PMS · Equity · Multi Cap
Karma - Wealth Builder
Fund size₹296 Cr
Alpha (3Y)0.85%
3Y return13.40%
Fund age19 yrs 8 mo
Fund Manager
Growth of₹Cr
Karma Wealth Builder
Returns: How it has done
| Scheme / Benchmark | YTD | 1Y | 2Y | 3Y | 5Y | Since inception |
|---|---|---|---|---|---|---|
| Karma Wealth Builder | −2.06% | 10.30% | 2.90% | 13.40% | 13.85% | 12.90% |
| Nifty 500 | −1.02% | 4.70% | −0.10% | 12.10% | 10.91% | 11.80% |
| Excess over benchmark | −1.04% | 5.60% | 3.00% | 1.30% | 2.94% | 1.10% |
Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Aug 2026.
Risk : What you take on to earn the return
Volatility
17.30%
Benchmark approx 14.74%
A standard deviation reflecting historical swings.
Sensitivity
1.05
Beta vs benchmark 1.00 · 5% more reactive
How strongly the scheme moves with the index.
Risk-reward
0.49
Sharpe
Excess return gained per unit of volatility.
Capture ratio
102 / 96
Upside / Downside Capture
Share of market gains captured versus losses absorbed.
How far below its previous high it fell
Over the trailing 3Y window the scheme fell −12.92% from its 30 Jan 2026 peak to a 31 Mar 2026 trough. It has not yet recovered.
Max drawdowns
−12.92%
Scheme Drawdown Trajectory
| Drawdown analysis | Peak | Trough | Depth | Fell over | Recovered | Recovery took |
|---|---|---|---|---|---|---|
| Scheme | 30 Jan 2026 | 31 Mar 2026 | −12.92% | 60 days | – | – |
| Benchmark | 30 Aug 2024 | 28 Feb 2025 | −18.59% | 182 days | – | – |
Scheme
Peak30 Jan 2026
Trough31 Mar 2026
Depth−12.92%
Fell over60 days
Recovered–
Recovery took–
Benchmark
Peak30 Aug 2024
Trough28 Feb 2025
Depth−18.59%
Fell over182 days
Recovered–
Recovery took–
The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Aug 2026
Portfolio Details : Where the money actually sits
Avg market cap
₹1.01 L Cr
Asset class
Equity
Market cap
Large cap20.59%
Mid cap15.37%
Small cap61.62%
Cash & others2.42%
As on 31 Aug 2026
Fees
A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle. Both cost the same at a 15.00% gross return.
FixedPlan A · SimpleFixed Management Fee2.50% / yr
Performance FeeNone
Hurdle RateNot applicable
VariablePlan B · Shared upsideFixed Management Fee1.50% / yr
Performance Fee20% of profit
Hurdle RateAbove 10%
Exit load 1.00% within 1 year. Lock-in: Nil.
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