PMS · Equity · Multi Cap
MOAT - Emerging Moat
Fund size₹57 Cr
Alpha (3Y)−2.31%
3Y return8.64%
Fund age3 yrs 11 mo
Fund Managers
Ramakrishnan TB
Ramakrishnan TB
Fund Manager, PMS, MOAT Financial Services
Mr. Ramakrishnan T.B., commonly called Ramki, is a registered Research Analyst with SEBI and holds a Post Graduate Program in Portfolio Management from NISM. He was a Cochin Stock Exchange member and a governing board member during 1998-2000 and ex-Treasurer during 1998-1999. He was the Regional Head of Sharekhan (2002-2006). With over 32 years of experience in financial markets, Mr. Ramki plays a key role in organizing various investor awareness programs in Kerala and other states. He actively participates as a speaker in investment awareness initiatives organized by NSE, BSE, MCX, NSDL, CDSL, and SEBI. He is also a frequent panellist in public media discussions related to Financial Markets. Since May 2023, Mr. Ramki has conducted numerous investor awareness programs throughout Kerala, focusing on "AI and its impact on the stock market." His profound knowledge and extensive experience in stock market analysis greatly enrich these seminars with valuable insights. In addition to his speaking engagements, Mr. Ramki regularly contributes articles to publications such as "Sampadyam" by Malayala Manorama, "Dhanam" Magazines, and "Business Deepika." These contributions aim to keep the investing public informed about the Financial and Commodity Markets.
Managing AUM₹287 Cr
Sudheesh M
Sudheesh M
Fund Manager, MOAT Financial Services
Mr. Sudheesh M has over a decade of experience in the field of corporate finance, accounts, and audit. He started his career with a reputed Chartered Accountant in 2006 in Cochin. Taxation, corporate audit, and accounting are his specializations. He has been working with Moat Financial Services since 2013 and is currently in the Finance and Compliance office. Sudheesh is a commerce graduate and is on the path to becoming a Chartered Accountant
Managing AUM₹85 Cr
Growth of₹Cr
MOAT Emerging Moat
Returns: How it has done
Scheme / BenchmarkYTD1Y2Y3Y5YSince inception
MOAT Emerging Moat2.71%2.64%−4.60%8.64%—12.31%
Nifty 500−1.02%4.72%−0.11%12.09%—12.61%
Excess over benchmark3.73%−2.08%−4.49%−3.45%—−0.30%
Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Aug 2026.
Risk : What you take on to earn the return
Volatility
17.76%
Benchmark approx 14.75%
A standard deviation reflecting historical swings.
Sensitivity
1.07
Beta vs benchmark 1.00 · 7% more reactive
How strongly the scheme moves with the index.
Risk-reward
0.31
Sharpe
Excess return gained per unit of volatility.
Capture ratio
98 / 109
Upside / Downside Capture
Share of market gains captured versus losses absorbed.
How far below its previous high it fell
Over the trailing 3Y window the scheme fell −25.57% from its 24 Sep 2024 peak to a 31 Mar 2026 trough. It has not yet recovered.
Max drawdowns
−25.57%
Scheme Drawdown Trajectory
Drawdown analysisPeakTroughDepthFell overRecoveredRecovery took
Scheme24 Sep 202431 Mar 2026−25.57%553 days––
Benchmark30 Aug 202428 Feb 2025−18.59%182 days––
Scheme
Peak24 Sep 2024
Trough31 Mar 2026
Depth−25.57%
Fell over553 days
Recovered–
Recovery took–
Benchmark
Peak30 Aug 2024
Trough28 Feb 2025
Depth−18.59%
Fell over182 days
Recovered–
Recovery took–
The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Aug 2026
Portfolio Details : Where the money actually sits
Asset class
Equity
Top 5 holdings
Hero MotoCorp Ltd5.25%
Kajaria Ceramics Ltd5.12%
State Bank of India4.44%
Sheela Foam Ltd3.76%
Pidilite Industries Ltd3.36%
Fees
A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle. Both cost the same at a 12.00% gross return.
FixedPlan A · Simple
Fixed Management Fee2.00% / yr
Performance FeeNone
Hurdle RateNot applicable
VariablePlan B · Shared upside
Fixed Management Fee2.00% / yr
Performance Fee20% of profit
Hurdle RateAbove 12%
No exit load. Lock-in: Nil.
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