PMS · Equity · Multi Cap
Fractal Capital - Wealth Builder
Fund size₹46 Cr
Alpha (3Y)−0.15%
3Y return11.57%
Fund age5 yrs 5 mo
Fund Managers
Miten Lathia
Fund Manager, Fractal
A Chartered Accountant, Chartered Financial Analyst ®, Financial Risk Manager, Miten has 8 years of fund management experience in his 20+ years of working in the equity markets. Miten managed the HDFC Capital Builder Value Fund from May-12 to May-20. During this period, the fund beat its benchmark in 6 out of the 8 fiscal years. Before working at HDFC Asset Management, Miten was an analyst at broking houses – Brics, SSKI, Enam and Anand Rathi.
Managing AUM₹82 Cr
Sanjeev Goswami
Fund Manager, Fractal
A career investment banker, Sanjeev is the co-founder of Fractal Capital Investments LLP. Sanjeev is an MBA from Xavier Institute of Management, Bhubaneshwar and B.E. from Delhi College of Engineering. Sanjeev was a Managing Director at IDFC Capital before he founded Fractal Capital Advisors in 2013. Sanjeev has a deep experience in fund raising. Prior to becoming an investment banker, Sanjeev was an analyst at broking houses – SSKI, B&K, First Global.
Managing AUM₹82 Cr
Growth of₹Cr
Fractal Capital Wealth Builder
Returns: How it has done
| Scheme / Benchmark | YTD | 1Y | 2Y | 3Y | 5Y | Since inception |
|---|---|---|---|---|---|---|
| Fractal Capital Wealth Builder | 0.33% | −0.59% | −0.06% | 11.57% | 13.86% | 15.96% |
| Nifty 500 | −1.02% | 4.72% | −0.11% | 12.09% | 10.91% | 13.02% |
| Excess over benchmark | 1.35% | −5.31% | 0.05% | −0.52% | 2.95% | 2.94% |
Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Aug 2026.
Risk : What you take on to earn the return
Volatility
17.35%
Benchmark approx 14.82%
A standard deviation reflecting historical swings.
Sensitivity
1.00
Beta vs benchmark 1.00
How strongly the scheme moves with the index.
Risk-reward
0.42
Sharpe
Excess return gained per unit of volatility.
Capture ratio
90 / 83
Upside / Downside Capture
Share of market gains captured versus losses absorbed.
How far below its previous high it fell
Over the trailing 3Y window the scheme fell −22.24% from its 24 Jul 2025 peak to a 31 Mar 2026 trough. It has not yet recovered.
Max drawdowns
−22.24%
Scheme Drawdown Trajectory
| Drawdown analysis | Peak | Trough | Depth | Fell over | Recovered | Recovery took |
|---|---|---|---|---|---|---|
| Scheme | 24 Jul 2025 | 31 Mar 2026 | −22.24% | 250 days | – | – |
| Benchmark | 30 Aug 2024 | 28 Feb 2025 | −18.59% | 182 days | – | – |
Scheme
Peak24 Jul 2025
Trough31 Mar 2026
Depth−22.24%
Fell over250 days
Recovered–
Recovery took–
Benchmark
Peak30 Aug 2024
Trough28 Feb 2025
Depth−18.59%
Fell over182 days
Recovered–
Recovery took–
The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Aug 2026
Portfolio Details : Where the money actually sits
Stocks
16
P/E ratio
22.00
P/B ratio
4.20
Avg market cap
₹1.65 L Cr
Asset class
Equity
Market cap
Large cap23.00%
Mid cap4.00%
Small cap73.00%
Cash & others0.00%
As on 31 Aug 2026
Fees
A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle.
FixedPlan A · SimpleFixed Management Fee2.00% / yr
Performance FeeNone
Hurdle RateNot applicable
VariablePlan B · Shared upsideFixed Management Fee1.00% / yr
Performance Fee0% of profit
Hurdle RateAbove 10%
Exit load 3.00% within 1 year, 2.00% within 2 years, 1.00% within 3 years. Lock-in: Nil.
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