DSP Small Cap Fund - Regular - Growth

EquitySmall Cap
  • Plan: Regular
  • |
  • Type: Open-Ended
  • |
  • Option: Growth
  • 1 yr return26.1%
  • 3 yr return0.5%
  • 5 yr return13.5%
  • Expense Ratio1.91%
  • Lock-in Period--
  • Exit Load1%
  • Fund Size (Cr)Rupees6001.1
  • NAVRupees72.8

Performance Graph

  • Show returns for: 1 yr 3 yrs 5 yrs
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Returns Calculator

  • Show returns for: SIP Lumpsum
  • Monthly SIP (Rupees)
  • Investment years: 1 3 5
  • Amount invested/month: Rupees-
  • Time Period: 1 years
  • Estimated Returns: Rupees0

Analysis

About DSP Smallcap Fund

DSP Smallcap Fund is an open-ended equity scheme primarily investing in the stocks of small-cap companies.

Investment Objective

The investment objective of the scheme is to provide long term capital appreciation to the investors by making investments in a diversified portfolio of equity & equity-related securities of small-cap companies. Also, the fund manager will take exposures in stocks of companies of other categories to achieve an optimal portfolio construction.

Benchmark

The Benchmark of the scheme is S&P BSE Small Cap Index TRI.

Investment Details

ParticularsMinimum Amount
Minimum Application AmountRs.500 & any amount thereafter
Minimum Additional InvestmentRs.500 & any amount thereafter

SIP Details

TypeMinimum AmountMinimum Installments
MonthlyRs.500 & in multiples of Rs.1 thereafter6
QuarterlyRs.500 & in multiples of Rs.1 thereafter6

Loads

Entry Load: Nil

Exit Load:

If units are redeemed or switched out within 1 year - 1%

If units are redeemed or switched out after 1 year - Nil

Suitability

DSP Smallcap Fund is suitable for investors with a high-risk appetite and looking to invest for a period of 7 years & above.

Taxation:

As the fund predominantly invests in equity securities, DSP Smallcap Fund has the taxability of an equity mutual fund scheme. Following taxation is applicable:

  • If the units are sold after 1 year, then the gains on investments are treated as Long Term Capital Gains (LTCG). LTCG of up to Rs 1 lacs in a financial year is tax-free and above that, it is taxed at the rate of 10% without the benefit of indexation.
  • If the units are sold within 1 year, then the gains are treated as Short Term Capital Gains (STCG) and are taxed at the rate of 15%.

DSP Smallcap Fund’s Asset Allocation

Under normal conditions, the pattern of asset allocation is as follows:

 

AssetsMinimum indicative allocation (% of total assets)Maximum indicative allocation (% of total assets)Risk Profile
Equity & Equity related securities of small-cap companies 65100High 
Equity & Equity related securities of Top 250 companies in terms of market capitalization035High
Debt & Money market instruments035Low to Moderate
REITs & InVITs010Moderate to High

Who should invest?

Small cap funds are those equity mutual funds that invest in equity & equity-related securities of the companies beyond the top 250 companies in terms of market capitalization. 

These companies have small market shares but aim to come out with innovative products which could disrupt the market through their qualitative offerings. These stocks carry the potential to become midcaps and later, large-caps by gaining market share over time.

Investments in DSP Smallcap Fund can be made by investors who want to invest in small businesses having the potential to deliver good returns over longer periods. The small size of the underlying holdings makes investments in these funds relatively risky & more volatile as compared to investments in other equity fund categories.

Investors with a high-risk appetite looking to invest in equity funds for a long investment horizon could consider investments in this fund. The fund can be a good investment for a diversified equity portfolio.

Eligibility - Who can invest? 

The following people are eligible to invest in this scheme:

  • Indian Resident Adults (single holder or on a joint basis)
  • Hindu Undivided Family
  • Partnership entities
  • Limited Liability Partnership units
  • Minor through parent or a legal guardian
  • Sole Proprietor
  • Corporates, PSUs & others.
  • NRIs/POIs/OCIs
  • Banks & Financial Institutions
  • Religious & Charitable Trusts
  • Defense & paramilitary units 
  • Foreign Portfolio Investors
  • Pension/Provident/Gratuity Funds
  • Trustee, AMCs or Sponsors
  • Other schemes of DSP or other mutual funds
  • Alternative Investment Funds
  • Others

How to invest?

You can invest in DSP Smallcap Fund through any AMFI distributor, AMC, banks, or third party platforms. If you need any help with your investments, you can reach out to our ZFunds Experts on Whatsapp - 7217746224.

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Investment Objective

The Primary Investment Objective Is To Seek To Generate Long Term Capital Appreciation From A Portfolio That Is Substantially Constituted Of Equity And Equity Related Securities Of Small Cap Companies. From Time To Time, The Fund Manager Will Also Seek Participation In Other Equity And Equity Related Securities To Achieve Optimal Portfolio Construction. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.

Tax Implications

Taxation on mutual fund explained : https://zfunds.in/article/taxes-on-mutual-funds

Top Holdings

  • Companies %
  • Atul Limited 4.6
  • IPCA Laboratories Limited 4.2
  • TREPS / Reverse Repo Investments / Corporate Debt Repo 3.8
  • APL Apollo Tubes Limited 3.7
  • Tube Investments of India Limited 3.4
  • Ratnamani Metals & Tubes Limited 3.2
  • Nilkamal Limited 3.1
  • Chambal Fertilizers & Chemicals Limited 2.9
  • Manappuram Finance Limited 2.8
  • Welspun India Limited 2.4
  • Suprajit Engineering Limited 2.4
  • Sectors %
  • Industrial Products12.1
  • Ferrous Metal9.5
  • Auto Ancillaries9.3
  • Textiles8.3
  • Consumer Durables7.8

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