Prudent Equity ACE Fund AIF: Returns, Portfolio & Fees

AIF · Equity · CAT III - LONG ONLY - MULTI CAP & FLEXI CAP

Prudent Equity ACE Fund

IRRSince inception23.60%

Alpha (3Y)5.22%

3Y return17.60%

Fund age3 yrs 7 mo

Fund Manager

Siddharth Oberoi

Fund Manager, Prudent Equity

Siddharth Oberoi is the Founder and Chief Investment Officer (CIO) of Prudent Equity. Siddharth has been a full-time investor since 1996. After gaining extensive experience, Siddharth realized the critical need of having a platform that can fulfil the need and guide people on where and how to invest. This, in turn, led him to establish Prudent Equity in 2012. With over 27 years of experience, Siddharth has a proven track record of leading, managing, and growing investor’s capital. He possesses extensive experience in the Indian capital markets and wealth management industry. Over the last 11 years advising on public equities, under his guidance, Prudent Equity has been able to deliver 41% CAGR returns for its clients. Siddharth has been able to beat the benchmark over each 3-year period since the last 27 years.

Managing AUM₹0 Cr

Growth of₹Cr

Prudent Equity ACE

Returns: How it has done

Scheme / Benchmark	YTD	1Y	2Y	3Y	5Y	Since inception
Prudent Equity ACE	1.77%	−1.50%	−3.80%	17.60%	—	23.60%
Nifty 500	−1.07%	2.00%	−0.70%	10.70%	—	11.00%
Excess over benchmark	2.84%	−3.50%	−3.10%	6.90%	—	12.60%

Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Jul 2026.

Risk : What you take on to earn the return

Volatility

24.12%

Benchmark approx 14.77%

A standard deviation reflecting historical swings.

Sensitivity

1.20

Beta vs benchmark 1.00 · 20% more reactive

How strongly the scheme moves with the index.

Risk-reward

0.56

Sharpe

Excess return gained per unit of volatility.

Capture ratio

129 / 108

Upside / Downside Capture

Share of market gains captured versus losses absorbed.

How far below its previous high it fell

Over the trailing 3Y window the scheme fell −23.18% from its 30 Oct 2024 peak to a 31 Mar 2026 trough. It has not yet recovered.

Max drawdowns

−23.18%

Scheme Drawdown Trajectory

Drawdown analysis	Peak	Trough	Depth	Fell over	Recovered	Recovery took
Scheme	30 Oct 2024	31 Mar 2026	−23.18%	517 days	–	–
Benchmark	30 Aug 2024	28 Feb 2025	−18.59%	182 days	–	–

Scheme

Peak30 Oct 2024

Trough31 Mar 2026

Depth−23.18%

Fell over517 days

Recovered–

Recovery took–

Benchmark

Peak30 Aug 2024

Trough28 Feb 2025

Depth−18.59%

Fell over182 days

Recovered–

Recovery took–

The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Jul 2026

Fees

A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle. Both cost the same at a 18.33% gross return.

FixedPlan A · Simple

Fixed Management Fee3.75% / yr

Performance FeeNone

Hurdle RateNot applicable

VariablePlan B · Shared upside

Fixed Management Fee1.00% / yr

Performance Fee15% of profit

Hurdle RateNot applicable

No exit load. Lock-in: Nil.

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