PRIVACY POLICY

Zfunds has adopted this privacy policy in order to ensure users of our commitment and dedication to privacy. The following privacy guidelines apply to the website www.zfunds.in(Website). ZFUNDS respects your right to privacy. ZFUNDS invite you to visit our Website to search or browse the Website without revealing who you are or registering with us. However, if you choose to give ZFUNDS personal information via the Internet, for example in response to the careers section, that ZFUNDS may need; it is our intent to let you know how ZFUNDS will use such information. If you tell us that you do not wish to have this information used as a basis for further contract with you, we will Endeavour to respect your wishes.

Collection of IP addresses and the use of "Cookies"

When you visit our Website, some information such as your Internet protocol address, Internet service provider, operating system, the Website from which you arrived, and the time and date of your visit may be collected automatically as part of the software operation of this Website. This intake of information is entirely anonymous. ZFUNDS uses this information solely for internal and marketing purposes, for example, to see what pages are most frequently visited in order to improve the Website and also potentially for client behaviour study.

ZFUNDS also collects information through the use of a technology called "cookies". A cookie is a small file that a website can send to your browser, which is then stored on your system by your browser. The use of cookie technology on www.zfunds.in is solely for internal marketing purposes. If you are uncomfortable accepting cookies from our Website or any other, you can set your browser to notify you when a Website attempts to send you a cookie, giving you the opportunity to decide for yourself whether or not to accept the cookies. You can also set your browser to turn off cookies.

Personal Information

Whenever ZFUNDS collects information that you voluntarily submit, it is ZFUNDS intent to inform you of why this information is being requested and how it is going to be used. ZFUNDS will not sell, rent, trade, distribute, exchange, or give your personal identifiable information to any third party without your consent. ZFUNDS shall not be liable for any personal information that you submit to external vendors or to any website linked to ZFUNDS’s Website. We may however release your information when we believe release is appropriate to comply with the law, enforce our Website policies, or protect ours or others rights, property, or safety.

Nature of Data on the Internet

It is ZFUNDS intent to keep secure any personal information that you submit to us, and ZFUNDS will continue to take steps to maintain the security of this Website. However, the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended. Therefore, in submitting personal information to the Website, you assume the risk of a third party obtaining that information.

Important security information - email scam

The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions. The ZFUNDS Website team has been made aware of a number of fake emails that appear to be sent from ZFUNDS asking users to confirm their email address and/or password. We would like to reassure users that we will never send you an email asking you to reconfirm your security details. We will never ask you to divulge your full passwords via e-mail. If you do receive a suspicious email like this please delete it straight away and do not click on any of the links contained in it. If you are ever concerned about any communications that are or seem to be from ZFUNDS, please contact us immediately.

Online Security

ZFUNDS has taken steps to safeguard the integrity of its data and prevent unauthorized access. These measures are designed to prevent corruption of data, block unknown or unauthorized access to our systems and information, and provide reasonable protection of private information in our possession. Unauthorized attempts to upload information or change information on ZFUNDS's Website are strictly prohibited and may be punishable under the law of Government of India and IT Act. This Website is owned and operated by ZFUNDS and we reserve the right to amend this policy at any anytime. We will post the revised policy on our website so as you are always aware of what information we collect, how we use it and under what circumstances we disclose it. Your continued use of our Website after the date that such notices are posted will be deemed to be your agreement to the changed terms. This online privacy policy applies only to information collected through our website and not to information collected offline.

Consent

By using our website, you consent to our website’s privacy policy.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us contact@Zfunds.in

Grievance Redressal

The redressal Mechanism: Any abuse, complaints, or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Redressal team as mentioned below via in writing or through email (contact@ZFunds.in)signed with the electronic signature to: www.zfunds.in A 141, DLF Oakwood estate, DLF phase 2, Gurgaon, Haryana - 122002 Ph: +91 8376983127 We at ZFunds request you to please provide the following information in your complaint:-

  • An electronic or physical signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint.
  • Identification of the copyrighted work claimed to have been infringed.
  • Identification of the material on our website or app that is claimed to be infringing or to be the subject of infringing activity.
  • The telephone number, address, or e-mail address of the complaining party.
  • A copy of the statement stating that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
  • An issue of a statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed

LEGAL DISCLAIMER

ZFUNDS holds the copyright to www.zfunds.in and the contents thereof unless otherwise expressly stated.

We are not responsible for any errors, omissions or representations on any of our pages or on links. We do not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any reliance.

