HDFC ELSS Tax saver - Growth Plan
Equity
Tax Savings
HDFC ELSS Tax saver Returns
NAV: ₹1,320.276
As of 2026-05-29
-5.07%
1yr
15.92%
3yr
16.42%
5yr
All
HDFC ELSS Tax saver Return Calculator
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Monthly SIP
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HDFC ELSS Tax saver Overview
About HDFC ELSS Tax saver - Growth Plan
The HDFC ELSS Tax saver - Growth Plan , a Tax Savings multi-cap fund Open Ended Mutual Funds from HDFC Asset Management Company Limited, has remained a continuous performer in the Indian mutual fund industry since its inception in 2001. With a diversified portfolio across large cap fund , mid cap fund , and small-cap fund , the fund aims to generate long-term capital appreciation for its investors.
HDFC ELSS Tax saver - Growth Plan - Performance
The HDFC ELSS Tax saver - Growth Plan has set a great track record, delivering an impressive 1-year return of -5.07. The fund has also doubled the invested amount every 3 years, demonstrating its ability to generate wealth over the long term. It has an AUM of Rs ₹15,559.4894 Cr. and the latest NAV declared is 1320.276 as on 2026-05-29.
HDFC ELSS Tax saver - Growth Plan - Investment Strategy
The HDFC ELSS Tax saver - Growth Plan follows a multi-cap investment strategy, investing primarily in equity and equity-related securities across market capitalizations. This diversified approach helps to reduce risk and capture growth opportunities across various market segments. The fund's sector allocation reflects its focus on growth-oriented sectors, with significant exposure to Financial, Energy, Healthcare, Technology, and Automobile sectors.
HDFC ELSS Tax saver - Growth Plan - Fees and Expenses
The HDFC ELSS Tax saver - Growth Plan has an expense ratio of 1.72 , which is in line with the average expense ratio for multi-cap funds. The fund also charges an exit load of null if redeemed within 1 year of investment.
HDFC ELSS Tax saver - Growth Plan - SIP Planning
The HDFC ELSS Tax saver - Growth Plan, provides a broad range of SIP plans, which can be customised according to your needs and suitability. HDFC ELSS Tax saver - Growth Plan is feasible and convenient to use. This is the best SIP Plan to invest and provides a financial support to the investors. This particular Tax Savings provides you a SIP calculator to calculate your best mutual returns on your your best investment plan. As per your calculations on the Tax Savings Calculator, you can invest accordingly in any of the category and get your desired financial dreams achieved.
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Lock-in Period
1095
Min SIP
500
Min Lumpsum
₹500
Fund Size(Cr)
₹15,559.49
Expense Ratio
1.72%
Exit Load
Nil
Fund Analysis
About HDFC TaxSaver Fund
HDFC TaxSaver Fund is an open-ended equity-linked saving scheme which comes with a lock-in period of 3 years & tax benefits.
Investment Objective
The investment objective of the scheme is to provide for income & long-term capital appreciation to the investors by making investments in a diversified portfolio of equity & equity-related securities across market capitalizations & sectors.
Benchmark
The Benchmark of the scheme is Nifty 500 TRI.
Investment Details
| Particulars | Minimum Amount |
| Minimum Application Amount | Rs.500 & in multiples of Rs.500 thereafter |
| Minimum Additional Investment | Rs.500 & in multiples of Rs.500 thereafter |
SIP Details
| Type | Minimum Amount | Minimum Installments |
| Daily | Rs.500 & in multiples of Rs.500 thereafter. | - |
| Weekly | 6 | |
| Monthly (Less than Rs.1,000) | 12 | |
| Monthly (Equal to or greater than Rs.1,000) | 6 | |
| Quarterly (Less than Rs.3,000) | 4 | |
| Quarterly (Equal to or greater than Rs.3,000) | 2 |
Loads
Entry Load: Nil
Exit Load: Nil
Suitability
HDFC TaxSaver Fund is suitable for investors with moderate to high-risk appetite looking to invest for a period of 5 years & above. This fund is recommended to investors seeking long term capital appreciation along with the dual benefit of meeting their tax-saving needs.
Taxation:
As the fund predominantly invests in equity securities, HDFC TaxSaver Fund has the taxability of an equity mutual fund scheme. Following taxation is applicable:
- If the units are sold after 1 year, then the gains on investments are treated as Long Term Capital Gains (LTCG). LTCG of up to Rs 1.25 lacs in a financial year is tax-free and above that, it is taxed at the rate of 12.5% without the benefit of indexation.
- If the units are sold within 1 year, then the gains are treated as Short Term Capital Gains (STCG) and are taxed at the rate of 20%.
Being an ELSS Scheme, contributions to HDFC TaxSaver Fund are eligible for claiming tax deductions under Section 80C of the Income Tax Act,1961.
HDFC TaxSaver Fund’s Asset Allocation
Under normal conditions, the pattern of asset allocation is as follows:
| Assets | Minimum indicative allocation (% of total assets) | Maximum indicative allocation (% of total assets) | Risk Profile |
| Equity & Equity related securities | 80 | 100 | High |
| Debt & money market instruments | 0 | 20 | Low to Moderate |
Who should invest?
ELSS funds are those equity mutual funds that invest in equity & equity-related securities of companies across market capitalizations & different sectors. These funds provide an opportunity for investors to earn capital gains through its equity investments along with offering tax benefits.
Investments in HDFC TaxSaver Fund can be made by investors who want to invest for their tax-saving needs. The fund has a multi-cap portfolio that provides a diversified equity portfolio and can generate good returns over long periods.
Investors looking to invest in a tax-saving product with high risk/reward characteristics could consider ELSS funds. Though the fund has a lock-in of 3 years, we recommend investments for at least 5 years or more to earn potential good returns on the investments.
Eligibility
The following people are eligible for investing in this scheme:
- Indian Resident Adults (single holder or on a joint basis)
- Hindu Undivided Family
- Partnership entities
- Limited Liability Partnership units
- Minor through parent or a legal guardian
- Sole Proprietor
- Corporates, PSUs & others.
- NRIs/POIs/OCIs
- Banks & Financial Institutions
- Religious & Charitable Trusts
- Defense & paramilitary units
- Foreign Portfolio Investors
- Pension/Provident/Gratuity Funds
- Trustee, AMCs or Sponsors
- Other schemes of HDFC MF or other mutual funds
- Alternative Investment Funds
- Others
How to invest?
You can invest in HDFC TaxSaver Fund through any AMFI distributor, AMC, banks, or third party platforms. If you need any help with your investments, you can reach out to our ZFunds Experts on Whatsapp - 7217746224.
HDFC ELSS Tax saver Holdings
HDFC ELSS Tax saver AMC Details
Fund House
HDFC Asset Management Company Limited
Fund Manager
Roshi Jain
HDFC ELSS Tax saver FAQs
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Is HDFC ELSS Tax saver a good investment option for me?
What are the expense ratios associated with HDFC ELSS Tax saver ?
Can I invest in both SIP and Lump Sum plans for HDFC ELSS Tax saver ?
How can I redeem my investments in the HDFC ELSS Tax saver ?
What is the current Asset Under Management (AUM) for HDFC ELSS Tax saver ?
How can I invest in the HDFC ELSS Tax saver through SIPs of INR 1000 per month?
Disclaimer
Past performance is not an indicator of future returns.
Mutual Fund investments are subject to market risks, read all scheme related documents and Terms & Conditions carefully for more information.