PMS · Debt · Debt
Phillip Income Builder Portfolio
Fund size₹262 Cr
Alpha (3Y)7.50%
3Y return13.62%
Fund age3 yrs
Fund Manager
Growth of₹Cr
Phillip Income Builder
Returns: How it has done
| Scheme / Benchmark | YTD | 1Y | 2Y | 3Y | 5Y | Since inception |
|---|---|---|---|---|---|---|
| Phillip Income Builder | 7.08% | 10.73% | 11.39% | 13.62% | — | 13.76% |
| Nifty 500 | −1.02% | 5.20% | 6.10% | 6.89% | — | 6.94% |
| Excess over benchmark | 8.10% | 5.53% | 5.29% | 6.73% | — | 6.82% |
Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Aug 2026.
Risk : What you take on to earn the return
Volatility
1.55%
Benchmark approx 2.67%
A standard deviation reflecting historical swings.
Sensitivity
0.13
Beta vs benchmark 1.00 · 87% less reactive
How strongly the scheme moves with the index.
Risk-reward
4.91
Sharpe
Excess return gained per unit of volatility.
Capture ratio
136 / -185
Upside / Downside Capture
Share of market gains captured versus losses absorbed.
Portfolio Details : Where the money actually sits
Asset class
Debt
Top 5 holdings
11% Kosamattam–
Muthoot Fincorp Ltd. 10.45% DB REDEEM 24/12/2032 INR 10000–
Indostar Capital Finance Ltd 10.30% DB REDEEM 25/09/2027 INR 1000–
Navi Finserv Ltd. 10.75% DB REDEEM 19/08/2028 INR 10000–
MUTHOOTTU MINI FINANCIERS LTD 9.25 NCD 18SP27 FVRS10000–
Fees
A fixed plan is cheaper when returns are strong.
FixedPlan A · SimpleFixed Management Fee0.75% / yr
Performance FeeNone
Hurdle RateNot applicable
No exit load. Lock-in: Nil.
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