shared, well-defined decision-making culture.
03Strategic InterestWhether the fund house sees this strategy as core to its business — not a peripheral offering.
02
Philosophy & Process
Is the approach disciplined and repeatable?
01Investment PhilosophyClarity and conviction of the core belief system driving stock and asset selection.
02Checks & ProcessesInstitutional guardrails — risk committees, research process, sign-offs — that reduce key-person dependency.
03Style ConsistencyAdherence to the stated mandate, rather than style drift in pursuit of performance.
03
Performance
Are the results consistent and explainable?
01Consistency of PerformanceReturns sustained across cycles, with alpha holding up against category peers and benchmarks.
02Risk ManagementReturns judged relative to drawdowns and volatility — not absolute numbers — and the asymmetry of risk-reward.
03Alpha GenerationWhether alpha stems from genuine skill versus unrewarded bets, and whether it is sustainable.
04
Positioning
Does it fit the moment, and your portfolio?
01Market ContextWhether the strategy is well-suited to prevailing conditions and the current cycle.
02Relevance to PortfoliosHow the strategy complements — or overlaps with — existing portfolio allocations.
03NimblenessAbility to act quickly given AUM size, liquidity constraints and mandate flexibility.
The Verdict
A fund earns its place by meeting every standard.
Four pillars. One decision. Every strategy on the Elite shelf is tested against the same rigorous criteria. Only those that meet the mark make it to our curated list.
Trusted by Leaders
Salauni Bihani
Co-founder, P & S Co
Mohd. Shadab
Senior Management Professional
A K Chawla
Vice Admiral (Retd)
Salauni Bihani
Co-founder, P & S Co
Mohd. Shadab
Senior Management Professional
A K Chawla
Vice Admiral (Retd)
Salauni Bihani
Co-founder, P & S Co
Mohd. Shadab
Senior Management Professional
A K Chawla
Vice Admiral (Retd)
Salauni Bihani
Co-founder, P & S Co
Mohd. Shadab
Senior Management Professional
A K Chawla
Vice Admiral (Retd)
Working with ZFunds has given me a wonderful sense of comfort when it comes to managing my finances. What I truly value is the personal attention, transparency, and genuine care they bring to every interaction. I always feel heard, understood, and reassured that my financial interests are in safe hands. Over time, ZFunds has become more than just a financial partner, it’s a relationship I’m genuinely happy and comfortable with.