PMS · Multi Asset · Multi Asset
Sincere - Fixed Income plus Fund
Fund size₹33 Cr
Alpha (3Y)−0.78%
3Y return7.48%
Fund age3 yrs 3 mo
Fund Manager
Growth of₹Cr
Sincere Fixed Income plus
Returns: How it has done
Scheme / BenchmarkYTD1Y2Y3Y5YSince inception
Sincere Fixed Income plus1.81%6.47%4.17%7.48%—8.12%
Nifty 500−1.02%6.86%4.68%11.04%—11.85%
Excess over benchmark2.83%−0.39%−0.51%−3.56%—−3.73%
Returns up to one year are absolute; two years and above are annualised (CAGR). YTD is calendar-year-to-date. As on 31 Aug 2026.
Risk : What you take on to earn the return
Volatility
5.15%
Benchmark approx 8.00%
A standard deviation reflecting historical swings.
Sensitivity
0.49
Beta vs benchmark 1.00 · 51% less reactive
How strongly the scheme moves with the index.
Risk-reward
0.41
Sharpe
Excess return gained per unit of volatility.
Capture ratio
19 / -65
Upside / Downside Capture
Share of market gains captured versus losses absorbed.
How far below its previous high it fell
Over the trailing 3Y window the scheme fell −8.35% from its 29 Jan 2026 peak to a 23 Mar 2026 trough. It has not yet recovered.
Max drawdowns
−8.35%
Scheme Drawdown Trajectory
Drawdown analysisPeakTroughDepthFell overRecoveredRecovery took
Scheme29 Jan 202623 Mar 2026−8.35%53 days––
Benchmark30 Aug 202428 Feb 2025−18.59%182 days––
Scheme
Peak29 Jan 2026
Trough23 Mar 2026
Depth−8.35%
Fell over53 days
Recovered–
Recovery took–
Benchmark
Peak30 Aug 2024
Trough28 Feb 2025
Depth−18.59%
Fell over182 days
Recovered–
Recovery took–
The benchmark's peak, trough and recovery are read off its month-end curve; the scheme's row is measured on daily NAV. · Risk and drawdown use a trailing 3Y window · As on 31 Aug 2026
Fees
A fixed plan is cheaper when returns are strong. A performance plan costs less in lean years and shares the upside only when the fund beats a hurdle. Both cost the same at a 11.50% gross return.
FixedPlan A · Simple
Fixed Management Fee1.75% / yr
Performance FeeNone
Hurdle RateNot applicable
VariablePlan B · Shared upside
Fixed Management Fee1.25% / yr
Performance Fee20% of profit
Hurdle RateAbove 9%
Exit load 3.00% within 1 year, 2.00% within 2 years, 1.00% within 3 years. Lock-in: Nil.
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