Any user of ZFUNDS website is advised to either seek appropriate professional advice or cross check all the facts, laws and contents as may be referred to in the content on this website with original government/ statutory publications or notification before acting on the basis of any information contained herein.

Be it understood the data as contained in any form on the present website is subject to constant changes and in any event shall not be considered as a representation or assurances of any kind for future. The user of this website acknowledges that some errors or omissions may be inherent in the content of the website, which cannot be prevented and users accepts and acknowledges that we, the company shall have no responsibility about such errors and omissions.

The content, videos and data published by Zfunds are for your knowledge only. Please read all the documents and gather appropriate and sufficient information before making any investment decision. ZFUNDS shall not be responsible for any financial decision taken by you.

ZFUNDS reserves the rights, at any time to modify, alter, or update the contents on the ZFUNDS website and / or these terms of use and disclaimer and all users shall be bound by the terms and conditions so modified, altered or updated.

Governing Law and Jurisdiction:

The relationship between the user and ZFUNDS shall be governed by the Laws of India. The user and ZFUNDS agree to submit to the personal and exclusive jurisdiction of the courts located at Delhi, India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages as you have no permission to read and explore our site till you agree.

TERMS OF SERVICE

The materials in Zfunds.in website/app are provided 'as is' and without warranties of any kind either expressed or implied and to the fullest extent permissible pursuant to applicable law. Although Zfunds Distribution Pvt. Ltd., hereafter known as Zfunds has made every attempt to ensure accuracy and reliability of the information disseminated on the site/app, any errors which may have crept in are accidental and are solely out of inadvertence. By accessing and browsing the site/app, you accept, without limitation or qualification, the terms of service of Zfunds which retains the right to revise these rules at any time.

1. YOUR ACCEPTANCE

  • I/We agree and consent to authorize Zfunds to retrieve/verify any information relating to me/us including personal information, sms data, location data, call logs, contacts, documents submitted by me/us and any other documents procured by Zfunds for the purpose of financial product application/evaluation.
  • To authorize Zfunds to exchange details in relation to financial products application with regulatory bodies, AMC’s, credit bureau, affiliates, rating agencies, other banks, financial institutions, any third parties, any assignees/potential assignees or transferees, who may need, process and utilise the information in such manner and through such medium as it may be deemed necessary.
  • To authorize Zfunds to access and record your SMS only to assess your eligibility and monitor your financial track.
  • I confirm that the information provided by me here shall remain accurate.

2. GENERAL RULES

The website & app are intended for personal, non-commercial use. Users may not use this site/app in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity or personal rights of others.

3. MODIFIED TERMS

Zfunds reserves the right at all times to discontinue or modify any of the terms of service as may be deemed necessary or desirable without prior notification. Such changes may include, among other things, the adding of certain fees or charges. If we make changes to our terms of service and you continue to use our site/app, you are implicitly agreeing to the terms of service and privacy policy expressed herein.

4. LIMITATION OF LIABILITY

Zfunds (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for any damages or viruses that may infect your computer/phone or other property as the result of your access to the website/app or downloading of any content from the website/app.

5. PRIVACY POLICY

By using the website/app, you consent to the use of your information as we have outlined in our privacy policy.

6. USE OF THE SITE/APP

Zfunds hereby grants you permission to use the site/app as set forth in these terms of service provided that you will comply with all of them. You agree not to use, copy, modify, reformat, create derivative works, publicly display, download, store, reproduce, transmit, provide links to, republish, upload, post, reprocess or distribute any content on the site/app, including without limitation, the text, scripts, graphics, software, data, information, photos, and the like or use any content on the site/app for any commercial purposes. You may download material displayed on the site/app for non- commercial, personal use only. If you download material, you agree to maintain all copyright and other proprietary notices contained on the material.

7. MISCELLANEOUS

If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. The Terms of Service and the relationship between you and Zfunds will be governed by the laws as applicable in India. Any dispute(s) arising out of these Terms of Service will be handled in the competent courts of Delhi, India.

REFUND POLICY

Refunds (if applicable)

You will be eligible for a refund only for a certain period of time after first payment. Cancellation charges will be mentioned at the time of purchase.

Late or missing refunds (if applicable)

If you haven’t received a refund yet, first check your bank account again. First contact your bank. There is often some processing time before a refund is posted. If you’ve done all of this and you still have not received your refund yet, please contact us at support@zfunds.in