JM Financial - Growth and Value PMS: Returns, Portfolio & Fees

PMS · Equity · Large Cap

JM Financial - Growth and Value

Fund size₹80 Cr

Alpha (3Y)4.60%

3Y return13.13%

Fund age21 yrs 4 mo

Fund Manager

Rakesh Parekh

Fund Manager, JM Financial Services

Mr. Parekh has over 25 years’ experience in equities and portfolio management. He heads the Equity PMS business at JM Financial Services (JMFS). Before joining JMFS, Mr. Parekh was part of the Templeton Emerging Markets Group headed by Dr. J. Mark Mobius. He was responsible for co-managing the portfolio of Templeton India Growth Fund (TIGF) and a private institutional portfolio-OMERS, a Canadian pension fund based out of Mumbai, India. He has gained varied experience across a number of emerging markets, principally India and Israel, during his tenure within Templeton Group. He has also worked with several other large investment organizations both FII’s and DII’s as a research analyst. Mr. Parekh is a qualified Associate of Chartered Insurance Institute (ACII), UK and holds a degree in MBA, Finance from the University of Stirling, UK.

Managing AUM₹409 Cr

Growth of₹Cr

JM Financial Growth and Value

Returns: How it has done

Scheme / Benchmark	YTD	1Y	2Y	3Y	5Y	Since inception
JM Financial Growth and Value	2.02%	1.65%	0.82%	13.13%	8.52%	13.45%
NIFTY 50 TRI	−5.93%	−0.43%	0.06%	8.57%	10.41%	13.46%
Excess over benchmark	7.95%	2.08%	0.76%	4.56%	−1.89%	−0.01%

Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Jul 2026.

Risk : What you take on to earn the return

Volatility

16.18%

Benchmark approx 13.36%

A standard deviation reflecting historical swings.

Sensitivity

0.93

Beta vs benchmark 1.00 · 7% less reactive

How strongly the scheme moves with the index.

Risk-reward

0.50

Sharpe

Excess return gained per unit of volatility.

Capture ratio

112 / 88

Upside / Downside Capture

Share of market gains captured versus losses absorbed.

How far below its previous high it fell

Over the trailing 3Y window the scheme fell −20.69% from its 24 Sep 2024 peak to a 01 Mar 2025 trough. It has not yet recovered.

Max drawdowns

−20.69%

Scheme Drawdown Trajectory

Drawdown analysis	Peak	Trough	Depth	Fell over	Recovered	Recovery took
Scheme	24 Sep 2024	01 Mar 2025	−20.69%	158 days	–	–
Benchmark	30 Aug 2024	28 Feb 2025	−15.27%	182 days	–	–

Scheme

Peak24 Sep 2024

Trough01 Mar 2025

Depth−20.69%

Fell over158 days

Recovered–

Recovery took–

Benchmark

Peak30 Aug 2024

Trough28 Feb 2025

Depth−15.27%

Fell over182 days

Recovered–

Recovery took–

The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Jul 2026

Portfolio Details : Where the money actually sits

Stocks

P/E ratio

35.19

P/B ratio

4.41

Avg market cap

₹3.17 L Cr

Asset class

Equity

Market cap

Large cap70.05%

Mid cap7.81%

Small cap15.88%

Cash & others6.26%

As on 31 May 2026

Fees

A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle. Both cost the same at a 17.50% gross return.

FixedPlan A · Simple

Fixed Management Fee2.50% / yr

Performance FeeNone

Hurdle RateNot applicable

VariablePlan B · Shared upside

Fixed Management Fee1.00% / yr

Performance Fee20% of profit

Hurdle RateAbove 10%

Exit load 3.00% within 1 year, 2.00% within 2 years, nil after 3 years. Lock-in: Nil.

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